In 2026, the conventional loan limit for Grayson-Valley, located in Jefferson, AL is $647,200, whereas the FHA loan limit for a single-family home is $420,680.
Lendersa® offers a Conventional loan calculator to compare top rates today for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and paperwork required to qualify. With our advanced calculator, view Conforming Conventional, USDA, FHA, and VA loan options side by side, helping you choose the best program for your financial situation in AL.
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| Loan Type | Loan Limit | Minimum Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
This table applies to the zip codes: 35235
The Lendersa® mission is to offer the best possible Conventional, USDA, or FHA loan efficiently and without hassle. Begin with any of the three available starting points to match with lenders and loan programs.
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