2 Construction Loan Lenders with AI in Decatur, Texas 2026

Lendersa® lists construction loan options in Decatur, TX, featuring regional banks, national lenders, and local hard money lenders providing private funds for ground-up construction or major rehab efforts.

For a 2,000 sq ft home in Decatur, TX, the construction costs span from $207,628 for basic builds to $380,239 for more upscale designs. Rates and loan terms vary based on borrower financials, LTV, ARV, and the chosen lender type.

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Magic of the construction loan calculator

Using Lendersa®'s AI technology, your financing needs are swiftly matched with numerous lenders, ensuring full coverage. Find top construction rates to fund projects, such as new builds, fix-and-flip, or major rehabs for residential or commercial properties in TX.

Local construction loan lenders available?

To guard your credit score, avoid excessive inquiries. Preapprove land loans without providing your social security number or any sensitive information.

You might qualify for 100% LTV financing by using additional property as collateral (blanket loan).

Use the Lendersa® land loan calculator to locate vacant land lenders in 76234.



  • Cendera Bank, National Association
  • 615 E. Bells Blvd, Bells, TX, 75414
  • Lends in Texas
  • Cendera Bank is located in Benbrook, Texas. At this location, Cendera Bank employs approximately 3 people. Cendera Bank. They provide the following services: Full Service Office Location and are located at 615 E. Bells Blvd in Bells Texas. Cendera Bank, N.A. is currently looking to add highly motivated, high integrity team members

  • Trinity Oaks Mortgage
  • 420 Century Way, Suite 100, Red Oak, TX, 75154
  • Lends in Texas
  • Trinity Oaks Mortgage, LLC supports Equal Housing Opportunity. When dealing with home financing, we are not only working with one of our client's largest personal financial investments; we also are handling one of their biggest dreams. Since we work with matters so close to the heart, we serve our clients from ours.

  • Ciera Bank
  • 623 Elm Street, Graham, TX, 76450
  • Lends in Texas
  • Ciera Bank is a state-chartered, full service community bank proudly serving Texas since 1890. Headquartered in Graham, just a short drive outside of the Dallas/Fort Worth Metroplex, Ciera was created from the merger of three banks owned and operated by First Graham Bancorp, Inc. Since merging, Ciera Bank has come full circle, uniting its branches.

  • Lakeside Bank
  • 2805 Ridge Road, Rockwall, TX, 75032
  • Lends in Texas
  • Lakeside National Bank is dedicated to meeting our community's financial needs while maintaining a personal touch. At LNB, personal touch means a live person will answer the phone when you call, and when you need financing, your first meeting will be with the loan officer who will see your loan through from start to finish.

  • Union Square Credit Union
  • 1401 Holliday St, Wichita Falls, TX, 76301
  • Lends in Texas
  • Union Square is the largest credit union in the Texoma Area. We are here to serve you, our members, with the best products available and the most competitive rates around. We are people helping people. We are.... Your Financial Center of Choice!

    Union Square Credit Union's field of membership is open to those who have the following common bond

  • Texoma Community Credit Union
  • 807 8th St, Suite 100, Wichita Falls, TX, 76301
  • Lends in Texas
  • Texoma Community Credit Union has served 11 counties surrounding Wichita Falls, Texas since 1953 with a full range of banking services. We are not a big bank, but a financial cooperative. This means every member gets a vote, and our profits go back into the community each year, rather than into the hands of shareholders.

  • American National Bank and Trust Texas
  • 2732 Midwestern Parkway, Wichita Falls, TX, 76308
  • Lends in Texas
  • We are a full service independently locally owned bank. In addition to normal competitive banking opportunities we provide a fill mortgage department for financing homes a title company to complete all real estate transactions including oil & gas title research a trust department available to assist you with any trust account activity you may need

  • Grandview Bank
  • 105 E. Criner, Grandview, TX, 76050
  • Lends in Texas
  • Grandview Bank is Johnson County's oldest locally owned bank serving you since 1890. Founded in 1890, Grandview Bank is the fourth oldest state-chartered bank in Texas. Our full service banking offices are located in Grandview, Cleburne and Alvarado. We are the only bank in Johnson County with locally-based ownership.

  • First Bank.
  • 4110 Kell Blvd, Wichita Falls, TX, 76309
  • Lends in Texas
  • First Bank has remained strong and successful by focusing on our individual customers and our local communities. You'll see that focus come to life when you visit any one of our five locations in Wichita Falls, Burkburnett, or Iowa Park. You'll find yourself in a Bank where you are greeted with courtesy.

  • The Cowboy Bank of Texas
  • 100 Main Street, Maypearl, TX, 76064
  • Lends in Texas
  • There’s only one Cowboy Bank in Texas and it is deep in the heart of Maypearl. With a brand and a culture based on the time traditions of honesty and integrity, The Cowboy Bank stands out as a true hometown institution. The Cowboy Bank of Texas maintains a strong tradition of economic support and financial service.

  • HomeBank Texas
  • 601 North Highway 175, Seagoville, TX, 75159
  • Lends in Texas
  • HomeBank Texas is a full service financial institution with offices located in Dallas, Rockwall & Seagoville. Formerly known as Seagoville State Bank, we were founded in 1952 by W.A. Waldrop. The Bank was located in the Downtown Seagoville area where a tradition of serving our community & customers with courtesy & genuine concern was established.

  • Fannin Bank
  • 230 East 3rd Street, Bonham, TX, 75418
  • Lends in Texas
  • Fannin Bank was organized in November 1921 as the Guaranty State Bank in Windom, Texas. By June 1922 the bank had $158,046 in assets. The name was changed to Fannin Bank in 1976, and in 1987 a branch office was opened in the town of Bonham. The Honey Grove branch opened in 2008 with the headquarters moving to Bonham the same year.