16 Construction Loan Lenders in North-Kingstown, Rhode Island in 2026

Lendersa® offers a comprehensive list of construction loan lenders in North-Kingstown, RI. This includes regional banks, national lenders, and local hard money lenders, all utilizing private funds for ground-up construction projects or significant rehabs. With such a diverse range of financial institutions, borrowers can find a lender that aligns perfectly with their unique project needs.

When assessing construction costs in North-Kingstown, RI, for a 2,000 square foot home, lenders estimate prices ranging from $270,412 for basic builds to $487,934 for more upscale designs. These costs are subject to change based on interest rates and loan assessments, which depend on borrower financial conditions, loan-to-value ratios (LTV), after-repair values (ARV), and the chosen lender type.

Examine and compare offers from a collection of 100 different lenders to determine the most advantageous financing path suited to your specific project needs.

Explore the magic construction loan calculator

Lendersa® uses sophisticated AI technology to efficiently match your loan requests with a tailored selection from hundreds of construction lenders, guaranteeing all your financial needs are adequately addressed. You can tap into exceptional construction rates designed to fund activities like ground-up developments, fix-and-flip properties, or even major rehab projects across residential and commercial markets in RI.

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Minimizing unnecessary credit inquiries is important for maintaining a strong credit score. You can obtain preapproval for your land loan without needing to disclose your social security number or any other sensitive financial data.

If you agree to pledge additional properties as collateral with a blanket loan, you might qualify for 100% LTV financing, which could provide robust financial flexibility and capacity.

Use the Lendersa® land loan calculator to efficiently locate vacant land loan lenders across specified zip codes 02874. This tool helps streamline your search for the most compatible financial partners, aiding you in achieving your property development goals efficiently.



North-Kingstown Construction Loan Lenders

  • Atlantic Mortgage & Finance Corporation
  • 94 Main Street, Wakefield, RI, 02879
  • Lends in Rhode Island
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Joint Venture Capital, LLC
  • 5775 Post Road #132, East Greenwich, RI, 02818
  • Lends in Rhode Island
  • JVC offers a myriad of diverse commercial loan programs to commercial borrowers secured by any worthwhile commercial real estate.
    Joint Venture Capital , LLC was established in February 2008 during and as a response to one of the worst Finance Meltdowns in US History!
    No one offers a more diverse array of finance options or works harder than JVC

  • BankNewport
  • 184 John Clarke Road, Middletown, RI, 02842
  • Lends in Rhode Island
  • BankNewport is proud to be your community bank. Founded in 1819, we are one of the oldest mutual savings banks not only in Rhode Island, but in the entire United States. Currently holding $1.6 Billion in assets, BankNewport is an FDIC-insured savings bank and a subsidiary of the Mutual Holding Company, OceanPoint Financial Partners, MHC.

  • People’s Credit Union
  • 858 West Main Road, Middletown, RI, 02842
  • Lends in Rhode Island
  • People’s Credit Union is a community Credit Union that has served the people of Rhode Island and Southeastern Massachusetts since 1922. People's Credit Union is owned by its members and is a not-for-profit, cooperative financial institution. We operate 6 branches located in Bristol, Middletown, Newport, North Kingstown, Portsmouth, and Wakefield.

  • THE WASHINGTON TRUST COMPANY
  • 236 Centerville Road, Warwick, RI, 02886
  • Lends in Rhode Island
  • Founded in 1800, Washington Trust is the oldest community bank in the nation and one of the Northeast’s premier financial services companies. Washington Trust offers a full range of financial services, including commercial banking, mortgage banking, personal banking and wealth management and trust services.

  • The Mortgage Corner
  • 175 Metro Center Blvd, Warwick, RI, 02886
  • Lends in Rhode Island
  • The Mortgage Corner® of New England is a licensed mortgage broker in Massachusetts and Rhode Island offering a full selection of mortgage products represented by many national mortgage lenders. Our combined 60 years of mortgage experience assures you that we will guide you through each step of the mortgage process with ease.

  • Cornerstone Commercial Capital
  • Warwick Neck Ave, Warwick, RI, 02889
  • Lends in Rhode Island
  • Cornerstone Commercial Capital offers Commercial and Investment Property Loan's, Purchase Pre-Approvals,. Cash Out Blanket Loans, Fix & Flip loan's, Hard Money and More!Commercial Capital offers Commercial and Investment Property Loan's, Purchase Pre-Approvals,. Cash Out Blanket Loans, Fix & Flip loan's,

  • Ocean State Credit Union
  • 1584 Nooseneck Hill Rd, Coventry, RI, 02816
  • Lends in Rhode Island
  • Ocean State Credit Union have aimed to provide our members with sound, simple financial solutions. In that time we have evolved, and our offerings have been designed to meet the ever-changing needs of our members. From those humble beginnings, Ocean State Credit Union has grown to become a statewide credit union offering.

  • Providence Commercial Capital
  • 535 Atwood Ave, Suite 4, Cranston, RI, 02920
  • Lends in Rhode Island
  • Providence Commercial Capital is truly a one-of-a-kind company. We are a direct portfolio and correspondent lender originating commercial and investment loans. PCC is an alternative lender offering flexible programs which has, over the years, opened many doors for our clients who may not have been able to find suitable financing elsewhere.

  • EMCAP
  • 1140 Reservoir Avenue, Cranston, RI, 02920
  • Lends in Rhode Island
  • EMCAP is dedicated to funding real estate investors throughout RI, MA, NH, ME and FL. EMCAP is a private lender (“hard money lender”) capable of offering investors (no owner occupants) flexible real estate financing programs and quick execution time frames that are unmatched by traditional lending sources