816 Construction Loan Lenders with AI in Richmond, Texas 2026

Lendersa® provides a comprehensive list of construction loan lenders in Richmond, TX, featuring regional banks, national lenders, and local hard money lenders that use private funding for ground-up construction or major renovations.

In Richmond, TX, lenders estimate the construction cost for a 2,000-square-foot home, ranging from $208,684 for basic structures to $381,295 for more elaborate designs. Interest rates and terms vary based on borrower financials, LTV, ARV, and the lender type chosen.

Compare loan offers from 100 lenders

The Power of Our Magic Construction Loan Calculator

Using AI technology, Lendersa® instantly matches your loan request with hundreds of construction lenders, ensuring all your financing needs are met. Discover the best construction rates for funding new builds, fix-and-flip projects, or major rehabs in TX.

Find Construction Loan Lenders Near You

To protect your credit score, avoid unnecessary inquiries. Secure preapproval for your land loan without providing your social security number or any sensitive information.

You might qualify for 100% LTV financing by pledging additional property as collateral, known as a blanket loan.

Use the Lendersa® land loan calculator to locate vacant land loan providers in 77406, 77469.



  • Iron Fund
  • 150 Great Neck Road, Suite 102, Great Neck, NY, 11021
  • Lends in Texas
  • Iron Fund is a Direct Capital Provider for loan officers, brokers, and third-party originators. Iron Fund specializes in Fix & Flips/ Bridge Loans, Ground- Up Construction, and 30-Year DSCR Loans. Our new broker platform provides a full technology suite with same-day loan approvals and secure document uploads.

  • W Financial
  • 60 Cutter Mill Road, Suite 601, Great Neck, NY, 11021
  • Lends in Texas
  • W Financial is a New York-based commercial real estate bridge lender specializing in time-sensitive or complex loan requirements. When a deal is unusual or time is short, we provide our clients with rapid, reliable access to the capital they need to get their deal over the finish line.

  • Alpha Funding Solutions
  • 329 Hempstead Turnpike, West Hempstead, NJ, 11552
  • Lends in Texas
  • Alpha is a Direct Private Asset-Based Lender in the Northeast (NJ, NY, PA, CT). We have been meeting the needs of real estate investors, developers, and builders since 2007 funding projects that are not fundable through traditional sources. Alpha focuses on residential & commercial properties.

  • Malve Capital
  • 26 Harbor Park Drive, Port Washington, NY, 11050
  • Lends in Texas
  • Malve Capital is your premier partner for real estate investment loans. As a direct private lender, we specialize in fix-and-flip, ground-up construction, bridge, and DSCR loans for 1-4 unit residential properties. Our national reach connects experienced investors with in-house capital, offering competitive pricing and swift, trauma-free closings.

  • Arbor Realty Trust
  • 333 Earle Ovington Boulevard, Suite 900, Uniondale, NY, 11553
  • Lends in Texas
  • Arbor is not just another commercial and multifamily lender, but your financial partner that personally works with you to customize the right loan solution. Arbor Realty Trust, Inc. has helped multifamily and commercial real estate clients achieve their financial goals by focusing on growing long-term relationships and conducting business.

  • RealFi Home Funding Corp
  • 707 Westchester Avenue, Suite 305, White Plains, NY, 10604
  • Lends in Texas
  • We are redefining the mortgage process from the ground up by combining an innovative approach with an experienced management team. We combine state-of-the-art technology with in-house expertise creating a seamless, transparent process that transforms mortgage lending from beginning to end.

  • UNMB Home Loans Inc.
  • 3601 Hempstead Turnpike, Suite 300, Levittown, NY, 11756
  • Lends in Texas
  • UNMB Home Loans Inc. is strong. Our business is built through the heart and soul of our team. From CEO Don Giorgio to our mortgage loan originators to our administrative and support staff, we stand strong in our mission to provide the most responsible and sound financing options to our clients.

  • ZINC Financial
  • 1525 E. Shaw Ave, Fresno, CA, 93710
  • Lends in Texas
  • ZINC Financial, Inc. is a leading investment rehab lender. We specialize in private money rehab loans, and we help investors leverage their capital to acquire and rehab properties for investment purposes. We understand that our investors can’t wait for conventional financing and must close their rehab loans quickly.

  • All Access Financial
  • 576 Broadhollow Rd, Melville, NY, 11747
  • Lends in Texas
  • All Access Financial is a true financial marketplace offering working capital loans. We provide all types of financial options when it comes to your business, such as Working Capital Loans, Business Term Loans, Merchant Cash Advances, Lines of Credit, Equipment Financing, Commercial and Residential Loans, and SBA Loans. We understand that every bus

  • Interstate Home Loan Center, Inc
  • 40 Marcus Drive, Suite 100, Melville, NY, 11747
  • Lends in Texas
  • We are a direct lender and our service and commitment to quality is legendary. Throughout the years, thousands of homeowners have come to count on Interstate because of our commitment to assisting individuals and families achieve their dream of owning or keeping their family home.

  • East Coast Capital Corp
  • 25 Melville Park Road, Melville, NY, 11747
  • Lends in Texas
  • East Coast Capital was founded in 1999 by Seth Fass who still remains the leader of the organization to this day.The company continues to grow at a staggering rate by only hiring the most qualified professionals & educating them on a culture that has persevered to this day. Trust coupled with expertise allows our firm to stay ahead of the industry.