FHA VS Conventional loan programs in 2026 for Boaz, Marshall County, Alabama

In 2026, the maximum Conventional loan limit in Boaz, in the county of Marshall, AL, is $726,200. For a single-family home, the FHA loan limit is set at $472,030.

With the Lendersa® Conventional loan calculator, you can effectively compare today's top rates across Conventional, FHA, and USDA loans, assessing the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator provides a side-by-side view, comparing Conforming Conventional, USDA, FHA, and VA loans, helping determine which program in AL best fits your distinct financial needs.

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2026 Loan Limits and Downpayment Requirements for Boaz in Marshall, AL

Loan Type Maximum Loan Amount Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to zip codes: 35957

Exploring Conventional and FHA Loan Options in Boaz, AL

The mission of Lendersa® is to obtain the best possible Conventional, USDA, or FHA loan for you quickly and without hassle. Start with one of three initial options that lead to matching lenders and loan plans.

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Boaz Lenders

  • Southern Home Mortgage Corporation
  • 888 US-431, Boaz, AL, 35957
  • Lends in Alabama
  • Southern Home Mortgage Corp is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Cadence Bank
  • 8031 US Highway 431, Albertville, AL, 35950
  • Lends in Alabama
  • Cadence Bank is a leading regional banking franchise with $47.8 billion in assets* and more than 400 branch locations across the South, Midwest and Texas. Cadence provides consumers, businesses and corporations with a full range of innovative banking and financial solutions.Services and products include consumer banking and more.

  • Mortgage Group
  • 8180-B US Hwy 431, Albertville, AL, 35950
  • Lends in Alabama
  • We want to be your mortgage lending solution. Full Service mortgage broker. We close Conventional, FHA, VA and USDA mortgage loans. Experienced with first time home buyers, move up buyers, retirees, primary residence, 2nd homes, and investment purchases. Over 30 years of experience in all types of mortgage lending.

  • First Lenders Mortgage
  • 8357 US HWY 431, Albertville, AL, 35950
  • Lends in Alabama
  • First Lenders Mortgage Corporation was founded in 1988 and has offices in Albertville and Homewood to serve customers throughout the state of Alabama. At First Lenders Mortgage, we assist countless home buyers with the mortgage process, delivering personal service and exceptional value to our clients. At First Lenders, we assist you

  • Citizens Bank & Trust AL
  • 711 Gunter Avenue, Guntersville, AL, 35976
  • Lends in Alabama
  • Today’s banking customers have come to expect convenient, advanced financial services. What you may not expect is truly personalized customer service from someone who takes time to understand your specific needs. At Citizens Bank & Trust, we believe you deserve both aspects in your banking relationship.

  • WinSouth Credit Union
  • 110 South 26th Street, Gadsden, AL, 35904
  • Lends in Alabama
  • WinSouth Credit Union is a cooperative financial institution, owned & controlled by the people who use its services. These people are members. WinSouth Credit Union serves groups that share something in common, such as where they work, live or go to church. Credit unions are not-for-profit, and exist to provide a safe, convenient place for members.

  • The Southern Bank Company
  • 221 S Sixth St, Gadsden, AL, 35901
  • Lends in Alabama
  • Originally founded in 1936 as First Federal Savings and Loan, The Southern Bank continues its commitment to the customers, employees, and communities it serves. Providing both Personal and Business Banking solutions, The Southern Bank focuses on delivering clear, uncompromising customer service.

  • The Exchange Bank of Alabama
  • 230 N 3rd St, Gadsden, AL, 35901
  • Lends in Alabama
  • Exchange Bank proudly serves as Etowah County’s community bank. Since 1909 we have been an active growing part of this community, committed to meeting the needs of the people. This commitment is as strong today as it was over a century ago when we opened our doors as First State Bank of Altoona.

  • First Equity Home Loan, Inc
  • 315 Broad Street, Gadsden, AL, 35901
  • Lends in Alabama
  • Founded in 1987, First Equity Home Loan is a Gadsden, Alabama based multi branch mortgage banker/broker. Our titles vary. We’re commonly called loan officers, loan consultants, mortgage experts, mortgage pro's loan originators, mortgage bankers, mortgage pro's...you get the picture.