2025 Construction Loans use AI Lenders complete for Smyrna, Tennessee

Lendersa® features a list of construction loan lenders in Smyrna, TN, which includes regional banks, national lenders, and local hard money lenders. These lenders utilize private funds to support your ground-up construction or major rehabilitation projects.

In Smyrna, TN, lenders evaluate the construction cost of a 2,000 square-foot home, with prices ranging from $209,387 for basic structures to $380,688 for more elaborate designs. Interest rates and loan terms vary depending on the borrower's financial situation, Loan-to-Value (LTV), After Repair Value (ARV), and the type of lender selected.

Compare offers from 100 lenders

The essential construction loan calculator

Lendersa® uses AI technology to ensure all your construction financing needs are met by matching your loan request with hundreds of construction lenders. You can discover outstanding construction rates to fund projects like ground-up construction, fix-and-flip, or major rehab on both residential and commercial properties in TN.

Are there construction loan lenders near you?

Minimizing unnecessary inquiries can help maintain your credit score. Get preapproved for your land loan without having to provide your social security number or any sensitive financial information.

You might qualify for 100% LTV (Loan to Value) financing if you agree to use additional property as collateral, known as a blanket loan.

Utilize the Lendersa® land loan calculator to find lenders available for vacant land loans in zip codes 37167, aiding in making informed property investment decisions.



  • Elizabethton Federal Savings Bank
  • 112-114 North Sycamore Street, Elizabethton, TN, 37643
  • Elizabethton Federal Savings Bank has been serving the communities of Northeast Tennessee and the Tri-Cities since 1937. With branch offices in Carter County, Johnson County and Washington County, Tennessee, we provide our customers with a complete selection of financial products.
  • Northeast Community Credit Union
  • 980 Jason Witten Way, Elizabethton, TN, 37643
  • Northeast Community Credit Union began in 1952 as Elizabethton Teachers Credit Union to provide financial services to area educators. A small group of school teachers petitioned the Tennessee Department of Financial Institutions for a charter to begin the credit union, due to school staff finding it more difficult to borrow since they were paid.
  • Citizens Bank Tennessee
  • 300 Broad Street, Elizabethton, TN, 37643
  • Since 1934, families and businesses have placed their trust and confidence in a bank that has grown and prospered right along with the East Tennessee region. Today, Citizens Bank is one of Tennessee's most solid banks, providing the best available financial services, convenience, technology, and expertise, so you can bank your own way
  • The Harrison Building and Loan Association
  • 10490 New Haven Road, Harrison, OH, 45030
  • The Harrison Building and Loan was chartered in May 1916 as Harrison Welfare Building Association. In 1962 the name was changed due to the number of calls concerning "welfare". Members of the Association met at Harrison City Hall from 1916-1925 and then met at various other locations until 1952 when property at 112 N. Walnut was purchased.
  • Sharefax Credit Union
  • 604 Ivy Gateway, Cincinnati, OH, 45245
  • Sharefax was founded by Ford Motor Company employees of Cincinnati, Ohio in 1960. Named in honor of the Sharonville Ford plant and the Fairfax (no longer in operation) Ford plant, Sharefax was born! As the years have passed, we have grown to serve over 32, 000 members from twelve counties.
  • Zipfel Capital
  • 3440 Edwards Rd, Cincinnati, OH, 45208
  • We’re connected to countless lending institutions. We’re obligated to none. Building, buying, refinancing, investing both residential and commercial: put your confidence in Zipfel Capital. As a broker, we leverage our network and expertise to connect you with the right lender. Michael Zipfel, the founder and President of Zipfel Mortgage Group
  • Cincinnati Federal
  • 6581 Harrison Ave, Cincinnati, OH, 45247
  • "At Cincinnati Federal has the answers. We have the experience and knowledge to help you choose the best home financing option that is right for you. We have mortgage consultants in your area to help you on your path to home ownership. Our mortgage consultants work side-by-side with you to evaluate your financing options"
  • New Foundation Savings Bank
  • 8249 Clara Avenue, Cincinnati, OH, 45239
  • New Foundation Savings Bank was founded over 130 years ago. In that time, we’ve seen many changes, but still believe that personal service matters. While offering modern conveniences like Touch Banking and Card Valet, we pride ourselves on knowing our customers by name. Our goal is to serve the needs of our community by offering financial products.
  • Citizens Community Bank
  • 9 E Main St, Mascoutah, IL, 62258
  • Since 1992, that promise still has not been broken. We intend to keep it that way. While Citizens Community Bank continually adds new products and services to accommodate your needs, such as Internet Banking and Bill Pay, we will never take away the personal service. It is what worked for us