Explore the differences! FHA VS Conventional loan programs in Kodiak, Kodiak Island County, Alaska

In the year 2026, the limit for a conventional loan in Kodiak, located in Kodiak Island county, AK, is set at $1,089,300. Meanwhile, for a single-family residence, the FHA limit reaches $485,300.

Take advantage of the Lendersa® Conventional Loan Calculator to compare the top rates for Conventional, FHA, and USDA loans today. This tool helps identify income, credit, reserves, and necessary documents to qualify. Our comprehensive mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, making it easier to select the most suitable program for your financial circumstances in AK.

View loan offers from over 100 lenders

2026 Loan Limits and Down Payment Requirements in Kodiak, Kodiak Island County, AK

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $443,700 0%
FHA $485,300 3.5%

This table is applicable to zip codes: 99615

Choices for Conventional and FHA Loans in Kodiak, AK

The goal of Lendersa® is to ensure you obtain the best Conventional, USDA, or FHA loan quickly and easily. Choose one of three approaches to connect with matching lenders and tailored loan programs.

Results for Lendersa USDA loan application


  • LLG
  • 850 Stephenson Highway, Suite 405, Troy, MI, 48083
  • Local Lending Group’s vision is to see all loans provided
    by someone living in the community where you live,
    a company that understands best the needs of your community.

    Our lending officers live in the community where we directly lend, we partner with local lenders to deliver our programs where we do not have offices,

  • National Mortgage Home Loans LLC
  • 637 East Big Beaver, Suite 213, Troy, MI, 48083
  • The National Mortgage Home Loans Team is comprised of professionals with diverse backgrounds who have carefully been selected to bring strength and skill to our team. Our professionals have developed a reputation for their ability to obtain repeat business by always providing high quality service, second to none!

  • Reliance Financial Group Inc
  • 3501 Rochester Road, Troy, MI, 48083
  • Reliance Financial Group uses the Latest, Secure technologies to Communicate, Pre-qualify, Apply and Close on your loan in the quickest turnaround times. Every employee strives towards giving you quality service and a high level of communiction that keeps you updated & informed every step of the way.

  • Towne Mortgage Company
  • 2170 E Big Beaver Rd, Suite A, Troy, MI, 48083
  • "The Towne Mortgage family of companies'​ mission is to always put our customers first. We pride ourselves on providing superior customer service and work diligently to ensure that we exceed each of our customer’s expectations. We're hiring!
    Headquartered in Troy, Michigan with over 30 years of experience,"

  • C 4 D Mortgage Company LLC
  • 100 E Big Beaver Rd, Suite 940, Troy, MI, 48083
  • C4D Mortgage, our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Tabernacle Financial Group, Inc
  • 5001 Rowlett Road, Suite 101, Rowlett, TX, 75088
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Credit Union Advantage
  • 22250 Providence Drive, Southfield, MI, 48075
  • Credit Union Advantage has been providing financial services to members and their families since 1969. Initially the credit union was named Providence Hospital Employees Credit Union and in 2002 we began to also serve the employees of the St. John Health System, which includes Providence Hospital. Our name was changed at that time to Credit Union A

  • Great Lakes Mortgage Brokers LLC
  • 18877 West 10 Mile Road, Suite 250, Southfield, MI, 48075
  • Great Lakes Mortgage Brokers LLC, located in Southfield, MI, and Boca Raton, FL is a leading provider of financial services. We specialize in helping businesses and individuals reach their financial goals by providing a wide range of lending & insurance options.We use our more than 20 years of experience to provide clients with financial services.