2026 Construction Loans in Vernon, Texas

The Lendersa® compilation of construction loan providers in Vernon, TX, features an array of options from regional banks to national lenders and local hard money lenders who channel private capital for your new construction or significant renovations.

In Vernon, TX, lenders estimate the cost of building a 2,000 square foot home, ranging from $208,343 for basic construction to $380,954 for more luxurious projects. Interest rates and loan terms vary based on the borrower's financial status, loan-to-value (LTV) ratio, after-repair value (ARV), and the chosen lender type.

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By offering additional property as collateral, you could qualify for 100% loan-to-value financing through a blanket loan arrangement.

Use the Lendersa® land loan calculator to find vacant land loan lenders in the zip codes 76384, making it easy to connect with the right financial partners.

Vernon Construction Loan Lenders
(940) 552-2511 Lender's profile and map The Waggoner National Bank of Vernon 1818 Texas Street, Vernon, TX, 76384 Lends in Texas At the time the Waggoner National Bank received its charter as a national bank this country was at war with Spain. The Famous Oklahoma land rush was on the calendar for that year. With a population estimated at 2, 800 Vernon had two cotton gins with the capacity to process 80 bales of cotton a day.
(940) 691-0000 Lender's profile and map First Bank. 4110 Kell Blvd, Wichita Falls, TX, 76309 Lends in Texas First Bank has remained strong and successful by focusing on our individual customers and our local communities. You'll see that focus come to life when you visit any one of our five locations in Wichita Falls, Burkburnett, or Iowa Park. You'll find yourself in a Bank where you are greeted with courtesy.
(940) 397-2300 Lender's profile and map American National Bank and Trust Texas 2732 Midwestern Parkway, Wichita Falls, TX, 76308 Lends in Texas We are a full service independently locally owned bank. In addition to normal competitive banking opportunities we provide a fill mortgage department for financing homes a title company to complete all real estate transactions including oil & gas title research a trust department available to assist you with any trust account activity you may need
(940) 720-8000 Lender's profile and map Union Square Credit Union 1401 Holliday St, Wichita Falls, TX, 76301 Lends in Texas Union Square is the largest credit union in the Texoma Area. We are here to serve you, our members, with the best products available and the most competitive rates around. We are people helping people. We are.... Your Financial Center of Choice! Union Square Credit Union's field of membership is open to those who have the following common bond
(940) 851-4000 Lender's profile and map Texoma Community Credit Union 807 8th St, Suite 100, Wichita Falls, TX, 76301 Lends in Texas Texoma Community Credit Union has served 11 counties surrounding Wichita Falls, Texas since 1953 with a full range of banking services. We are not a big bank, but a financial cooperative. This means every member gets a vote, and our profits go back into the community each year, rather than into the hands of shareholders.
(940) 937-3611 Lender's profile and map First United Bank Texas 301 North Main Street, Childress, TX, 79201 Lends in Texas First United Bank, a subsidiary of Plains Bancorp, Inc, reports total assets of more than $2 billion and currently operates 17 Banking Center offices in 13 West Texas communities; Amarillo, Canyon, Childress, Dimmitt, Earth, Lamesa, Littlefield, Lubbock, Paducah, Seagraves, Seminole, Sudan, and Wichita Falls, Texas.