Construction Loan Lenders in Unicoi, Tennessee (2026)

Lendersa® provides a comprehensive directory of construction loan lenders in Unicoi, TN, featuring regional banks, national lenders, and local hard money lenders using private funds for ground-up construction or significant renovations.

In Unicoi, TN, the estimated cost for building a 2,000 square foot home spans from $207,979 for basic structures to $379,280 for more elaborate projects. Interest rates and construction loan terms vary according to the borrower's financial profile, the LTV, ARV, and the type of lender chosen.

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Unicoi Construction Loan Lenders

  • Elizabethton Federal Savings Bank
  • 112-114 North Sycamore Street, Elizabethton, TN, 37643
  • Lends in Tennessee
  • Elizabethton Federal Savings Bank has been serving the communities of Northeast Tennessee and the Tri-Cities since 1937. With branch offices in Carter County, Johnson County and Washington County, Tennessee, we provide our customers with a complete selection of financial products.

  • Northeast Community Credit Union
  • 980 Jason Witten Way, Elizabethton, TN, 37643
  • Lends in Tennessee
  • Northeast Community Credit Union began in 1952 as Elizabethton Teachers Credit Union to provide financial services to area educators. A small group of school teachers petitioned the Tennessee Department of Financial Institutions for a charter to begin the credit union, due to school staff finding it more difficult to borrow since they were paid.

  • Citizens Bank Tennessee
  • 300 Broad Street, Elizabethton, TN, 37643
  • Lends in Tennessee
  • Since 1934, families and businesses have placed their trust and confidence in a bank that has grown and prospered right along with the East Tennessee region. Today, Citizens Bank is one of Tennessee's most solid banks, providing the best available financial services, convenience, technology, and expertise, so you can bank your own way

  • Bank of Tennessee
  • 301 E Center St, Kingsport, TN, 37660
  • Lends in Tennessee
  • Our mission is to provide an uncompromising customer experience, featuring just-right-for-you products, delivered in the most modern channels, and powered by a talented team of friendly and knowledgeable people who go above and beyond to deliver touches that people don’t expect from a Bank.

  • Andrew Johnson Bank
  • 124 North Main Street, Greeneville, TN, 37743
  • Lends in Tennessee
  • At Andrew Johnson Bank, exceptional service from people you know is our focus. We are, and will remain, a community-led bank with the best interest of those we serve. We strive for excellence in every way, and we want to exceed your expectations. We promise to treat you, our friend, with respect.

  • Carter Finance & Thrift Corporation
  • 140 Pioneer Village, Mountain City, TN, 37683
  • Lends in Tennessee
  • Carter Finance has been serving families in East Tennessee, Western North Carolina, and Southwest Virginia for more than 60 years. Carter Finance was originally opened to service the Carter County area in 1953. A branch office was opened in Mountain City in 1991 to allow us to better serve our Johnson County customers.

  • First Community Bank
  • 809 West Main Street, Rogersville, TN, 37857
  • Lends in Tennessee
  • First Community Bank of East Tennessee offers a complete range of financial services including savings, checking, CDs, investment services, consumer, mortgage, and commercial lending, business services, and much more. The philosophy of local bank decision-making and personalized service is the driving force of First Community Bank. Founded in 1993.