8 Construction Loan Lenders in Shallowater, Texas in 2026

Lendersa® offers an extensive list of construction loan lenders in Shallowater, TX. This list includes regional banks, national lenders, and local hard money lenders who utilize private capital, providing options ideal for either ground-up construction or major rehab projects, depending on customer needs.

For those considering construction in Shallowater, the estimated cost for a 2,000 square foot home can range significantly. Lenders suggest costs from $205,329 for basic construction to $377,940 for a higher-end, more luxurious build. Interest rates and specific terms for construction loans vary widely based on several factors, including the borrower's financial profile, the loan-to-value (LTV) ratio, after-repair value (ARV), and the kind of lender you choose to work with.

Explore and compare offers from a robust selection of 100 lenders

Unlocking the Magic of the Construction Loan Calculator

To ensure every aspect of your construction financing needs is met, Lendersa® employs cutting-edge AI technology to quickly and accurately match your loan request with hundreds of construction lenders. This efficient system helps you identify the best available construction rates necessary to finance ground-up construction, fix-and-flip endeavors, or major rehab projects, applicable for residential and commercial properties all over TX.

Seeking Construction Loan Lenders Nearby?

To maintain your credit score integrity, reducing unnecessary inquiries is vital. Achieve preapproval for your land loan without the need to provide your social security number or any sensitive financial information, streamlining the process while protecting your personal data.

Qualify for 100% LTV financing by opting to pledge additional property as security under a blanket loan agreement, potentially enhancing your borrowing capacity and flexibility.

Utilize the Lendersa® land loan calculator to find lenders specializing in vacant land loans in the zip codes 79363. This tool is designed to help you connect with the most suitable lending options available, tailored to your specific geographic needs.



Shallowater Construction Loan Lenders

  • AimBank
  • 6506 19th St, Lubbock, TX, 79407
  • Lends in Texas
  • AT AimMortgage We look forward to putting our mortgage services to work for you!

    We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing

  • Lubbock National Bank
  • 4811 50th Street, Lubbock, TX, 79413
  • Lends in Texas
  • Lubbock National Bank is part of a local, family-owned banking legacy that has been serving the people of this area since 1892, when the first settlers began arriving in the South Plains and Texas Panhandle. We introduced ourselves to Lubbock just a few years after the city was incorporated.

  • The First State Bank
  • 402 9th Street, Abernathy, TX, 79311
  • Lends in Texas
  • On December 17, 1909, First State Bank of Abernathy opened for business with capital of $10,000. Deposits the first day were $2,214.90. The seven original stockholders were W.A. Shelton, C.A. Burrus, W.H. Ragland, S.R. Merrill, N.C. Hix, Vince Stambaugh & Dr. M.C. Overton, the famous pioneer doctor whose name is still seen all over nearby Lubbock.

  • Peoples Bank Texas
  • 5820 82nd St, Lubbock, TX, 79424
  • Lends in Texas
  • Peoples Bank exists to place the needs of our employees, customers, and shareholders at the center of everything we do. We focus attention on the needs of local families, businesses, towns, and farmers. We take local deposits and then make loans back into the neighborhoods where our depositors live and work.

  • City Bank Mortgage
  • 6524 82nd Street, Suite 120, Lubbock, TX, 79424
  • Lends in Texas
  • City Bank has more than $3 billion in assets with 25 full-service banking locations and 13 mortgage loan production offices throughout Texas and New Mexico. Since 1941, City Bank has been committed to offering its customers revolutionary products and services to stay in touch with their needs.

  • HubCityLending
  • 7407 93rd St, Lubbock, TX, 79424
  • Lends in Texas
  • HubCity Lending is composed of a group of highly experienced and seasoned, certified, financial professionals. With our knowledge and expertise, we can usually find a solution for all your financing needs. Unlike a bank, or local lending institution, which only lend to the most credit-worthy businesses.

  • First Source Capital Mortgage, Inc.
  • 3223 S Loop 289, Suite 150, Lubbock, TX, 79423
  • Lends in Texas
  • We have been in continuous operation since June of 1993. We founded First Source Capital at a very difficult time for most commercial real estate owners and developers, following the real estate crash in 1986 - 87. FSCM's relationships with Investment Bankers provided a conduit for commercial real estate financing.

  • First Federal Bank Littlefield, Texas
  • 2313 Phelps Ave., Littlefield, TX, 79339
  • Lends in Texas
  • First Federal Bank was founded in 1946 with $10,000 in capital as a mutual savings association known as Littlefield Federal Savings and Loan. In 1998, the association converted to a state mutual bank and became First Federal Bank Littlefield, Texas. The vision of First Federal Bank is to customize financial support for every customer.

  • Happy State Bank
  • 100 E Main St, Happy, TX, 79042
  • Lends in Texas
  • Happy State Bank began in 1908 in Happy, TX. While we’ve grown in size, locations, & assets, we like to keep the feel of a small-town Bank where everyone knows your name. Our core values are embedded in everything we do. You’ll notice these in our communications, in the way we serve our customers & communities & in the attitudes of our employees.

  • First National Bank of Hereford
  • 301 W 3rd Street, Hereford, TX, 79045
  • Lends in Texas
  • At First National Bank of Hereford we strive to meet and exceed your banking needs! Our fundamental philosophy remains the same: Old Values and New Visions Our helpful, friendly and professional staff will provide excellent service and are always ready to address any questions or concerns you may have pertaining to your banking needs.