2026 Construction Loan Lenders for Decatur, Texas

Lendersa® lists construction loan options in Decatur, TX, featuring regional banks, national lenders, and local hard money lenders providing private funds for ground-up construction or major rehab efforts.

For a 2,000 sq ft home in Decatur, TX, the construction costs span from $207,628 for basic builds to $380,239 for more upscale designs. Rates and loan terms vary based on borrower financials, LTV, ARV, and the chosen lender type.

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Using Lendersa®'s AI technology, your financing needs are swiftly matched with numerous lenders, ensuring full coverage. Find top construction rates to fund projects, such as new builds, fix-and-flip, or major rehabs for residential or commercial properties in TX.

Local construction loan lenders available?

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You might qualify for 100% LTV financing by using additional property as collateral (blanket loan).

Use the Lendersa® land loan calculator to locate vacant land lenders in 76234.



Decatur Construction Loan Lenders

  • AccessBank Texas
  • 320 W. Eagle Dr, Suite 100, Denton, TX, 76201
  • Lends in Texas
  • AccessBank Texas is all about helping you achieve success. We understand the frustration of dealing with faceless Big Banks that treat you like a number, limiting your access to real people and reasonable hours, which is unhelpful, inefficient. We are passionate about the idea that the needs of a community are a Bank’s first and foremost concern.

  • Greater Texas Mortgage Company
  • 3237 Stonecrop Trail, Argyle, TX, 76226
  • Lends in Texas
  • our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • Texas Mortgage Finance
  • 8517 Hidden Meadow Drive, Fort Worth, TX, 76179
  • Lends in Texas
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • Trademark Mortgage
  • 628 Stoneglen Drive, Keller, TX, 76248
  • Lends in Texas
  • Trademark Mortgage (NMSL#32139) is a full service mortgage bank. Our goal is to bring integrity, transparency and commitment back to financing the American dream. Whether you need advice on the size of a loan, are investigating the best way to finance a project, or are just looking to compare interest rates, Trademark Mortgage is here to help.

  • Muenster State Bank
  • 201 North Main Street, Muenster, TX, 76252
  • Lends in Texas
  • Muenster State Bank is a locally owned, independent bank with a very strong capital position and a long history of serving the local area. Muenster State Bank was chartered on June 23, 1923 with the help of local businessmen and community leaders who felt a bank was needed to provide financial leadership for the community.

  • Creekview Realty
  • 3201 Cross Timbers Road, Building 6, Suite 600, Flower Mound, TX, 75028
  • Lends in Texas
  • Creekview Realty was founded in 2002 and is headquartered in Plano, TX. John Prell is the broker, and has over 30 years experience over 4 states in various capacities of the real estate business, including investing, hard money lending, residential & commercial construction, renovations, consulting, and brokerage.

  • VIP Mortgage Inc.
  • 92 Piazza Lane Ste. 100, Colleyville, TX, 76034
  • Lends in Texas
  • VIP Mortgage Inc. we consistently surpass customer expectations regarding our service and experience. We offer a complete array of mortgage loan products with Conventional, FHA and VA programs from a variety of investors. and we have Jumbo loans and other non-conforming mortgage loan services

  • PointBank Community Bank
  • 200 S. HWY 377, Pilot Point, TX, 76258
  • Lends in Texas
  • PointBank is an independent, locally owned bank that has been serving the Denton County community since 1884—over 130 years! Currently, we have nine branches conveniently located throughout the county. We at PointBank would like to invite you to try out our many banking services.

  • Bank of the West
  • 108 West Northwest Highway, Grapevine, TX, 76051
  • Lends in Texas
  • Bank of the West is a locally owned and operated bank. We have 9 locations in the DFW area and we have been personally serving our customers since 1986. Our corporate headquarters is located in Grapevine, TX, on Main St, which is also the home of our business banking center. We pride ourselves on being a community bank, working for the community!