Construction Loans from Private Investors in Torrington, WY

The Lendersa® network of construction loan providers in Torrington, WY, features regional banks, national lenders, and local hard money lenders who leverage private money. These options cater to both ground-up construction projects and major rehabs.

In Torrington, WY, lenders estimate building costs for a 2,000 square foot home ranging from $232,193 for basic construction to $420,760 for more elaborate designs. Loan terms and interest rates are varied depending on the borrower's financial background, the Loan-to-Value (LTV) ratio, After-Repair Value (ARV), and the chosen lender.

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Lendersa® employs advanced AI technology to effortlessly match your loan request with a multitude of construction lenders, fulfilling all financing needs. Discover optimal construction rates for ground-up projects, fix-and-flip strategies, or major rehabs on properties in WY.

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To protect your credit score, avoid unnecessary inquiries. You can secure pre-approval for a land loan without providing your social security number or any sensitive financial information.

If you are willing to use additional property as collateral, you may qualify for 100% LTV (Loan-to-Value) financing through a blanket loan.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders within zip codes 82240.



Torrington Construction Loan Lenders

  • First State Bank
  • 1405 Sixteenth Street, Wheatland, WY, 82201
  • Lends in Wyoming
  • First State Bank is a hometown bank staffed with your neighbors and friends, who are committed to providing you with quality, professional, hometown service. Being a hometown bank means local management and local decision making. We are proud of the communities we serve and are committed to supporting and being involved with them.

  • WyHy Federal Credit Union
  • 1715 Stillwater Avenue, Cheyenne, WY, 82009
  • Lends in Wyoming
  • WyHy Federal Credit Union was chartered in December 1953 for Wyoming Highway Department employees and their families. Seven members each contributed $5 and the credit union was born... with assets totaling $35. Those founding members believed in the Credit Union philosophy of "People Helping People".

  • Guild Mortgage Company
  • 7124 Commons Drive, Unit 3, Cheyenne, WY, 82009
  • Lends in Wyoming
  • Guild Mortgage has become one of the nation’s leading independent ‭mortgage providers by following a ‭simple rule—doing what’s right for our customers.
    When you choose Guild, you get:
    - A commitment closing your loan on time
    - A wide array of ‭specialized products and programs for every type of homebuyer

  • Cheyenne State Bank
  • 101 West 19th Street, Cheyenne, WY, 82001
  • Lends in Wyoming
  • Cheyenne State Bank is your full service and locally owned bank located in the heart of downtown Cheyenne, Wyo. To us you are more than a number, we offer personalize service and convenience. Our friendly and professional staff members look forward to serving your banking needs. Cheyenne State Bank Established in 2002.

  • Blue Federal Credit Union - 7th Avenue
  • 2401 E Pershing Blvd, Cheyenne, WY, 82001
  • Lends in Wyoming
  • In April 2016, Warren Federal Credit Union and Community Financial Credit Union merged to become Blue Federal Credit Union.

    Blue Federal Credit Union represents our shared history in the region and more than 100 years of service to those who serve the public good in Colorado and Wyoming, including members of the Air Force

  • Central Bank and Trust
  • 3060 East Lincolnway, Cheyenne, WY, 82001
  • Lends in Wyoming
  • We started in Lander in 1890, the same year Wyoming became a state. We like to think our founders came across what was then the territories of Wyoming, and found the people and the scenery too hard to abandon. Our Wyoming values and passion for developing Wyoming communities drives everything we do.

  • Opportunity Business Loans
  • 2304 E Lincolnway, Suite 154, Cheyenne, WY, 82001
  • Lends in Wyoming
  • We have a network of thousands of lenders who are all ready to lend the money you need. This network allows us to find the best deal for you based on you and your business's individual needs. Our personal financial advisors will work with you through each step of our online business loan process.