Cottonwood-Heights, Utah Construction loan lenders AI selection 2025

The Lendersa® list of construction loan providers in Cottonwood-Heights, UT includes regional banks, national lenders, and local hard money lenders offering private money for ground-up construction or significant rehab projects.

In Cottonwood-Heights, UT, the average construction cost for a 2,000 square foot home ranges from $230,551 for basic structures to $417,991 for more elaborate ones. Interest rates and loan terms are influenced by the borrower's financials, the LTV, ARV, and the lender selected.

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Lendersa® leverages AI technology to meet your construction financing needs by instantly aligning your loan request with a wide array of construction lenders. Discover the top construction rates for financing new builds, fix and flip projects, or major rehab on residential and commercial properties in UT.

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To protect your credit score, avoid unnecessary inquiries. Obtain pre-approval for a land loan without needing to provide your social security number or any other sensitive financial information.

If you pledge additional property as security, known as a blanket loan, you might qualify for 100% LTV financing.

Utilize the Lendersa® land loan calculator to locate lenders offering vacant land loans in ZIP codes 84093, 84121, 84171.



  • Bank of Montana
  • 125 Bank Street, Suite 100, Missoula, MT, 59802
  • We offer a full range of deposit and loan services, featuring some of the most competitive rates in the country. One of our specialties is government-enhanced loans such as those provided in conjunction with the Montana Board of Investments, the Small Business Administration, the U.S. Department of Agriculture, and other state and federal programs.
  • The First National Bank of Hugo
  • 321 4th Street, Hugo, CO, 80821
  • The First National Bank Of Hugo is a branch office of The First National Bank Of Hugo. They provide the following services: Full Service Office Location and are located at 321 4th Street in Hugo Colorado. Mobile and traditional directions to this location can be found below along with ratings
  • AltaOne Federal Credit Union
  • 701 South China Lake Boulevard, Ridgecrest, CA, 93555
  • AltaOne members and employees enjoy a one-of-a-kind relationship with their credit union. Offering much more than personal and business financial products and services, we continually strive to be the community’s choice for an all-around member experience, strengthening ties with our local communities through events and outreach programs
  • Century Savings and Loan Association
  • 233 East Main St, Trinidad, CO, 81082
  • Century Savings and Loan Association was chartered in 1903 as Century Building and Loan. The primary purpose, at that time, was to provide share accounts which in turn were used to provide home mortgage loans. We have grown quite a bit since then, expanding our deposit products to include Checking accounts, MMDA accounts, Certificates of Deposit.
  • The First National Bank in Trinidad
  • 100 E. Main St, Trinidad, CO, 81082
  • The First National Bank in Trinidad opened its doors on April 16, 1875, a year before Colorado was granted its statehood and the town of Trinidad incorporated. First National began a journey traveling and growing with the nation, the West, and Trinidad through the best and worst of times.
  • Old West Federal Credit Union
  • 650 West Main Street, John Day, OR, 97845
  • Old West Federal Credit Union strives to offer a wide range of services designed to improve the economic and social well-being of our members. We strive to adapt to the ever-changing financial environment to provide the best service, value, and education to our members. Old West Federal Credit Union was originally chartered in 1957.
  • TWIN RIVER BANK
  • 1507 G St, Lewiston, ID, 83501
  • Early in March, 1978, eight real estate brokers discussed a common concern, financing, at their weekly exchange breakfast meeting. The consensus was that the local banks and mortgage companies were not meeting the needs of the public. Processing of loans was taking too long; since “chain” banks had to send everything out of town for approval
  • P1FCU
  • 1025 Warner Ave, Lewiston, ID, 83501
  • P1FCU was organized by 12 employees of Potlatch Forests Inc. and the original organization certificate was issued by the Farm Credit Administration on April 29th, 1938. The first organizational meeting was held almost one month later on May 20th, 1938, where 9 board members were elected after being nominated by the first nominating committee.