Construction Loan Lenders in Sandy, Utah (2026)

The Lendersa® directory features a curated list of construction loan lenders in Sandy, UT, which includes regional banks, national lenders, and local hard money providers utilizing private funds for ground-up construction or significant rehabs.

In Sandy, UT, lenders estimate construction costs for a 2,000 square foot home to range from $230,760 for basic builds to $418,200 for more luxurious constructions. Interest rates and terms of these loans vary depending on several factors: borrower financials, Loan-to-Value (LTV) ratios, After-Repair Value (ARV), and the particular type of lender selected.

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Lendersa® leverages AI technology to address all your construction financing needs by instantly connecting your loan request with numerous lenders. This enables you to find the best construction rates for projects like new builds, fixes, flips, or major rehabs on both residential and commercial properties in UT.

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Reduce the risk of credit score impact by avoiding unnecessary inquiries. You can secure preapproval for a land loan without needing to provide your social security number or other sensitive information.

Consider leveraging additional property as security, possibly qualifying for 100% Loan-to-Value (LTV) financing through a blanket loan.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders within the specified zip codes 84092.



Sandy Construction Loan Lenders

  • Mortgage Solutions of Utah
  • 11470 S 1320 E, Sandy, UT, 84092
  • Lends in Utah
  • Mortgage Solutions LLC is small! Small means fast, efficient & fluid. Small also means you deal with Kevin Mansouri & one other directly. Being a Small & being a Broker, gives you the best edge when getting your loan. Or, if you’re a realtor, it gets your client the best deal period.

  • FinWise Bank
  • 820 East 9400 South, Sandy, UT, 84094
  • Lends in Utah
  • FinWise Bank envisions a community where individuals, families, and small businesses have access to transparent financial products and services that provide exceptional value and are delivered on demand help our customers reach their financial goals by delivering exceptional products in a manner that continually surpasses expectations.

  • CINCH HOME LOANS
  • 10708 S 1300 E, Ste 105, Sandy, UT, 84094
  • Lends in Utah
  • Cinch Home Loans is a team of highly qualified mortgage professionals licensed as Mortgage Loan Originators. Our idea is simple: If your loan is a cinch, then don’t overpay.Specifically, we specialize in providing affordable mortgage origination service for customers of owner-occupied properties with good credit.

  • Mountain America Credit Union
  • PO Box 2331, Sandy, UT, 84091
  • Lends in Utah
  • Mountain America Credit Union is a member-owned, full-service financial institution. Federally insured by NCUA. Equal Housing LenderCredit Union assists members on the right path to help them identify and more than 990, 000 members and $13 billion in assets, Mountain America Credit Union assists members on the right path to help them identify.

  • Laser Lending
  • 8899 S 700 E, Suite 12511075 S. State Street, Building 3, Sandy, UT, 84070
  • Lends in Utah
  • Laser Lending is part of the parent company Larson Real Estate Services He started his career selling new home construction in 1993. Later, he started Larson & Company Real Estate which continues to thrive today. With a desire to offer his clientele a solid mortgage option, he created Laser Lending in 2009. To round out his real estate offerings.

  • American Loans
  • 8800 S Harrison St., Sandy, UT, 84070
  • Lends in Utah
  • American Loans and Mortgage, we are all about creating and finding solutions for anyone and everyone who needs a loan to reach their goals. and also the best rates and programs, and get you the best loan for your particular situation. We promise to provide you with the most comprehensive communication and the lowest mortgage rates.

  • ALLIANCE LENDING SERVICES
  • 9730 S. 700 E, Suite 101, Sandy, UT, 84070
  • Lends in Utah
  • Alliance Lending Services (ALS) was founded on the belief that strategic planning and market knowledge are the foundation of the mortgage process. This belief has inspired a passion for delivering superior services that foster effective mortgage solutions. With over 20+ years of experience and knowledge in the mortgage industry.

  • Momentum Loans
  • 9490 S 300 W, Suite 100, Sandy, UT, 84070
  • Lends in Utah
  • Today’s hyper-competitive market requires companies to be nimble, innovative, and flexible. Our experienced leadership allows us to make decisions quickly and build a culture around these key principals: operational excellence drives value, and technology drives opportunity.We are a mortgage company that does things a little bit differently.

  • RANLife
  • 9272 South 700 East, Sandy, UT, 84070
  • Lends in Utah
  • RANLife is a leader in residential lending.With our in-house staff and direct lender relationships with Fannie Mae, Freddie Mac, and Ginnie Mae, we've eliminated the middleman.RANLife runs all of our operations from Sandy, Utah greater Salt Lake City metropolitan.We have in-house processors, underwriters, funders, and closers available at all times