Construction Loan Lenders in Johnson-City, Tennessee (2026)
The Lendersa® directory of construction loan lenders in Johnson-City, TN includes a diverse selection of regional banks, prominent national lenders, and local hard money lenders. These financial institutions leverage private funds to support both ground-up construction and major renovation projects, accommodating a variety of construction financing requirements.
For a 2,000 square-foot home in Johnson-City, TN, lenders calculate construction costs starting at $209,486 for basic builds and reaching up to $380,787 for more luxurious designs. Interest rates and construction loan terms fluctuate based on the borrower's financial profile, Loan-to-Value (LTV), After Repair Value (ARV), and the specific lender selected, offering a range of customizable options suitable for different financial scenarios.
Lendersa® uses advanced AI technology to promptly align your loan requests with a broad network of construction lenders, ensuring timely access to suitable financing solutions. You can uncover top-tier construction rates for ground-up developments, fix-and-flip projects, or significant rehabs on both residential and commercial properties spread across TN.
Seeking construction loan lenders nearby?
It's important to avoid unnecessary credit inquiries, as they can negatively impact your credit score. Secure preapproval for your land loan without the requirement to disclose your social security number or any sensitive financial information, simplifying the application process.
By pledging additional properties as collateral (known as a blanket loan), you may qualify for 100% Loan-to-Value (LTV) financing, providing additional leverage and resources for your construction goals.
Utilize the Lendersa® land loan calculator to discover lenders offering vacant land loans in specified zip codes 37614, tailoring your search to meet precise location needs.
112-114 North Sycamore Street, Elizabethton, TN, 37643
Lends in Tennessee
Elizabethton Federal Savings Bank has been serving the communities of Northeast Tennessee and the Tri-Cities since 1937. With branch offices in Carter County, Johnson County and Washington County, Tennessee, we provide our customers with a complete selection of financial products.
Northeast Community Credit Union began in 1952 as Elizabethton Teachers Credit Union to provide financial services to area educators. A small group of school teachers petitioned the Tennessee Department of Financial Institutions for a charter to begin the credit union, due to school staff finding it more difficult to borrow since they were paid.
Since 1934, families and businesses have placed their trust and confidence in a bank that has grown and prospered right along with the East Tennessee region. Today, Citizens Bank is one of Tennessee's most solid banks, providing the best available financial services, convenience, technology, and expertise, so you can bank your own way
Our mission is to provide an uncompromising customer experience, featuring just-right-for-you products, delivered in the most modern channels, and powered by a talented team of friendly and knowledgeable people who go above and beyond to deliver touches that people don’t expect from a Bank.
At Andrew Johnson Bank, exceptional service from people you know is our focus. We are, and will remain, a community-led bank with the best interest of those we serve. We strive for excellence in every way, and we want to exceed your expectations. We promise to treat you, our friend, with respect.
Carter Finance has been serving families in East Tennessee, Western North Carolina, and Southwest Virginia for more than 60 years. Carter Finance was originally opened to service the Carter County area in 1953. A branch office was opened in Mountain City in 1991 to allow us to better serve our Johnson County customers.
First Community Bank of East Tennessee offers a complete range of financial services including savings, checking, CDs, investment services, consumer, mortgage, and commercial lending, business services, and much more. The philosophy of local bank decision-making and personalized service is the driving force of First Community Bank. Founded in 1993.
