Construction Loan Lenders in Cleveland, Tennessee (2026)

Lendersa® offers a compilation of construction loan providers in Cleveland, TN, featuring regional banks, national lenders, and local hard money lenders. These lenders utilize private funds to support both ground-up construction and major rehab projects.

In Cleveland, TN, lenders assess the cost of constructing a 2,000 square-foot home at $209,442 for basic builds to $380,743 for more upscale constructions. Interest rates and loan terms vary depending on factors such as the borrower’s financial condition, the Loan-to-Value (LTV), After Repair Value (ARV), and the type of lender chosen.

See and compare offers from 100 different lenders

The versatile construction loan calculator

Lendersa® employs AI technology to efficiently match your loan application with a wide network of construction lenders, ensuring your financing needs are thoroughly addressed. Discover optimal construction rates for projects such as ground-up builds, fix-and-flip, or extensive rehabs on residential and commercial properties throughout TN.

Explore construction loan lenders nearby

Limiting unnecessary inquiries can help protect your credit score. Achieve preapproval for a land loan without needing to provide your social security number or any sensitive personal financial information.

By pledging additional property as collateral—known as a blanket loan—you might qualify for 100% LTV (Loan to Value) financing, thereby expanding your financial options.

Use the Lendersa® land loan calculator to locate lenders offering vacant land loans in the zip codes 37312, enhancing your search for property funding solutions.



Cleveland Construction Loan Lenders

  • Home Mortgage Solutions LLC
  • 31 Mouse Creek Rd Nw, Cleveland, TN, 37312
  • Lends in Tennessee
  • Home Mortgage Solutions LLC offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide: Residential investment property FHA loans on double-wide Manufactured Homes with land on a permanent foundation built after 1976. Conventional loans with min. 5% down on double-wide Manufactured.

  • Pathway Credit Union
  • 2751 Ralph Buckner Boulevard NE, Cleveland, TN, 37311
  • Lends in Tennessee
  • Pathway CU was established as a financial institution to meet the growing needs of the Church of God entities. Each member of the credit union is part owner of the organization. Members in good standing are privileged to vote for the Board of Directors.Each year financial gains are returned to the members in the form of dividends or other benefits.

  • Bank of Cleveland
  • 75 Bobby Taylor Ave, Cleveland, TN, 37311
  • Lends in Tennessee
  • Bank of Cleveland opened its doors on May 8, 1987 in a mobile facility on Keith Street. Back in 1987, the era of bank mergers was underway and Bank of Cleveland was established to provide Bradley County a true, locally owned and operated community bank.
    main bank office buildingToday, Bank of Cleveland is the only locally owned

  • Simply Bank
  • 420 Third Avenue, Dayton, TN, 37321
  • Lends in Tennessee
  • SimplyBank is a privately-owned community bank where local bankers make local decisions. Built on more than 130 years of service to East Tennessee and Northwest Georgia, we remain motivated to deliver simply exceptional experiences to every community we serve through seamless financial solutions.

  • Copper Basin Federal Credit Union
  • 771 Ocoee Street, Copperhill, TN, 37317
  • Lends in Tennessee
  • Our Credit Union is membership owned and a nonprofit financial institution. We are a controlled institution based on "people helping people"​ principles. We offer an array of account options including checking, savings, loans, and CDs. Providing affordable financial services, lower interest rates, and helping you save money is what we do best.

  • RockPoint Bank, National Association
  • 401 Chestnut Street, Suite 101, Chattanooga, TN, 37402
  • Lends in Tennessee
  • When it comes to managing your money and growing your company, a banking relationship based on personalized service is becoming harder to find- that’s why we created RockPoint Bank. We're a locally-owned business bank headquartered in Chattanooga, Tenn., that embraces the spirit of our community.

  • Barot Capital, LLC Commercial Real Estate Loan Consultants
  • 736 Market Street, Suite 318, Chattanooga, TN, 37402
  • Lends in Tennessee
  • BAROT Capital, LLC originates commercial real estate loans through an online standardized product driven platform. BAROT Capital is a full-service commercial real estate finance company providing all facets of financing including origination, placement, analysis and advisement. BAROT Capital extensive knowledge, experience.

  • BrightBridge Capital
  • 506 Broad St, Chattanooga, TN, 37402
  • Lends in Tennessee
  • Since 1981, we have stimulated economic development by providing innovative solutions that meet startup and existing businesses capital needs. Our capital solutions enable businesses to bring jobs, commercial goods and services, and community assets to communities that need them.