2026 Construction Loan Lenders for Warwick, Rhode Island

The Lendersa® directory of construction loan lenders in Warwick, RI, features a wide range of lenders, including regional banks, national institutions, and local hard money lenders. These entities utilize private money for ground-up construction or significant rehab projects.

The cost to construct a 2,000 square foot home in Warwick, RI, ranges from $270,522 for basic construction to $488,044 for more elaborate builds. Interest rates and the terms of construction loans vary based on the borrower's financials, LTV, ARV, and the type of lender selected.

Compare offers from a selection of 100 lenders to find the ideal financing for your project.

Your enhanced construction loan calculator

Lendersa®'s AI technology efficiently matches your loan requests with numerous construction lenders, ensuring all financing needs are met. Discover competitive construction rates to fund projects such as ground-up builds, fix-and-flip ventures, or major rehabs on residential and commercial properties throughout RI.

Looking for construction loan lenders nearby?

Minimize unnecessary inquiries to maintain a good credit score. Secure preapproval for land loans without needing to disclose your social security number or any sensitive financial information.

By agreeing to pledge additional property as security, you might qualify for 100% LTV financing through a blanket loan.

Use the Lendersa® land loan calculator to find vacant land loan lenders operating in zip codes 02818, making your search for suitable lending partners more efficient.



Warwick Construction Loan Lenders

  • Joint Venture Capital, LLC
  • 5775 Post Road #132, East Greenwich, RI, 02818
  • Lends in Rhode Island
  • JVC offers a myriad of diverse commercial loan programs to commercial borrowers secured by any worthwhile commercial real estate.
    Joint Venture Capital , LLC was established in February 2008 during and as a response to one of the worst Finance Meltdowns in US History!
    No one offers a more diverse array of finance options or works harder than JVC

  • THE WASHINGTON TRUST COMPANY
  • 236 Centerville Road, Warwick, RI, 02886
  • Lends in Rhode Island
  • Founded in 1800, Washington Trust is the oldest community bank in the nation and one of the Northeast’s premier financial services companies. Washington Trust offers a full range of financial services, including commercial banking, mortgage banking, personal banking and wealth management and trust services.

  • The Mortgage Corner
  • 175 Metro Center Blvd, Warwick, RI, 02886
  • Lends in Rhode Island
  • The Mortgage Corner® of New England is a licensed mortgage broker in Massachusetts and Rhode Island offering a full selection of mortgage products represented by many national mortgage lenders. Our combined 60 years of mortgage experience assures you that we will guide you through each step of the mortgage process with ease.

  • Cornerstone Commercial Capital
  • Warwick Neck Ave, Warwick, RI, 02889
  • Lends in Rhode Island
  • Cornerstone Commercial Capital offers Commercial and Investment Property Loan's, Purchase Pre-Approvals,. Cash Out Blanket Loans, Fix & Flip loan's, Hard Money and More!Commercial Capital offers Commercial and Investment Property Loan's, Purchase Pre-Approvals,. Cash Out Blanket Loans, Fix & Flip loan's,

  • Providence Commercial Capital
  • 535 Atwood Ave, Suite 4, Cranston, RI, 02920
  • Lends in Rhode Island
  • Providence Commercial Capital is truly a one-of-a-kind company. We are a direct portfolio and correspondent lender originating commercial and investment loans. PCC is an alternative lender offering flexible programs which has, over the years, opened many doors for our clients who may not have been able to find suitable financing elsewhere.

  • EMCAP
  • 1140 Reservoir Avenue, Cranston, RI, 02920
  • Lends in Rhode Island
  • EMCAP is dedicated to funding real estate investors throughout RI, MA, NH, ME and FL. EMCAP is a private lender (“hard money lender”) capable of offering investors (no owner occupants) flexible real estate financing programs and quick execution time frames that are unmatched by traditional lending sources

  • Ocean State Credit Union
  • 1584 Nooseneck Hill Rd, Coventry, RI, 02816
  • Lends in Rhode Island
  • Ocean State Credit Union have aimed to provide our members with sound, simple financial solutions. In that time we have evolved, and our offerings have been designed to meet the ever-changing needs of our members. From those humble beginnings, Ocean State Credit Union has grown to become a statewide credit union offering.

  • Blue Point Commercial Capital
  • 0 Philmont Ave, Cranston, RI, 02910
  • Lends in Rhode Island
  • Blue Point Commercial Capital specializes in the commercial real estate transactions that do not fit traditional underwriting guidelines of bank financing. We have a full suite of loan programs and have the ability to tailor our clients loan needs with short or long term options.

  • Bank Rhode Island
  • One Turks Head Place, Providence, RI, 02903
  • Lends in Rhode Island
  • We're proud to meet the individual needs of individuals, families, and business owners throughout Rhode Island. As a full service commercial bank, we offer a range of products and services and a local team of experienced professionals who will take the time to get to know you and deliver them to you personally.