2025 Construction Loans use AI Lenders complete for Harrogate, Tennessee

Lendersa® offers a comprehensive directory of construction loan lenders in Harrogate, TN, featuring regional banks, nationwide financial institutions, and local hard money lenders that utilize private funds for your custom construction or significant renovations.

In Harrogate, TN, the estimated cost for constructing a 2,000 square foot home ranges from $208,155 for basic builds up to $379,456 for more luxurious projects. The interest rates and construction loan conditions fluctuate based on the borrower’s financial status, the loan-to-value (LTV), after-repair value (ARV), and the type of lender chosen.

Compare loan offerings from an impressive pool of 100 lenders

The Innovative Construction Loan Calculator

Meeting all your construction financing requirements is effortless with Lendersa®. Our AI-driven technology swiftly aligns your loan request with a multitude of construction lenders. Discover favorable construction loan rates for ground-up projects, renovation flips, or extensive rehabilitation on residential and commercial properties across TN.

Seeking Construction Loan Lenders Locally?

Minimizing unnecessary inquiries helps maintain better credit scores. Secure preapproval for your land loan without submitting your social security number or other sensitive financial information.

You could be eligible for 100% LTV (Loan to Value) financing if you agree to offer additional property as collateral in a blanket loan arrangement.

Utilize the Lendersa® land loan calculator to search for vacant land loan providers within the zip codes of 37752, 37867.



  • First Bank and Trust Company
  • 667 West Main Street, Abingdon, VA, 24210
  • First Bank and Trust Company is a relationship-driven and community-focused financial institution that provides personal and commercial banking products and services across its 31 locations in Virginia and Northeast Tennessee. The First Bank & Trust Company is a diversified financial services firm with 22 full-service Branches
  • WNC Community Credit Union
  • 27 Kent Lane, Waynesville, NC, 28786
  • WNC Community Credit Union is dedicated to better serving the individuals and families in our western North Carolina community. Friendly, smiling faces are always working hard to provide you with the right financial services to succeed in today’s fast-paced world. Our members are treated with dignity, respect,
  • Volunteer Federal Savings Bank
  • 108 Main Street, Madisonville, TN, 37354
  • Volunteer Federal Savings Bank will, both prudently and professionally, utilize its resources to ensure ongoing stability and fulfill the financial product needs and customer service expectations of individuals, families, businesses, and communities located within and around Monroe County, Tennessee.
  • ALFIE
  • 19 Arlington Street, Asheville, NC, 28801
  • ALFIE is a real estate collateral-based lender specializing in creative solutions for individuals looking to purchase or refinance a variety of real estate investments. At ALFIE, we recognize that traditional financing isn't always an option or may not be the right fit for your needs.
  • HomeTrust Bank
  • 10 Woodfin Street, Asheville, NC, 28801
  • HomeTrust is a regional community bank, focused on the areas we serve by providing better financial services and community support. We have more than 40 banking locations across North Carolina, Upstate South Carolina, East Tennessee and Southwest Virginia, as well as banking through online and mobile channels.
  • PBK BANK, INC.
  • 120 Frontier Boulevard, Stanford, KY, 40484
  • PBK has been in business for over 100 years. We opened our first office in Hustonville, Kentucky in 1906 and have been growing and expanding ever since. We have a vast array of banking services including checking and savings accounts, certificates of deposit, IRA’s, Christmas and Vacation club accounts, health savings accounts.
  • Highland Federal Savings and Loan Association
  • 106 South Main St, Suite 103, Crossville, TN, 38555
  • The mission of Highland Federal Savings and Loan Association is to provide quality products and professional, personal service to our customers, who are the focus of everything we do. Locally owned and operated since 1961, member of FDIC and an Equal Housing Lender, we continue to promote security and trust as absolute priorities.
  • Upper Cumberland Federal Credit Union
  • 627 Livingston Road, Crossville, TN, 38555
  • Upper Cumberland Federal Credit Union was chartered with the purpose of serving the employees of the Carter Ink Company in Massachusetts. The original name of the credit union was Carter Inx Folx Federal Credit Union. As the Carter Ink Company expanded, an ink manufacturing plant was built in Crossville, Tennessee.
  • First Cumberland Mortgage
  • 186 Highway 70 E, Crossville, TN, 38555
  • First Cumberland Mortgage located in Crossville, Tennessee. We are one of Tennessee's most Comprehensive, Full Service Mortgage Companies. We specialize in 100% Loans, FHA & VA, Conventional Raw Land Loans, Self Employed Loans and Refinancing. Call First Cumberland Mortgage for all your Mortgage or Loan needs.
  • Carter Finance & Thrift Corporation
  • 140 Pioneer Village, Mountain City, TN, 37683
  • Carter Finance has been serving families in East Tennessee, Western North Carolina, and Southwest Virginia for more than 60 years. Carter Finance was originally opened to service the Carter County area in 1953. A branch office was opened in Mountain City in 1991 to allow us to better serve our Johnson County customers.
  • Legacy Bank VA
  • 20957 Riverside Drive, Grundy, VA, 24614
  • Legacy Bank (Formerly Grundy National Bank) was established in 1964 to serve the financial needs of the community while making a profit. Our strong capital base and good earnings have allowed us to make the technological enhancements required by the changes that are taking place in the banking industry.