Construction Loan Lenders in Richmond, Rhode Island (2026)
Lendersa® offers a varied list of construction loan lenders in Richmond, RI, including regional banks, national finance entities, and local hard money lenders providing private funds for both ground-up construction and major rehab endeavors.
Lenders assess the construction costs in Richmond, RI, for a 2,000 square foot home, estimating from $270,137 for basic builds to $487,659 for more luxurious projects. Interest rates and the terms for construction loans fluctuate based on the borrower's financial profile, the Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the type of lender chosen.
To fulfill all your construction financing necessities, Lendersa® leverages AI technology to efficiently match your loan request with numerous construction lenders. Discover the most favorable construction rates available, whether for new builds, fix-and-flip projects, or major rehabs on residential and commercial properties across RI.
Find Construction Loan Lenders Near You
Avoid unnecessary credit checks to protect your credit score integrity. Achieve preapproval for your land loan without requiring your social security number or other sensitive financial information.
Consider the opportunity for 100% Loan-to-Value (LTV) financing if you agree to use additional property as collateral, a practice commonly referred to as a blanket loan.
Utilize the Lendersa® land loan calculator to identify vacant land loan lenders in the zip codes 02836, providing custom solutions tailored to your needs.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Washington Trust Mortgage Company LLC originates residential real estate mortgage loans, including construction, purchase and refinancing, through its offices in Massachusetts, Connecticut and Rhode Island. Our team of experienced mortgage professionals is dedicated to providing customized.
JVC offers a myriad of diverse commercial loan programs to commercial borrowers secured by any worthwhile commercial real estate. Joint Venture Capital , LLC was established in February 2008 during and as a response to one of the worst Finance Meltdowns in US History! No one offers a more diverse array of finance options or works harder than JVC
Ocean State Credit Union have aimed to provide our members with sound, simple financial solutions. In that time we have evolved, and our offerings have been designed to meet the ever-changing needs of our members. From those humble beginnings, Ocean State Credit Union has grown to become a statewide credit union offering.
BankNewport is proud to be your community bank. Founded in 1819, we are one of the oldest mutual savings banks not only in Rhode Island, but in the entire United States. Currently holding $1.6 Billion in assets, BankNewport is an FDIC-insured savings bank and a subsidiary of the Mutual Holding Company, OceanPoint Financial Partners, MHC.
People’s Credit Union is a community Credit Union that has served the people of Rhode Island and Southeastern Massachusetts since 1922. People's Credit Union is owned by its members and is a not-for-profit, cooperative financial institution. We operate 6 branches located in Bristol, Middletown, Newport, North Kingstown, Portsmouth, and Wakefield.
Founded in 1800, Washington Trust is the oldest community bank in the nation and one of the Northeast’s premier financial services companies. Washington Trust offers a full range of financial services, including commercial banking, mortgage banking, personal banking and wealth management and trust services.
The Mortgage Corner® of New England is a licensed mortgage broker in Massachusetts and Rhode Island offering a full selection of mortgage products represented by many national mortgage lenders. Our combined 60 years of mortgage experience assures you that we will guide you through each step of the mortgage process with ease.
