2026 Construction Loans use AI Lenders complete for Merrill, Wisconsin

Lendersa® presents a compilation of construction loan lenders in Merrill, WI. This list includes regional banks, national lenders, and local hard money lenders who use private financing for your ground-up construction and major rehabilitation projects.

In Merrill, WI, the costs estimated by lenders for constructing a 2,000 square foot home range from $190,223 for basic construction to $347,702 for more upscale projects. Interest rates and loan terms may vary substantially based on the borrower's financial situation, Loan-To-Value (LTV), After Repair Value (ARV), and the selected lender type.

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With Lendersa®'s AI-powered technology, your loan requests are matched with numerous construction lenders to ensure all your financing needs are met. You can explore the best construction rates available for funding new builds, fix-and-flip projects, or substantial rehabs for both residential and commercial properties in WI.

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To maintain a good credit score, avoid unnecessary inquiries. Obtain preapproval for your land loan without the need to provide your social security number or sensitive financial information.

By pledging additional property as collateral, you may qualify for 100% LTV financing, commonly known as a blanket loan.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders within the zip codes 54452.



  • Coast360 Federal Credit Unio
  • 450 Route 8, Hagatna, GU, 96910
  • Coast360 started on September 24, 1962 as Government of Guam Employees Federal Credit Union by a group of 20 government employees. At that time, their employer was their common bond. In 2008, the credit union was granted a charter that opened membership to everyone who lives or works on the island.

  • Athens Area Credit Union
  • 112 Alfred Street, Athens, WI, 54411
  • Formed in May of 1959, the credit union was originally known as “Athens CO-OP Credit Union.” The first board meeting was held June 30, 1959, at the Athens Community Hall. There were 23 members. As a part of the Athens CO-OP, the credit union was established to grant loans to aid the local community with their farm supplies and equipment purchases.

  • Cloverbelt Credit Union
  • 110 McIndoe Street, Wausau, WI, 54403
  • Cloverbelt Credit Union was originally organized by local farmers who found it difficult to obtain financial support elsewhere. Needing an outlet through which they could borrow money as well as a savings headquarters, the credit union was born. CCU’s Articles of Incorporation were signed on October 23, 1935

  • Peoples State Bank
  • 1905 Stewart Ave, Wausau, WI, 54401
  • Peoples State Bank opened its doors in 1962 as an independent bank dedicated to customer satisfaction. Quality service was the vision of the 15 original founders. All types of businesses, small and large were attracted to this type of bank where profits were reinvested in the community it served.

  • IncredibleBank
  • 327 N 17th Ave, Wausau, WI, 54401
  • Our mission is to grow our customers' entire financial relationship, and we believe that starts by providing incredible customer experiences in every aspect of your Banking relationship. Whether you are a young family looking for your first home or an experienced business owner expanding operations.

  • Tomahawk Community Bank S.S.B.
  • 15 East Wisconsin Avenue, Tomahawk, WI, 54487
  • Tomahawk Community Bank, SSB, was formed as Tomahawk Building and Loan on March 29, 1920. In 1960 the name changed to Tomahawk Savings and Loan and was chartered as a mutual state thrift institution. In 1993, to better accommodate our customers, we changed our charter making us a state savings bank

  • Intercity State Bank
  • 962 Grand Avenue, Schofield, WI, 54476
  • Intercity State Bank is an independent community bank where we approach things differently. We have been serving Schofield & the surrounding areas for 60 years.Originally chartered in the 1952, Intercity has continued to provide the best personal attention to the needs of the citizens & local business community through the changing decades.

  • Taylor Credit Union
  • 825 East Allman Street, Medford, WI, 54451
  • Our story begins in 1951 as Taylor County Co-op Credit Union. A financial cooperative set out to serve the members and employees of the Medford-Stetsonville Farmer’s Union. The newly chartered credit union was located on the second level of the old Farmer’s Union Co-op building on Whelen Ave (current location of the Medford Cooperative Tire & Auto

  • Community Financial Bank
  • 450 Center Street, Prentice, WI, 54556
  • COMMUNITY Financial Bank was established in 1987 in Prentice, WI. The Bank has locations in Prentice and Stratford, Wisconsin. COMMUNITY Financial Bank is here to meet both your Business Banking and Personal Banking needs. Community Financial Bank services all our fixed rate loans.