Construction Loan Lenders in Childress, Texas (2026)

Lendersa® features a well-rounded list of construction loan lenders in Childress, TX, including regional banks, national lending bodies, and local hard money lenders using private capital to fund your ground-up construction or significant rehab projects.

In Childress, TX, lenders estimate that building a 2,000 square foot home can range from $207,331 for basic construction to $379,942 for more elaborate designs. Factors like the borrower's financial profile, LTV, ARV, and the type of lender selected influence the interest rate and loan terms.

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Lendersa® uses advanced AI technology to match your loan request with numerous construction lenders, ensuring all your financing needs are covered. Discover premium construction rates to support ground-up building, fix N flip projects, or major rehabs for both residential and commercial properties in TX.

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Minimize unnecessary inquiries to protect your credit score. Obtain preapproval for land loans without needing to provide your social security number or other sensitive financial information.

By pledging additional property as collateral, you might be eligible for 100% LTV (Loan to Value) financing using a blanket loan arrangement.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders within the zip codes 79201.



Childress Construction Loan Lenders

  • First United Bank Texas
  • 301 North Main Street, Childress, TX, 79201
  • Lends in Texas
  • First United Bank, a subsidiary of Plains Bancorp, Inc, reports total assets of more than $2 billion and currently operates 17 Banking Center offices in 13 West Texas communities; Amarillo, Canyon, Childress, Dimmitt, Earth, Lamesa, Littlefield, Lubbock, Paducah, Seagraves, Seminole, Sudan, and Wichita Falls, Texas.

  • First Bank and Trust of Memphis
  • 501 Main Street, Memphis, TX, 79245
  • Lends in Texas
  • First Bank & Trust of Memphis of Memphis, TX provides banking services. The Bank offers checking accounts, credit & debit cards, loans, insurance, payment protection, phone banking, bill pay, and merchant services. We started as a community bank, and even though we’ve grown, we haven’t really changed.

  • The Waggoner National Bank of Vernon
  • 1818 Texas Street, Vernon, TX, 76384
  • Lends in Texas
  • At the time the Waggoner National Bank received its charter as a national bank this country was at war with Spain. The Famous Oklahoma land rush was on the calendar for that year. With a population estimated at 2, 800 Vernon had two cotton gins with the capacity to process 80 bales of cotton a day.

  • Happy State Bank
  • 100 E Main St, Happy, TX, 79042
  • Lends in Texas
  • Happy State Bank began in 1908 in Happy, TX. While we’ve grown in size, locations, & assets, we like to keep the feel of a small-town Bank where everyone knows your name. Our core values are embedded in everything we do. You’ll notice these in our communications, in the way we serve our customers & communities & in the attitudes of our employees.

  • The First State Bank
  • 402 9th Street, Abernathy, TX, 79311
  • Lends in Texas
  • On December 17, 1909, First State Bank of Abernathy opened for business with capital of $10,000. Deposits the first day were $2,214.90. The seven original stockholders were W.A. Shelton, C.A. Burrus, W.H. Ragland, S.R. Merrill, N.C. Hix, Vince Stambaugh & Dr. M.C. Overton, the famous pioneer doctor whose name is still seen all over nearby Lubbock.

  • Amarillo National Bank
  • 410 S Taylor St, Amarillo, TX, 79101
  • Lends in Texas
  • Founded in 1892 and now the largest family-owned Bank in the nation, Amarillo National Bank has never been typical — and we’re proud of it. The maverick soul of Amarillo is still very much a part of our daily work and lives. At ANB, we’re fiercely independent, answering only to our customers.