In 2025, the maximum limit for a Conventional loan in Clay, located in the county of Jefferson, AL, is set at $726,200. Comparatively, the FHA limit for a single-family home stands at $472,030.
Utilize Lendersa®'s Conventional loan calculator to assess the best rates available today across Conventional, FHA, and USDA loans. Determine necessary criteria such as income, credit history, reserves, and essential documents for qualification. Our innovative mortgage calculator allows you to compare Conforming Conventional loans alongside USDA, FHA, and VA options, helping you identify which program in AL aligns best with your unique financial needs.
Compare diverse loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This comparison table pertains to the following zip codes: 35173, 35126
The aim of Lendersa® is to secure for you the most favorable Conventional, USDA, or FHA loans quickly and with ease. Choose among three initial pathways that lead you to matching lenders and loan schemes.
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