St.-Andrews, South Carolina Construction loan lenders AI selection 2026

Lendersa® lists construction loan lenders in St.-Andrews, SC, including regional banks, national lenders, and local hard money lenders. These lenders provide private money for ground-up construction or major rehabs.

For a 2,000 sq ft home in St.-Andrews, SC, construction costs range from $241,109 for basic to $436,600 for fancier builds. Interest rates and terms vary based on borrower financials, Loan-to-Value (LTV), After Repair Value (ARV), and lender type.

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Lendersa® uses AI to efficiently match your loan requests with numerous construction lenders, ensuring all financing needs are met. Discover excellent construction rates for new builds, fix-and-flips, or major rehabs in SC.

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Reduce unnecessary inquiries to maintain your credit score. Preapproval for land loans is possible without needing your social security number or sensitive information.

You could qualify for 100% LTV financing by pledging additional property as collateral, known as a blanket loan.

Use the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 29212, 29210, 29221.



  • Coast360 Federal Credit Unio
  • 450 Route 8, Hagatna, GU, 96910
  • Coast360 started on September 24, 1962 as Government of Guam Employees Federal Credit Union by a group of 20 government employees. At that time, their employer was their common bond. In 2008, the credit union was granted a charter that opened membership to everyone who lives or works on the island.

  • Business Development Corporation
  • 111 Executive Center Drive, Suite 225, Columbia, SC, 29210
  • Business Development Corporation (BDC) has been financing small businesses in South Carolina, leading to the creation of thousands of new jobs for the citizens of the Palmetto State. Since 1958, BDC and its associate company, Certified Development Corporation (CDC), have approved more than 2, 890 loans totaling in excess of $1.73 billion.

  • United Financial Group
  • 202 W Main street, Lexington, SC, 29072
  • United Financial Group provides customized financing solutions for large real estate and non-real estate projects, offering up to 100% LTV/LTC through 144A bond financing. With global reach, flexible terms, and expert management, we specialize in mezzanine debt, preferred equity, and joint ventures.

  • SouthState Bank
  • 520 Gervais St, Columbia, SC, 29201
  • SouthState is one of the leading regional Banks in the Southeast – serving more than one million customers via 275+ locations in Florida, Alabama, Georgia, the Carolinas, and Virginia. We offer robust Banking solutions, including consumer Banking, mortgage, small business Banking, commercial Banking and wealth management.

  • CSRA Business Lending
  • 1237 Gadsden Street, Suite 200C, Columbia, SC, 29201
  • CSRA Business Lending is a non-profit corporation that, in addition to being a Certified Development Corporation of the U.S. Small Business Administration offering SBA-504 loans, also has a Direct Loan program called CSRA Direct. Just like our SBA-504 program, we like to partner with banks on projects.

  • VP Capital Lending
  • 1413 Calhoun St, Columbia, SC, 29201
  • VP Capital Lending, through its simplified real estate investment loan process, strives to provide our clients with both simple and fast financing. We have built a reputation for building and maintaining long-term relationships with our clients. Whether you are looking to Fix & Flip a property, purchase a property for rental income, or invest.

  • Midland Mortgage Corporation
  • 1500 Richland St, Suite 2611, Columbia, SC, 29201
  • Midland Mortgage makes it possible everyday with their prompt personal service professional & experienced loan officers & knowledgeable staff. Guaranteed competitive rates with a wide variety of mortgage options to meet your specific needs. As an independent mortgage banker Midland has the flexibility to offer you the unique financing you need.

  • First Palmetto Bank
  • 407 DeKalb Street, Camden, SC, 29020
  • First Palmetto Bank, one of South Carolina’s oldest financial institutions remains headquartered in the state’s oldest inland city of Camden. First Palmetto has grown to become one of the largest locally owned full-service financial institutions headquartered in South Carolina, with twenty-three branch locations across the state.

  • Security Federal Bank
  • 238 Richland Ave NW, Aiken, SC, 29801
  • Security Federal Bank is committed to providing the highest level of financial services in a trustworthy, courteous and professional manner, treating all of our customers equitably and fairly. In fact, we have a long tradition of focusing on the customers we serve. Our central theme is Do what’s in the best interest of the customer

  • Unity Mortgage of SC LLC
  • 1705 Carolina Ave, Orangeburg, SC, 29115
  • At Unity Mortgage of SC LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options

  • Arthur State Bank
  • 100 East Main Street, Union, SC, 29379
  • Working and Thriving, Together! Arthur State Bank has served the good people of South Carolina since 1933. Today Arthur State Bank operates 18 locations in Union Spartanburg, Greenville, Lexington, Clinton, Woodruff, Roebuck, Rock Hill, Columbia, & Chesnee. We continue to operate as one of the state’s oldest family-owned & operated community banks!

  • SAFE Federal Credit Union
  • 160 West Wesmark Boulevard, Sumter, SC, 29150
  • At SAFE Federal Credit Union, we connect South Carolinians in our seven-county service area with the resources they need to achieve lasting economic stability.

    In fact, that’s our mission—to help members stay at their financial best through all stages of life—and has been since our founding over half a century ago