Construction Loan Lenders in Wakefield-Peacedale, Rhode Island (2026)

The Lendersa® collection of construction loan lenders in Wakefield-Peacedale, RI includes a diverse range of regional banks, national lenders, and local hard money lenders that utilize private money for both ground-up constructions and major rehab projects. Whether you're rebuilding from scratch or making substantial upgrades, these lenders can provide the financial backing you need.

For construction costs in Wakefield-Peacedale, RI, lenders evaluate a 2,000 square foot home from $270,192 for a basic build to $487,714 for more upscale projects. The interest rates and terms of these loans fluctuate based on the borrower's financial standing, the Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the specific lender selected.

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The Innovative Construction Loan Calculator

To fully address all your construction financing demands, Lendersa® utilizes AI technology to swiftly match your loan application with a wide array of construction lenders. Experience a streamlined process to discover the best construction rates available to fund new builds, fix-and-flip projects, or extensive renovations on residential and commercial properties across RI.

Locate Construction Loan Lenders in Your Area

Reduce the risk of unnecessary inquiries that might impact your credit score negatively. Secure preapproval for your land loan without disclosing sensitive information such as your social security number.

Qualification for 100% Loan-to-Value (LTV) financing might be possible if you're willing to pledge additional properties as collateral, a strategy known as a blanket loan.

Utilize the Lendersa® land loan calculator to find suitable lenders offering vacant land loans in specific zip codes, like those in 02879, tailoring their offerings to meet your project's funding requirements.



Wakefield-Peacedale Construction Loan Lenders

  • Atlantic Mortgage & Finance Corporation
  • 94 Main Street, Wakefield, RI, 02879
  • Lends in Rhode Island
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Washington Trust Mortgage Company
  • 23 Broad Street, Westerly, RI, 02891
  • Lends in Rhode Island
  • Washington Trust Mortgage Company LLC originates residential real estate mortgage loans, including construction, purchase and refinancing, through its offices in Massachusetts, Connecticut and Rhode Island. Our team of experienced mortgage professionals is dedicated to providing customized.

  • BankNewport
  • 184 John Clarke Road, Middletown, RI, 02842
  • Lends in Rhode Island
  • BankNewport is proud to be your community bank. Founded in 1819, we are one of the oldest mutual savings banks not only in Rhode Island, but in the entire United States. Currently holding $1.6 Billion in assets, BankNewport is an FDIC-insured savings bank and a subsidiary of the Mutual Holding Company, OceanPoint Financial Partners, MHC.

  • People’s Credit Union
  • 858 West Main Road, Middletown, RI, 02842
  • Lends in Rhode Island
  • People’s Credit Union is a community Credit Union that has served the people of Rhode Island and Southeastern Massachusetts since 1922. People's Credit Union is owned by its members and is a not-for-profit, cooperative financial institution. We operate 6 branches located in Bristol, Middletown, Newport, North Kingstown, Portsmouth, and Wakefield.

  • Joint Venture Capital, LLC
  • 5775 Post Road #132, East Greenwich, RI, 02818
  • Lends in Rhode Island
  • JVC offers a myriad of diverse commercial loan programs to commercial borrowers secured by any worthwhile commercial real estate.
    Joint Venture Capital , LLC was established in February 2008 during and as a response to one of the worst Finance Meltdowns in US History!
    No one offers a more diverse array of finance options or works harder than JVC

  • Ocean State Credit Union
  • 1584 Nooseneck Hill Rd, Coventry, RI, 02816
  • Lends in Rhode Island
  • Ocean State Credit Union have aimed to provide our members with sound, simple financial solutions. In that time we have evolved, and our offerings have been designed to meet the ever-changing needs of our members. From those humble beginnings, Ocean State Credit Union has grown to become a statewide credit union offering.

  • THE WASHINGTON TRUST COMPANY
  • 236 Centerville Road, Warwick, RI, 02886
  • Lends in Rhode Island
  • Founded in 1800, Washington Trust is the oldest community bank in the nation and one of the Northeast’s premier financial services companies. Washington Trust offers a full range of financial services, including commercial banking, mortgage banking, personal banking and wealth management and trust services.

  • The Mortgage Corner
  • 175 Metro Center Blvd, Warwick, RI, 02886
  • Lends in Rhode Island
  • The Mortgage Corner® of New England is a licensed mortgage broker in Massachusetts and Rhode Island offering a full selection of mortgage products represented by many national mortgage lenders. Our combined 60 years of mortgage experience assures you that we will guide you through each step of the mortgage process with ease.

  • Cornerstone Commercial Capital
  • Warwick Neck Ave, Warwick, RI, 02889
  • Lends in Rhode Island
  • Cornerstone Commercial Capital offers Commercial and Investment Property Loan's, Purchase Pre-Approvals,. Cash Out Blanket Loans, Fix & Flip loan's, Hard Money and More!Commercial Capital offers Commercial and Investment Property Loan's, Purchase Pre-Approvals,. Cash Out Blanket Loans, Fix & Flip loan's,