440 Construction Loan Lenders with AI in Sterling, Virginia 2026

Lendersa® provides a detailed list of construction loan lenders in Sterling, VA, including regional banks, national lenders, and local hard money lenders. These institutions use private funds to finance ground-up constructions and major rehab projects, ensuring you have access to the crucial funding required for your building endeavors.

For a 2,000 square foot home in Sterling, VA, construction costs range from $247,651 for basic structures to $448,149 for more luxurious builds. The interest rates and terms for construction loans are variable, dependent on borrowers' financial profiles, Loan-to-Value (LTV) ratios, After-Repair Value (ARV), and the type of lender chosen.

Explore and compare offers from 100 lenders to find the optimal terms tailored to your financial needs and project goals.

The Magic Construction Loan Calculator

To cater to all of your construction financing needs, Lendersa® utilizes advanced AI technology that promptly matches your loan requests with numerous construction lenders. Discover the most competitive construction rates to fund new constructions, fix-and-flip projects, or major rehabilitations on both residential and commercial properties within VA.

Finding Construction Loan Lenders Nearby

Minimizing unnecessary inquiries helps protect your credit score. Secure preapproval for your land loan without needing to provide your social security number or any sensitive financial information.

You might qualify for 100% LTV financing by offering additional property as security within a blanket loan agreement.

Utilize the Lendersa® land loan calculator to locate vacant land loan providers in zip codes 20164, 20167, ensuring you find suitable financing options for your land acquisition needs.



  • The Blue Grass Valley Bank
  • 2583 Blue Grass Valley Road, Blue Grass, VA, 24413
  • Lends in Virginia
  • With locations in Blue Grass and Monterey, Virginia, we have been serving our neighbors in Highland County, Virginia, and Pendleton County, West Virginia, as well as surrounding counties, since 1915.

    We take pride in providing our customers with a level of sincerity and service unlike any other.

  • Clear Mountain Bank
  • PO Box 205, Bruceton Mills, WV, 26525
  • Lends in Virginia
  • Clear Mountain Bank is a locally owned and managed community bank serving Monongalia, Preston, and Harrison counties in West Virginia and Garrett County in Maryland. We offer a complete line of financial products and services for personal and business banking within a friendly, hometown atmosphere. Independence...Community...Customer First.

  • Commonwealth Capital
  • 518 W. Lancaster Ave, Haverford, PA, 19041
  • Lends in Virginia
  • Commonwealth Capital provides real estate secured financing (short-term bridge and mini-perm loans) for businesses and real estate investors that do not qualify for traditional bank credit or need a rapid response.Since our founding in 2010, we have funded over $100 million in small balance commercial real estate loans, representing more than 300 t

  • Rehab Financial Group, LP
  • 1062 Lancaster Ave, Suite 15C, Rosemont, PA, 19010
  • Lends in Virginia
  • Rehab Financial Group, LP is a Rehab & Hard Money Lender helping real estate investors purchase and rehab non-owner occupied 1-4 family investment properties. We provide funding for 100% of the purchase and 100% of the rehab costs. Our loans are for 12-months (interest only payments), allowing investors to rehab a property that otherwise would no

  • Commercial Lenders of America
  • 21 S 11th St 4th Fl, Philadelphia, PA, 19107
  • Lends in Virginia
  • In-House Appraisal & Legal: Forget delays! Our in-house team handles all the appraisal and legal work, ensuring a smooth, swift process
    No Junk Fees, No Surprises: What we promise is what you get. Enjoy complete transparency with no hidden charges.
    Best Interest Rates & Low Points: Maximize your profits with our competitive rates and low points.

  • Philadelphia Mortgage Advisors, Inc.
  • 600 W. Germantown Pike, Suite 270, Plymouth Meeting, PA, 19462
  • Lends in Virginia
  • Philadelphia Mortgage Advisors is an independent mortgage lender licensed in Pennsylvania, New Jersey, Delaware, Florida, Maryland and Virginia. At Philadelphia Mortgage Advisors we believe – and recent history has shown - that in the banking and mortgage industry, bigger is not always better. We are a group of mortgage professionals

  • The Farmers Bank of Appomattox
  • 223 Main Street, Appomattox, VA, 24522
  • Lends in Virginia
  • The Farmers Bank of Appomattox has a very rich history of providing for the needs of our customers living within the communities in which we serve. We are a strong community bank with over 100 years of proven personal banking. The directors, officers and employees that have come before us have set high expectations in regard to this level of servic

  • The Bank of Southside Virginia
  • 17208 Halligan Park Rd., Carson, VA, 23830
  • Lends in Virginia
  • BSV has a long and proud history of serving the community. While we operate over 15 locations today, we have very humble beginnings and strong roots.

    The Bank of Southside Virginia has origins that begin in 1905 when the Bank of Stony Creek was chartered. In 1911, the Bank of Carson opened for business

  • Centennial Lending Group
  • 1126 Horsham Road, Ambler, PA, 19002
  • Lends in Virginia
  • Centennial Lending, is a growing mortgage lender headquartered in Maple Glen, PA, currently licensed in eleven states with goals to expand its footprint nationwide, offering award-winning knowledge and service to home buyers and home owners seeking new mortgages or refinancing. Inclusion on Inc Magazine’s Inc 5000 list for the past three years

  • Colonial Mortgage Service Company of America
  • 418 Stump Road, Suite 100, Montgomeryville, PA, 18936
  • Lends in Virginia
  • "Since 1992 Colonial has been a trusted local Lender in Commercial, Residential and Investment Loans. Colonial Mortgage is your mortgage purchase and refinancing specialist serving PA, NJ, VA and MD.
    Mission: Our primary goal remains to provide the quickest most efficient process in order to become your #1 Trusted Lender!"

  • BayPort Credit Union
  • 1 Bayport Way, Newport News, VA, 23606
  • Lends in Virginia
  • In 1928, nine shipyard workers from Newport News Shipbuilding formed an organization with a specific purpose as a low-interest source of loans and a trusted place to deposit money. Today, BayPort Credit Union is rated a Superior 5-Star Credit Union by Bauer Financial, managing $2.2 billion in assets