2025 Construction Loans use AI Lenders complete for Washington-Terrace, Utah

Lendersa® provides a list of construction loan lenders in Washington-Terrace, UT, featuring regional banks, national lenders, and local hard money sources who use private funds for ground-up constructions or major rehabs.

In Washington-Terrace, UT, lenders calculate the costs for a 2,000 Sq Ft home from $230,100 for basic builds to $417,540 for more sophisticated designs. The construction loan terms and interest rates vary based on the borrower's financial profile, Loan-To-Value (LTV) ratio, After Repair Value (ARV), and the type of lender chosen.

Compare loan offers from 100 lenders

The Innovative Construction Loan Calculator

Lendersa® leverages AI technology to meet your construction financing needs by instantly matching your loan request with a multitude of construction lenders. Discover optimal construction rates for funding new builds, flips, or major renovations on both residential and commercial properties in UT.

Identifying Nearby Construction Loan Lenders

To protect your credit score, avoid unnecessary inquiries. Secure preapproval for your land loan without having to provide your social security number or revealing other sensitive financial information.

If willing to offer additional property as collateral (a blanket loan), you might qualify for 100% LTV financing.

Utilize the Lendersa® land loan calculator to find lenders that offer vacant land loans in the following zip codes: 84405.



  • American Heritage National Bank
  • 2915 2nd Street South, Saint Cloud, MN, 56302
  • American Heritage Bank – The oldest family-owned and operated bank in St. Cloud since 1881, including bank offices in Clearwater, Avon, Long Prairie and Browerville. Also known as the Log Bank, both banking locations in St. Cloud are constructed from full-sized cut pine logs occupying 30, 000 square feet each.
  • Mabrey Bank
  • 11402 S Memorial Dr, Bixby, OK, 74008
  • The Mabrey family has been involved with the bank for four generations, providing steady leadership to this well-known independent community bank. With 15 locations throughout Oklahoma the bank is staffed by more than 260 professionals, provides financial services to more than 25,000 customers and maintains assets totaling more than $1.5 billion.
  • The City State Bank
  • 1012 Highway 69, Fort Scott, KS, 66701
  • City State Bank was chartered in 1920, and remains a locally owned independent bank. Over the years City State has continued to grow, and operates two full service locations. The original branch located in downtown Fort Scott at 202 Scott Avenue and our new branch located South of Fort Scott at 1012 Highway 69 covers the needs of our customer base.
  • Midwest Heritage Bank
  • 3580 Ep True Pkwy West Des, West Des Moines, IA, 50265
  • At Midwest Heritage, a Hy-Vee company, is a full service financial center offering banking, investments and insurance. We believe that your time is important. That’s why we offer extended business hours, seven days a week at our six in-store Hy-Vee locations. We also offer two branch locations in West Des Moines and Chariton, Iowa.
  • State Savings Bank
  • 4800 Mills Civic Parkway, Suite 100, West Des Moines, IA, 50265
  • The State Savings Bank mission begins with you because without you, there would be no we! We come to work each day for you— to listen to your financial goals, to understand your financial problems, and to offer guidance, advice and solutions that meet your goals. Safety, timeliness, fairness, trust, quality products and services are essential.
  • Community Choice Credit Union
  • 8404 NW 62nd Ave, Johnston, IA, 50131
  • Community Choice, we UNbank. That means doing things the big banks won’t. We’re a member-owned cooperative that was established and continues to operate on the principal of members helping members. We’re not owned by a holding company or some crazy, faceless conglomerate. We’re owned by over 50, 000 Iowans that are just like you.
  • MBT Bank
  • 245 East J Street, Forest City, IA, 50436
  • Since our beginning in 1945 as Farmers Bank & Trust Company of Crystal Lake, MBT Bank has always focused on improving the services offered to better the lives of customers and the communities we serve. As a community bank, the growth of MBT Bank from its inception, has stemmed from making fiscally responsible decisions
  • Coleman County State Bank
  • 118 West Pecan Street, Coleman, TX, 76834
  • In October 1936, Coleman County State Bank received approval from the Texas Banking Department to begin its operations. It had originally been named First State Bank of Valera and first opened its doors in July 1915. Now operating under its new charter, the Bank relocated from Valera to 108 West Live Oak in Coleman.
  • ePrivate Lending
  • 200 NE Missouri Rd, Suite 200, Lees Summit, MO, 64086
  • ePrivate Lending. We are a private lender who provides financing to Real Estate Investors for single and multi-family investment property. What makes us different is we are direct with no middlemen involved. This gives our investors the highest level of service, lowest rates and costs available in private lending