FHA VS Conventional loan programs in 2025 for Grayson-Valley, Jefferson County, Alabama

In 2025, the conventional loan limit for Grayson-Valley, located in Jefferson, AL is $647,200, whereas the FHA loan limit for a single-family home is $420,680.

Lendersa® offers a Conventional loan calculator to compare top rates today for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and paperwork required to qualify. With our advanced calculator, view Conforming Conventional, USDA, FHA, and VA loan options side by side, helping you choose the best program for your financial situation in AL.

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2025 Loan Limits and Downpayment Requirements in Grayson-Valley, Jefferson, AL

Loan Type Loan Limit Minimum Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to the zip codes: 35235

Discover Conventional and FHA Loan Opportunities in Grayson-Valley, AL

The Lendersa® mission is to offer the best possible Conventional, USDA, or FHA loan efficiently and without hassle. Begin with any of the three available starting points to match with lenders and loan programs.

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  • Bolour Associates
  • 8383 Wilshire Blvd Suite 920, Beverly Hills, CA, 90211
  • BOLOUR is a fully integrated real estate investment, development and finance firm that invests in value-add assets in emerging and transit-oriented neighborhoods. Property types include: urban infill land, retail, industrial, multi-family and mixed-use. The company currently lends in 17 states: CA, AZ, TX, OR, CO, ID, UT, WA, TN, NC, GA, PA, MA, DC
  • EZ Online Mortgage Inc.
  • 4804 Laurel Canyon Blvd, Suite 1199, Los Angeles, CA, 91607
  • EZ Online Mortgage is simple: we want to help you save money. We are committed to making sure all borrowers get the best loan program and mortgage rates possible, paired with unparalleled customer service and a stress-free application process. We are proud to call ourselves one of the most reputable and efficient mortgage.
  • GLF Mortgage Professionals
  • 4804 Laurel Canyon Boulevard, Suite 812, Valley Village, CA, 91607
  • GLF Mortgage Professionals mission is to be the only mortgage company you'll ever choos a partner to help you finance your dreams. This takes more than a website and mortgage calculator, it takes a personalized turn-key customer experience that is second to none.We offer competitive rates, industry experts, and reliable services.
  • LMB Mortgage Services, Inc
  • 4859 W Slauson Ave, Suite 405, Los Angeles, CA, 90056
  • LowerMyBills.com is a premier, free online service for consumers to compare low rates on monthly bills and reduce the cost of living. LowerMyBills.com is the one-stop destination that offers savings through relationships with more than 500 service providers across multiple categories, including home loans, credit cards, auto and health insurance.
  • Bausley Home Loans & Realty
  • 13119 Daventry Street, Pacoima, CA, 91331
  • Bausley Home Loans & Realty , our mission is simple. During the mortgage application process, we're your advocate. Whatever financing goals you have, it's our job to fulfill them. This means getting the money you need. There are a variety of different loan types available on the market today, as well as many different lenders.
  • Finance Connection
  • 1180 S Beverly Dr, Suite 710, Los Angeles, CA, 90035
  • RFC Group caters to a boutique clientele who can provide many services in-shop. Our lending group can qualify buyers and secure financing. Our realtors not only expertly price homes, but have the means to stage them as well. Our in-house construction and development firm can ease escrows by providing repairs in a timely and cost-efficient manner.
  • Union Investments & Loan Corp.
  • 3820 Del Amo Blvd, Suite 226, Torrance, CA, 90503
  • UIAL is founded and managed by Al Tabrizi since 2008. With over 25 years of experience in real estate, real estate development, mortgage banking, equity investments, Union Investments' management and its partners are offering investors opportunities created by the current economy to generate high yield returns.
  • Bridgeway Capital Group
  • 18436 Hawthorne Blvd, Suite 101, Torrance, CA, 90503
  • Whether you are looking for bridge and hard money loans, SBA financing, hotel financing, business loans, or any other type of commercial lending product, turn to us at Bridgeway Capital Group. We are a nationally recognized leader in the commercial finance industry and look forward to helping you with all of your funding needs.
  • Athena Paquette, M.A.
  • 3625 Del Amo Blvd, Suite 220, Torrance, CA, 90503
  • You won’t be surprised to know that for many banks and lenders financing loans aren’t about people and their dreams, it’s about dollars. And that’s okay, because well, they’re banks. But for Athena, finding the right loan for someone has always been about the person who comes into my office and sits across the desk from Athena Paquette.
  • Family 1st Mortgage
  • 21250 Hawthorne Boulevard, Suite 700, Torrance, CA, 90503
  • Family 1st Mortgage always a good time to purchase your very first home, securing your part of the American Dream. Interest rates are at an all time low Pre-qualify today for free and also Family 1st Mortgage Specialties in fha loan, VA loan,CONVENTIONAL LOANS, USDA LOAN REVERSE MORTGAGE and more facility.