7 Construction Loan Lenders with AI in Lubbock, Texas 2026

Lendersa® offers a list of construction loan lenders in Lubbock, TX, featuring regional banks, national institutions, and local hard money lenders that utilize private funds for your new builds or major rehabs.

In Lubbock, TX, lenders estimate the construction cost for a 2,000 square foot home, starting from $211,159 for basic setups to $383,770 for more elegant designs. Interest rates and loan terms vary based on the borrower's financials, LTV, ARV, and the type of lender selected.

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The Magic Construction Loan Calculator

Using Lendersa®'s AI technology, your loan requests are promptly matched with numerous construction lenders, ensuring all financing needs are fully addressed. Discover top construction rates for funding new builds, fix-and-flips, or major rehabs on both residential and commercial properties in TX.

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Preserve your credit score by minimizing unnecessary inquiries. Get preapproved for a land loan without disclosing your social security number or sensitive financial details.

You could qualify for 100% LTV (Loan to Value) financing by agreeing to use additional property as security through a blanket loan.

Utilize the Lendersa® land loan calculator to locate vacant land loan providers within zip codes 79406.



  • Construction Financial Solutions
  • 18568 Forty Six Pkwy, Suite 3002, Spring Branch, TX, 78070
  • Lends in Texas
  • CFS over 25 years Construction Financial Solutions has offered homeowners construction loans throughout Texas. We provide construction loans to build custom homes, investment properties, vacation homes, as well as renovation of existing homes. ​The construction loan is refinanced into a long term mortgage upon construction completion.

  • Fannin Bank
  • 230 East 3rd Street, Bonham, TX, 75418
  • Lends in Texas
  • Fannin Bank was organized in November 1921 as the Guaranty State Bank in Windom, Texas. By June 1922 the bank had $158,046 in assets. The name was changed to Fannin Bank in 1976, and in 1987 a branch office was opened in the town of Bonham. The Honey Grove branch opened in 2008 with the headquarters moving to Bonham the same year.

  • Lake Travis Mortgages
  • 9737 Great Hills Trail, Suite 200 & 220, Austin, TX, 78759
  • Lends in Texas
  • At SNMC, our mission is to provide a variety of sustainable loan programs, great rates, and most importantly, trustworthy loan professionals to guide you through the process and make it as simple as possible. In the mortgage business since 1993, we currently operate 80 professional branch offices across the United States

  • Capital City Mortgage
  • 12731 Research Blvd, Bldg A, Suite 100, Austin, TX, 78759
  • Lends in Texas
  • "Capital City Mortgage is a mortgage brokerage company based in Austin, Texas.
    We have partnered with the biggest and the best financial institutions to achieve this goal. With access to over 50 investors/financial institutions, we are able to provide our borrowers with the best interest rates available in the market."

  • Highlander Mortgage
  • 9009 Mountain Ridge Dr, Suite 210, Austin, TX, 78759
  • Lends in Texas
  • Highlander Mortgage is a full-service mortgage company and we are still going strong today by providing you with the lowest mortgage rates you’ll find anywhere. We have a very simple operation with low overhead, so we are able to deliver the best possible service at the lowest possible price.

  • Streamline Funding Group, LLC
  • 9050 N Capital of Texas Hwy Bldg 3 ste 130, Austin, TX, 78759
  • Lends in Texas
  • Streamline Funding’s mission has been to empower real estate investors in Texas by providing the resources and expertise to grow their businesses. Our people have built a network of real estate entrepreneurs across the state who continue to achieve unprecedented growth and turn amazing ideas into reality

  • City National Bank TX
  • 1465 West Second Avenue, Corsicana, TX, 75110
  • Lends in Texas
  • City National Bank is a privately owned institution that has embodied the spirit of community banking since the inception of bank in 1983.A group of local business leaders recognized the need for community bank that could better serve the area.The initial stock offering was opened up to the community with a several individuals able to participate.

  • American National Bank of Texas
  • 102 West Moore Avenue, Terrell, TX, 75160
  • Lends in Texas
  • Since 1875, American National Bank of Texas (ANBTX) has been a community bank deeply involved with local business owners, possessing a clear understanding of their challenges, goals, and financial needs. We strive to build lifelong relationships by listening first and then building an integrated product and services mix from our portfolio.

  • HouseMax Funding
  • 901 S Mopac Expy, Bld. 4, Suite 125, Austin, TX, 78746
  • Lends in Texas
  • HouseMax Funding is a leading hard money lender based in Austin, Texas offering personalized hard money construction and fix and flip loans. With a track record of over 1000 successful deals and over 3000 successfully flipped houses, HouseMax Funding are expert hard money lenders with a track record of success offering hands-on service to meet our

  • Sente Mortgage
  • 901 S. Mopac Blvd. Bldg IV, Suite 125, Austin, TX, 78746
  • Lends in Texas
  • Sente, we know what it takes to succeed in this industry. We have discovered that leverage is one of the keys to a productive mortgage career. Just like a team of climbers, leverage is required to reach pinnacles of production for each individual mortgage banker. We have the resources and expertise to help put you on a path to achieve your goals.