2026 Construction Loan Lenders for Laurel-Bay, South Carolina

Explore Lendersa®'s diverse list of construction loan lenders in Laurel-Bay, SC, which includes regional banks, national lenders, and local hard money lenders utilizing private funds for your ground-up construction or substantial remodels.

In Laurel-Bay, SC, the estimated construction costs for a 2,000 square foot home can range from $240,493 for basic builds to $435,984 for more upscale projects. Interest rates and construction loan terms are tailored based on the borrower's financials, their LTV and ARV, as well as the type of lender selected.

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Lendersa® uses AI technology to seamlessly match your financing needs with hundreds of construction lenders, ensuring all your construction loan requirements are met. Discover competitive construction rates for funding new builds, fix-and-flips, or major renovations on residential and commercial properties throughout SC.

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Avoid reducing your credit score with unnecessary inquiries. You can secure preapproval for your land loan without needing to provide your social security number or any sensitive information.

You could qualify for 100% LTV financing by pledging additional properties as collateral, also known as a blanket loan.

Utilize the Lendersa® land loan calculator to locate vacant land loan providers in zip codes 29906.



Laurel-Bay Construction Loan Lenders

  • The Kristoff Team
  • 181 Bluffton Road, Suite F-102, Bluffton, SC, 29910
  • Lends in South Carolina
  • The Kristoff Team has been lending locally in Hilton Head Island and Bluffton since 1989. We have worked with thousands of clients and received numerous top producer awards by lending $3 billion over our combined 50 years. Our philosophy is simply, “say what you mean, mean what you say, and do what you say you’re going to do.”

  • Coastal States Bank
  • 5 Bow Circle, Hilton Head Island, SC, 29928
  • Lends in South Carolina
  • Our story began in 2004 when CSB opened its doors in Hilton Head Island, South Carolina as southern Beaufort County’s only locally-owned bank. Our founders saw an opportunity to serve the community through a relationship-based bank, staffed by friends and neighbors to serve friends and neighbors.

  • Bank of the Lowcountry
  • 1100 North Jefferies Boulevard, Walterboro, SC, 29488
  • Lends in South Carolina
  • Bank of the Lowcountry is a local community bank founded in Walterboro, SC – the “front porch of the Lowcountry.” Our institution was founded by ten prominent Walterboro businessmen in October of 1988, resulting in the first commercial chartered bank organized in Walterboro in over 65 years.

  • First Federal-South Carolina
  • 300 Robertson Blvd, Walterboro, SC, 29488
  • Lends in South Carolina
  • 1ST FEDERAL SAVINGS BANK OF SC, INC.
    “The Family Bank”
    Our institution was established in August of 1963 as First Federal Savings & Loan Association of Walterboro. Through the years our name has changed, but our founding principle has remained the same: providing outstanding service

  • HomeSpring Mortgage LLC
  • 5363 Creek View Lane, Hollywood, SC, 29449
  • Lends in South Carolina
  • HomeSpring Mortgage is a South Carolina-based direct portfolio lender. We do not broker any loans. We lend exclusively in South Carolina for residential and commercial properties. HomeSpring is a full-service, non-QM lender that partners with mortgage professionals working in the non-government mortgage sector.

  • First Capital Bank SC
  • 304 Meeting Street, 1st Floor, Charleston, SC, 29401
  • Lends in South Carolina
  • First Capital Bank’s mission is to provide profitable, competitive and responsive community banking services, which exceed the expectations of our customers, stockholders and employees. First Capital Bank is a community bank with an emphasis on special attention to our customers.

  • The Bank of South Carolina
  • 256 Meeting Street, Charleston, SC, 29401
  • Lends in South Carolina
  • The Bank of South Carolina is a state-chartered financial institution with depository accounts insured by the FDIC. The Bank was organized on October 23, 1986, and our first office opened for business on February 26, 1987. It is a wholly-owned subsidiary of Bank of South Carolina Corporation which became effective on April 17, 1995.

  • Sweetgrass Capital
  • 25 Cumberland Street, Suite 120, Charleston, SC, 29401
  • Lends in South Carolina
  • SweetGrass Capital makes homeownership possible for more South Carolinian’s than any other state based lender. Our philosophy is to keep marketing and advertising expenses at a minimum, instead allocating those funds to optimize a streamlined loan process. This allows us to provide our clients with lower rates and a higher level of customer service