Construction Loan Lenders in Bainbridge-Island, Washington (2026)

The Lendersa® list of construction loan lenders in Bainbridge-Island, WA, encompasses regional banks, national lenders, and local hard money lenders who use private funding for new builds or significant renovations.

Estimates for construction costs in Bainbridge-Island, WA, for a 2,000 square foot home, range from $273,919 for basic structures to $494,423 for more complex designs. Interest rates and construction loan terms depend on factors like borrowers' financials, LTV, ARV, and the selected lender type.

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Addressing all your construction financing needs, Lendersa® AI technology swiftly aligns your loan applications with hundreds of construction lenders. Explore optimal construction rates for funding ground-up projects, fix and flip ventures, or significant rehabs on both residential and commercial properties in WA.

Local Construction Loan Providers

Minimize unnecessary inquiries to protect your credit score. Preapprovals for land loans are available without sharing your social security number or sensitive financial information.

Eligibility for 100% LTV financing may require pledging additional properties as collateral, known as a blanket loan.

Utilize the Lendersa® land loan calculator to find vacant land loan providers located in zip codes 98110.



Bainbridge-Island Construction Loan Lenders

  • ICS Loans Commercial Mortgage
  • 5608 17th Avenue NW, Seattle, WA, 98107
  • Lends in Washington
  • ICS is a vertically integrated correspondent commercial mortgage lending company. We have the largest network of commercial and investment real estate lenders in the nation. ICS processes, underwrites, and funds loans for commercial mortgage brokers and investors through our long-term commercial lending relationships with Banks, Private Lenders.

  • Kitsap Credit Union
  • 155 Washington Avenue, Bremerton, WA, 98337
  • Lends in Washington
  • Kitsap Credit Union has a unique culture that is infectious among its employees. We create a safe, fun, and friendly working environment where all employees are valued. To help support our mission of members joining together to build a stronger community, KCU employees are often volunteering in the community or at community events.

  • Liberty Bank
  • 19917 7th Avenue Northeast, Suite 101, Poulsbo, WA, 98370
  • Lends in Washington
  • Liberty Bank is a forward-thinking, customer-centric community bank committed to providing the best banking service and customer satisfaction in the Puget Sound Region. We are locally minded, civically engaged, and have an abiding appreciation for the communities we serve. Our outstanding employees work with diligence

  • Wadot Capital
  • 5413 Meridian Ave N, Suite C, Seattle, WA, 98103
  • Lends in Washington
  • Founded by Erik Egger in 2001, WADOT Capital Inc. is considered one of the Northwest's premier hard money lenders. Here at WADOT, we are committed to offering solutions that fit the individual needs of each and every client. Our client centered approach to providing loan services

  • Avatar Financial
  • 1200 Westlake Ave N #1006, Seattle, WA, 98109
  • Lends in Washington
  • Avatar Financial Group is the leader in commercial bridge loans, offering solutions for non-conforming, income-producing real estate projects. A nationwide lender, we provide quick turnaround for deals that need it. AFG is a unique type of bridge lending company. While the current market has created a lack of credit availability

  • GLG Capital
  • 4103 Chilberg Ave SW #201, Seattle, WA, 98101
  • Lends in Washington
  • GLG Capital, spearheaded by Gregory Gantman, is revolutionizing the investment landscape with innovative strategies that deliver consistent growth. Our expertise in financial markets ensures informed decisions that maximize returns for our clients. We are committed to transparency, integrity, and results. Join us today and secure a prosperous finan

  • DSC Capital, LLC
  • 1809 7th Avenue, Suite 1200, Seattle, WA, 98101
  • Lends in Washington
  • DSC Capital is a commercial real estate mortgage banking company led by a team of principals with in-depth institutional knowledge of the real estate financing market coupled with exclusive relationships with capital providers. We work with real estate investors and developers to offer customized financing solutions.

  • WaFd Bank
  • 425 Pike Street, Seattle, WA, 98101
  • Lends in Washington
  • WaFd Bank is a national bank, but we’ve tried to act more like a reliable next door neighbor. Ever since we got our start back in 1917, we’ve been helping to build healthy, thriving communities. And, as active members of our communities, we’re truly invested in clients like you—delivering simple, straightforward banking solutions.

  • Northwest Commercial Mortgage
  • 1500 Fourth Ave, Suite 600, Seattle, WA, 98101
  • Lends in Washington
  • Gary W. Beem founded Northwest Commercial Mortgage Company in 1989 with Dave Pontius after working at George Elkins Company. Gary’s major production responsibilities at each of these institutions included commercial loan placement with correspondent life insurance companies and construction lending through the banks.

  • Empire Financial Services, LLC
  • 14900 Interurban Ave. S. Ste. 271, Seattle, WA, 98138
  • Lends in Washington
  • Empire Financial Services is a national financial loan consultant with over 29 years of industry expertise. In a time when roughly 80% of large bank applications are declined, we have several advantages on our side.



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