FHA VS Conventional loan programs in 2025 for Pinson, Jefferson County, Alabama
In the year 2025, the Conventional loan limit for a single-family home in Pinson of Jefferson, AL is set at $726,200 compared to an FHA limit of $472,030.
With Lendersa® Conventional loan calculator, compare today's top Conventional, FHA, and USDA rates. Evaluate the income, credit, reserves, and required documentation to qualify. Our innovative mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans beside each other, aiding your decision for the ideal program in AL for your financial needs.
2025 loan limits and down payment requirements in Pinson, Jefferson, AL
Loan Category
Limit Amount
Minimum Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The above comparison table is applicable to zip codes: 35215, 35126, 35123
Explore Conventional and FHA loan solutions in Pinson, AL
Lendersa® is committed to finding the best possible Conventional, USDA, or FHA loan swiftly and conveniently. Initiate with any of the three pathways that lead to suitable lenders and loan options.
At A+FCU, we don’t have customers, we have members. That means we’re all in this together, and when one member does well, we all share the benefits.
Our purpose is to educate each and every member and give them the right guidance for their unique financial situation. By giving our members the knowledge, resources,
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