Construction Loan Lenders in Port-Royal, South Carolina (2026)

Lendersa® presents an extensive list of construction loan lenders in Port-Royal, SC, encompassing regional banks, national lenders, and local hard money lenders. These entities provide private funding for ground-up construction or major rehabilitations, offering financial solutions tailored to your construction or renovation needs.

Lenders estimate the cost of a 2,000 square foot home in Port-Royal, SC, from $240,944 for basic projects to $436,435 for more elaborate builds. Interest rates and loan terms can vary based on borrower financial details, Loan-to-Value (LTV) ratio, After Repair Value (ARV), and the selected lender type.

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Minimize unnecessary credit inquiries to protect your credit score. Achieve preapproval for land loans without disclosing your social security number or other sensitive information.

Consider qualifying for 100% LTV (Loan-to-Value) financing by using additional properties as collateral, a method known as a blanket loan.

Utilize the Lendersa® land loan calculator to locate lenders specializing in vacant land loans in the zip codes 29902, offering tailor-made solutions to meet your needs.



Port-Royal Construction Loan Lenders

  • Coastal States Bank
  • 5 Bow Circle, Hilton Head Island, SC, 29928
  • Lends in South Carolina
  • Our story began in 2004 when CSB opened its doors in Hilton Head Island, South Carolina as southern Beaufort County’s only locally-owned bank. Our founders saw an opportunity to serve the community through a relationship-based bank, staffed by friends and neighbors to serve friends and neighbors.

  • The Kristoff Team
  • 181 Bluffton Road, Suite F-102, Bluffton, SC, 29910
  • Lends in South Carolina
  • The Kristoff Team has been lending locally in Hilton Head Island and Bluffton since 1989. We have worked with thousands of clients and received numerous top producer awards by lending $3 billion over our combined 50 years. Our philosophy is simply, “say what you mean, mean what you say, and do what you say you’re going to do.”

  • HomeSpring Mortgage LLC
  • 5363 Creek View Lane, Hollywood, SC, 29449
  • Lends in South Carolina
  • HomeSpring Mortgage is a South Carolina-based direct portfolio lender. We do not broker any loans. We lend exclusively in South Carolina for residential and commercial properties. HomeSpring is a full-service, non-QM lender that partners with mortgage professionals working in the non-government mortgage sector.

  • Bank of the Lowcountry
  • 1100 North Jefferies Boulevard, Walterboro, SC, 29488
  • Lends in South Carolina
  • Bank of the Lowcountry is a local community bank founded in Walterboro, SC – the “front porch of the Lowcountry.” Our institution was founded by ten prominent Walterboro businessmen in October of 1988, resulting in the first commercial chartered bank organized in Walterboro in over 65 years.

  • First Federal-South Carolina
  • 300 Robertson Blvd, Walterboro, SC, 29488
  • Lends in South Carolina
  • 1ST FEDERAL SAVINGS BANK OF SC, INC.
    “The Family Bank”
    Our institution was established in August of 1963 as First Federal Savings & Loan Association of Walterboro. Through the years our name has changed, but our founding principle has remained the same: providing outstanding service

  • First Capital Bank SC
  • 304 Meeting Street, 1st Floor, Charleston, SC, 29401
  • Lends in South Carolina
  • First Capital Bank’s mission is to provide profitable, competitive and responsive community banking services, which exceed the expectations of our customers, stockholders and employees. First Capital Bank is a community bank with an emphasis on special attention to our customers.

  • The Bank of South Carolina
  • 256 Meeting Street, Charleston, SC, 29401
  • Lends in South Carolina
  • The Bank of South Carolina is a state-chartered financial institution with depository accounts insured by the FDIC. The Bank was organized on October 23, 1986, and our first office opened for business on February 26, 1987. It is a wholly-owned subsidiary of Bank of South Carolina Corporation which became effective on April 17, 1995.

  • Sweetgrass Capital
  • 25 Cumberland Street, Suite 120, Charleston, SC, 29401
  • Lends in South Carolina
  • SweetGrass Capital makes homeownership possible for more South Carolinian’s than any other state based lender. Our philosophy is to keep marketing and advertising expenses at a minimum, instead allocating those funds to optimize a streamlined loan process. This allows us to provide our clients with lower rates and a higher level of customer service