FHA VS Conventional loan in Clay, Jefferson County, Alabama
In 2025, Convetional loan limit in Clay, county of Jefferson, AL is $726,200 while FHA limit is $472,030 for a single-family home.
Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in AL is best for your particular financial situation.
2025 loan limits and downpayment requirments in Clay, county of Jefferson, AL
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The comparison table applies to zip codes: 35173, 35126
Conventional and FHA loan options in Clay, AL
Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.
Aztec Financial was established in 1987 with the mission of creating extraordinary mortgage solutions for the people of California. We are a direct lender specializing in fix and flip loans, hard money/private equity, construction loans, and creative lending solutions. We pride ourselves on funding very quickly with no red tape.
SDC Capital has over 35 years of bridge lending and real estate development experience. Given our real estate development experience, we are uniquely positioned to not only provide capital but to also be a valuable resource for our borrowers. We understand the challenges real estate investors face and have the flexibility to structure our loan.
1704 W. Manchester Avenue, Suite 210E, Los Angeles, CA, 90047
"Montgomery Financial Services is a reputable mortgage broker company whom can originate traditional and non traditional mortgage financing. We are NMLS licensed (Company ID# 1116788 - Individual ID# 360947) and have over 17 years of experience in the mortgage finance industry.
We want to help you either finance or refinace your dream home"
1212 West Gardena Boulevard, Suite E, Gardena, CA, 90247
RealSell Mortgage is provide a large selection of mortgage products. Please don’t hesitate to call and ask me any questions you might have. This process is all about you and your needs. Mortgage financing is a critical part of real estate investing One thing you will get with me is a personal relationship, In the end, that goes a long way
1516 West Redondo Beach Boulevard, Gardena, CA, 90247
Our founder dedicated almost 20 years of his life to building Gardena Financial. As a teenage immigrant from war-torn Cambodia, he became the first in his family to attend college with a full academic scholarship at Haverford College. He worked for AIG, JP Morgan Chase, CPA firms, and many others.
970 W. 190th Street, Suite 110, Los Angeles, CA, 90502
Archbell Capital, LLC is a boutique commercial real estate bridge lender that originates mortgage loans for its middle market borrowers/partners seeking to acquire or refinance assets across property types. We focus on off-market transactions on a direct basis in partnership with our clients.
2920 West Manchester Boulevard, Inglewood, CA, 90305
"Shelle Kirk is a Mortgage and Real Estate Broker in addition to being the owner of Mansfield Lending - a full service mortgage brokerage based in Inglewood, California.
For the past 21 years, Shelle has committed herself to the Real Estate field and has a wealth of knowledge to offer anyone making the first step to owning property."
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5150 Wilshire Boulevard, Suite 100, Los Angeles, CA, 90036
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
