2026 Construction Loans use AI Lenders complete for Baytown, Texas

The Lendersa® catalog of construction loan lenders in Baytown, TX features regional banks, national lenders, and local hard money lenders using private funds for ground-up construction projects or major rehabs.

In Baytown, TX, lenders evaluate costs for a 2,000 square foot home, ranging from $210,653 for basic builds to $383,264 for more elaborate constructions. Interest rates and loan terms vary based on the borrower's financial profile, loan-to-value (LTV) ratio, after-repair value (ARV), and the type of lender selected.

Compare loan offers from 100 lenders

Enhance Your Projects with the Magical Construction Loan Calculator

Lendersa® employs AI technology to ensure your construction financing needs are met by matching your requests with numerous construction lenders. Explore competitive construction rates to fund new builds, fix-and-flip projects, or major rehabs on both residential and commercial properties within TX.

Find Construction Loan Lenders Near You

Preserve your credit score by avoiding unnecessary inquiries. Get preapproved for a land loan without providing your social security number or other sensitive financial information.

You may qualify for 100% LTV (Loan to Value) financing by pledging additional property as collateral in a blanket loan agreement.

Leverage the Lendersa® land loan calculator to find vacant land loan providers in zip codes such as 77520.



  • First National Bank of Granbury
  • 101 E Bridge St, Granbury, TX, 76048
  • First National Bank was chartered in 1887 by Texas Pioneers Dan Cogdell, John Traylor, E.A. Hannaford, Jess Baker and James H. Doyle.

    While the early years of the Bank’s existence were economically prosperous for the area, the Great Depression and droughts of the 1930’s would soon have a negative impact on the community.

  • Mike Clover Group
  • 18170 Dallas Parkway, Suite 304, Dallas, TX, 75287
  • The Mike Clover Group at Homewood Mortgage is a close-knit group of experienced mortgage professionals dedicated to getting their clients the best loans in the shortest amount of time.

    Every member of the team has at least 10 years' experience in mortgage lending, and each shares Mike's strong belief in GOD, family, and doing the right thing

  • Worthington National Bank
  • 500 Main St, Fort Worth, TX, 76102
  • Worthington National Bank is one of the few locally owned and operated banks in Tarrant County and puts a priority on relationship-based banking. There are no 1-800 numbers and no automated phone systems. Offering checking, savings, money market accounts, loans and mortgage services, Worthington National Bank has a philosophy that all customers

  • VA Loans with Ed
  • 1600 W 7th St, Suite 401, Fort Worth, TX, 76102
  • VA Loans With Ed was created by a veteran for veterans. This is the premier source for veterans to learn everything they need to know about the VA loan, and get the most out of the benefit they earned. Ed Andrews's initial goal is to find out what brought you to the website and what your VA home loan goals are.

  • AMUSA COMMERCIAL CAPITAL
  • 201 Commerce St, Suite 1445, Fort Worth, TX, 76102
  • At AMUSA Commercial Capital. We Represent Direct Lenders in many of our programs and also represent gateways for several Trusts and Hedge Funds, furthermore; we have established direct lending relationships with over 100 large commercial nationwide lenders, and Wall Street money, with access to billions of dollars of private capital

  • Oz Lending
  • 2805 Dallas Pkwy, Suite 150, Plano, TX, 75093
  • Whether it’s refinancing, buying a new home, building a home, or applying for home equity loans or second mortgages; we have an experienced, around the clock, qualified team of accessible “Wizards” who are with you every step of the homeownership process. Oz Lending has access to the best loan programs available, FHA, VA, Construction, Jumbo.

  • Independent Financial
  • 2701 Dallas Parkway, Suite 100, Plano, TX, 75093
  • Independent Financial provides a wide range of relationship-driven banking products and services tailored to meet the needs of businesses, professional organizations, community groups and entrepreneurs, as well as busy families. OUR MISSION: Delight our customers with personalized financial solutions, uplift our communities with financial.

  • First Lending
  • 4888 Dexter Drive, Suite 100, Plano, TX, 75093
  • We are committed to help borrowers understand their options for real estate financing and making solid financial decisions. In the past 15 years, we helped tens of thousands of our customers to finance their home with favorable terms and low costs. We offer wide range of programs for all customers

  • Nortex Mortgage CO.
  • 1820 Preston Park Blvd, Plano, TX, 75093
  • The Nortex Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available.

  • WILLOW BEND MORTGAGE COMPANY, LLC
  • 5800 W. Plano Pkwy, Suite 105, Plano, TX, 75093
  • We offer the best mortgage tools available on the Internet – easy, convenient online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

  • Great Western Financial Services, Inc
  • 5408 W. Plano Parkway, Plano, TX, 75093
  • Great Western Financial Services, Inc company prides itself on its collaborative culture and passion in its role in the home buying experience. Through innovation in technology and experience we provide steady guidance along the journey to home ownership.As a family-owned business.