1 Construction Loan Lenders in Winnsboro, South Carolina in 2026

Delve into Lendersa®'s comprehensive list of construction loan lenders in Winnsboro, SC. This broad selection features regional banks, prominent national lenders, and local hard money providers, each utilizing private funds to support your ground-up construction projects or substantial renovations, ensuring your financial needs are met with precision.

In Winnsboro, SC, estimating the cost for constructing a 2,000 square foot home involves considerations that range from $240,273 for basic builds to $435,764 for more sophisticated, upscale projects. The interest rates and terms associated with these construction loans can vary widely, depending on crucial elements like the borrower's financial status, Loan-To-Value (LTV) ratios, After Repair Value (ARV), and the class of lender utilized.

Explore and evaluate loan offers from 100 different lenders to find the perfect fit for your project's financial strategy.

Discover the Potential with The Magic Construction Loan Calculator

Lendersa® employs cutting-edge AI technology to instantly align your loan requests with a diverse network of construction lenders, fully addressing all your financing requirements. By doing so, you can uncover competitive construction rates tailored to fund everything from new builds to flips and major rehabs across residential and commercial properties in SC. Ensure your projects are backed by the best financial arrangements available.

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Protect your credit score by avoiding unnecessary inquiries. Secure preapproval for a land loan without needing to reveal your social security number or any sensitive financial data, maintaining your personal privacy.

For those willing, pledging additional properties as collateral, known as a blanket loan, might qualify you for 100% LTV financing, providing an efficient way to maximize leveraging potential.

Use the Lendersa® land loan calculator to locate vacant land loan lenders in specific zip codes 29180, helping you identify the most suitable lenders for your real estate ventures.



Winnsboro Construction Loan Lenders

  • Business Development Corporation
  • 111 Executive Center Drive, Suite 225, Columbia, SC, 29210
  • Lends in South Carolina
  • Business Development Corporation (BDC) has been financing small businesses in South Carolina, leading to the creation of thousands of new jobs for the citizens of the Palmetto State. Since 1958, BDC and its associate company, Certified Development Corporation (CDC), have approved more than 2, 890 loans totaling in excess of $1.73 billion.

  • SouthState Bank
  • 520 Gervais St, Columbia, SC, 29201
  • Lends in South Carolina
  • SouthState is one of the leading regional Banks in the Southeast – serving more than one million customers via 275+ locations in Florida, Alabama, Georgia, the Carolinas, and Virginia. We offer robust Banking solutions, including consumer Banking, mortgage, small business Banking, commercial Banking and wealth management.

  • CSRA Business Lending
  • 1237 Gadsden Street, Suite 200C, Columbia, SC, 29201
  • Lends in South Carolina
  • CSRA Business Lending is a non-profit corporation that, in addition to being a Certified Development Corporation of the U.S. Small Business Administration offering SBA-504 loans, also has a Direct Loan program called CSRA Direct. Just like our SBA-504 program, we like to partner with banks on projects.

  • VP Capital Lending
  • 1413 Calhoun St, Columbia, SC, 29201
  • Lends in South Carolina
  • VP Capital Lending, through its simplified real estate investment loan process, strives to provide our clients with both simple and fast financing. We have built a reputation for building and maintaining long-term relationships with our clients. Whether you are looking to Fix & Flip a property, purchase a property for rental income, or invest.

  • Midland Mortgage Corporation
  • 1500 Richland St, Suite 2611, Columbia, SC, 29201
  • Lends in South Carolina
  • Midland Mortgage makes it possible everyday with their prompt personal service professional & experienced loan officers & knowledgeable staff. Guaranteed competitive rates with a wide variety of mortgage options to meet your specific needs. As an independent mortgage banker Midland has the flexibility to offer you the unique financing you need.

  • First Palmetto Bank
  • 407 DeKalb Street, Camden, SC, 29020
  • Lends in South Carolina
  • First Palmetto Bank, one of South Carolina’s oldest financial institutions remains headquartered in the state’s oldest inland city of Camden. First Palmetto has grown to become one of the largest locally owned full-service financial institutions headquartered in South Carolina, with twenty-three branch locations across the state.

  • United Financial Group
  • 202 W Main street, Lexington, SC, 29072
  • Lends in South Carolina
  • United Financial Group provides customized financing solutions for large real estate and non-real estate projects, offering up to 100% LTV/LTC through 144A bond financing. With global reach, flexible terms, and expert management, we specialize in mezzanine debt, preferred equity, and joint ventures.

  • Carolina Capital Management
  • 234 Johnston St., Rock Hill, SC, 29730
  • Lends in South Carolina
  • Carolina Hard Money is a commercial loan broker company serving the needs of the Real Estate Investor borrower who are striving to build wealth and generate income for themselves and for their families. We offer “hard money rehab loans” for investors only in “North Carolina and South Carolina”. As part of our business practices, we also serve as co

  • Carolina Hard Money
  • 234 Johnston Street, Rock Hill, SC, 29730
  • Lends in South Carolina
  • Carolina Hard Money”, LLC is a commercial loan broker company serving the needs of the “Real Estate Investor” borrower (only) who are striving to build wealth and generate income for themselves and for their families. We offer “hard money rehab loans” for investors only in “North Carolina and South Carolina.

  • Arthur State Bank
  • 100 East Main Street, Union, SC, 29379
  • Lends in South Carolina
  • Working and Thriving, Together! Arthur State Bank has served the good people of South Carolina since 1933. Today Arthur State Bank operates 18 locations in Union Spartanburg, Greenville, Lexington, Clinton, Woodruff, Roebuck, Rock Hill, Columbia, & Chesnee. We continue to operate as one of the state’s oldest family-owned & operated community banks!