FHA VS Conventional loan in Bethel, Bethel County, Alaska

In the year 2026, the maximum amount for a Conventional loan in Bethel, located in the county of Bethel, AK, is set at $1,089,300, while the FHA loan limit reaches $472,030 for single-family residences.

Try Lendersa®'s Conventional loan calculator to compare the most favorable Conventional, FHA, and USDA rates today. Identify your requirements for income, credit, reserves, and documentation to qualify. Our comprehensive mortgage tool allows you to evaluate Conforming Conventional, USDA, FHA, and even VA loans side by side, aiding in choosing the most suitable program in AK for your financial condition.

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2026 loan limits and down payment essentials in Bethel, Bethel, AK

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $374,100 0%
FHA $472,030 3.5%

This table is relevant to the following zip codes: 99559

Conventional and FHA loan opportunities in Bethel, AK

Lendersa® strives to deliver the quickest and best-suited Conventional, USDA, or FHA loan options without hassle. Choose one of three ways to discover lenders and loan programs that match your needs.

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Bethel Lenders

  • Kodiak Island Housing Authority
  • 3137 Mill Bay Road, Kodiak, AK, 99615
  • Lends in Alaska
  • Kodiak Island Housing Authority originates both Alaska Housing Finance Corporation (AHFC) Loans and Fannie Mae Loans. A variety of loans and add-on options are available to suit your needs. Please fill out one of our mortgage loan applications below and Karenia Hackett, our Mortgage Loan Specialist

  • Raven Mortgage
  • 11900 Industry Way, Unit M-5, Anchorage, AK, 99515
  • Lends in Alaska
  • Raven Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options .

  • First National Bank Alaska
  • 101 West 36th Avenue, Anchorage, AK, 99503
  • Lends in Alaska
  • The Bank’s multi-part mission is to safekeep depositors’ money, provide all legitimate financial services to the community consistent with Bank resources, furnish employees with competitive salaries and a pleasant working environment, and earn a proper return for shareholders. For nearly a century our commitment to the mission has served our custom

  • Northrim Bank
  • 3111 C St, Anchorage, AK, 99503
  • Lends in Alaska
  • Northrim Bank is a commercial Bank, headquartered in Anchorage, Alaska, committed to providing Customer First Service. We specialize in serving businesses, professionals, and individual Alaskans who are looking for personal service and value. Our mission is To be Alaska’s most trusted financial institution

  • First Rate Financial
  • 3150 C Street, Suite 150, Anchorage, AK, 99503
  • Lends in Alaska
  • We are a boutique mortgage broker with offices located in Anchorage, Wasilla, and Fairbanks. When you decide to buy, finding the right home is only half the battle; you also need to find the right mortgage loan. First Rate Financial is committed to helping you find the right mortgage product.

  • Cash Now Financial Corp.
  • 307 E. Northern Lights Blvd, Suite 202, Anchorage, AK, 99503
  • Lends in Alaska
  • CA$H NOW Financial Corporation is in the business of providing “CA$H NOW — For Real Estate Notes and Other Deferred Payments” and Commercial Investment Financing. In addition to Real Estate Notes we buy Notes secured by mobile homes, certain businesses and structured settlements and annuities.Ken Gain is the president and owner of CA$H NOW.

  • C2C Mortgage LLC
  • 4300 B St, Anchorage, AK, 99503
  • Lends in Alaska
  • At C2C Mortgage LLC we offer more than just your typical buying process. Our knowledgeable staff believes in teaching processes as well. Unlike brokers, banks don't have to disclose what they make on your loan. You may pay more than you need to if you don't shop aggressively. Mortgage banks tend to offer fewer products.

  • Cook Inlet Lending Center
  • 3600 Spenard Road, Suite 100, Anchorage, AK, 99503
  • Lends in Alaska
  • Cook Inlet Lending Center, Inc. (CILC), formerly known as NaQenq’a, was created in 2001 as a social enterprise of Cook Inlet Housing Authority to address the need for affordable home financing and development services in the Cook Inlet Region of Alaska (CIRI). Cook Inlet Housing Authority (CIHA), founded in 1974,

  • Homestate Mortgage Company
  • 3801 Centerpoint Drive, Suite 100, Anchorage, AK, 99503
  • Lends in Alaska
  • Homestate Mortgage Company LLC is located in Wasilla, AK, United States and is part of the Mortgage Banking Industry. Homestate Mortgage Company LLC has 1 employees at this location. (Employees figure is modelled). There are 3 companies in the Homestate Mortgage Company LLC corporate family.

  • TITAN MORTGAGE CAPITAL, INC
  • 3301 C St, Suite 204, Anchorage, AK, 99503
  • Lends in Alaska
  • "Titan Mortgage specializes in the Alaska mortgage market. Our experts have been helping Alaskans with their borrowing needs since 2010 Lower your monthly mortgage payments
    Pay off your mortgage in less time
    Pay off your other debts
    Use your home equity to get extra cash
    Make home improvements"