5 Construction Loan Lenders in Dayton, Tennessee in 2026

The Lendersa® directory of construction loan providers in Dayton, TN encompasses options such as regional banks, national financial institutions, and local hard money lenders, all of which utilize private funds for your new construction or major renovation needs.

In Dayton, TN, evaluating construction costs for a 2,000 square foot home, the expenses can range from $208,859 for basic builds to $380,160 for more luxurious construction. Various factors, like the borrower's finances, Loan-to-Value (LTV), After Repair Value (ARV), and chosen lender type, influence interest rates and loan terms.

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With Lendersa® AI technology, your loan application is matched instantly with hundreds of construction lenders, ensuring comprehensive coverage of your financing needs. Discover competitive construction rates for funding new builds, fix and flips, or extensive renovations for both residential and commercial properties in TN.

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Preserve your credit score by limiting unnecessary credit pulls. Get preapproved for a land loan without revealing your social security number or other sensitive financial details.

If you can pledge additional property as collateral, you might qualify for 100% LTV (Loan to Value) financing, arranged as a blanket loan.

Try the Lendersa® land loan calculator to identify lenders for vacant land in zip codes 37321.



Dayton Construction Loan Lenders

  • Simply Bank
  • 420 Third Avenue, Dayton, TN, 37321
  • Lends in Tennessee
  • SimplyBank is a privately-owned community bank where local bankers make local decisions. Built on more than 130 years of service to East Tennessee and Northwest Georgia, we remain motivated to deliver simply exceptional experiences to every community we serve through seamless financial solutions.

  • Home Mortgage Solutions LLC
  • 31 Mouse Creek Rd Nw, Cleveland, TN, 37312
  • Lends in Tennessee
  • Home Mortgage Solutions LLC offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide: Residential investment property FHA loans on double-wide Manufactured Homes with land on a permanent foundation built after 1976. Conventional loans with min. 5% down on double-wide Manufactured.

  • Highland Federal Savings and Loan Association
  • 106 South Main St, Suite 103, Crossville, TN, 38555
  • Lends in Tennessee
  • The mission of Highland Federal Savings and Loan Association is to provide quality products and professional, personal service to our customers, who are the focus of everything we do. Locally owned and operated since 1961, member of FDIC and an Equal Housing Lender, we continue to promote security and trust as absolute priorities.

  • Upper Cumberland Federal Credit Union
  • 627 Livingston Road, Crossville, TN, 38555
  • Lends in Tennessee
  • Upper Cumberland Federal Credit Union was chartered with the purpose of serving the employees of the Carter Ink Company in Massachusetts. The original name of the credit union was Carter Inx Folx Federal Credit Union. As the Carter Ink Company expanded, an ink manufacturing plant was built in Crossville, Tennessee.

  • First Cumberland Mortgage
  • 186 Highway 70 E, Crossville, TN, 38555
  • Lends in Tennessee
  • First Cumberland Mortgage located in Crossville, Tennessee. We are one of Tennessee's most Comprehensive, Full Service Mortgage Companies. We specialize in 100% Loans, FHA & VA, Conventional Raw Land Loans, Self Employed Loans and Refinancing. Call First Cumberland Mortgage for all your Mortgage or Loan needs.

  • Pathway Credit Union
  • 2751 Ralph Buckner Boulevard NE, Cleveland, TN, 37311
  • Lends in Tennessee
  • Pathway CU was established as a financial institution to meet the growing needs of the Church of God entities. Each member of the credit union is part owner of the organization. Members in good standing are privileged to vote for the Board of Directors.Each year financial gains are returned to the members in the form of dividends or other benefits.

  • Bank of Cleveland
  • 75 Bobby Taylor Ave, Cleveland, TN, 37311
  • Lends in Tennessee
  • Bank of Cleveland opened its doors on May 8, 1987 in a mobile facility on Keith Street. Back in 1987, the era of bank mergers was underway and Bank of Cleveland was established to provide Bradley County a true, locally owned and operated community bank.
    main bank office buildingToday, Bank of Cleveland is the only locally owned

  • RockPoint Bank, National Association
  • 401 Chestnut Street, Suite 101, Chattanooga, TN, 37402
  • Lends in Tennessee
  • When it comes to managing your money and growing your company, a banking relationship based on personalized service is becoming harder to find- that’s why we created RockPoint Bank. We're a locally-owned business bank headquartered in Chattanooga, Tenn., that embraces the spirit of our community.

  • Barot Capital, LLC Commercial Real Estate Loan Consultants
  • 736 Market Street, Suite 318, Chattanooga, TN, 37402
  • Lends in Tennessee
  • BAROT Capital, LLC originates commercial real estate loans through an online standardized product driven platform. BAROT Capital is a full-service commercial real estate finance company providing all facets of financing including origination, placement, analysis and advisement. BAROT Capital extensive knowledge, experience.

  • BrightBridge Capital
  • 506 Broad St, Chattanooga, TN, 37402
  • Lends in Tennessee
  • Since 1981, we have stimulated economic development by providing innovative solutions that meet startup and existing businesses capital needs. Our capital solutions enable businesses to bring jobs, commercial goods and services, and community assets to communities that need them.