Explore the differences! FHA VS Conventional loan programs in Grayson-Valley, Jefferson County, Alabama

In 2026, the conventional loan limit for Grayson-Valley, located in Jefferson, AL is $647,200, whereas the FHA loan limit for a single-family home is $420,680.

Lendersa® offers a Conventional loan calculator to compare top rates today for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and paperwork required to qualify. With our advanced calculator, view Conforming Conventional, USDA, FHA, and VA loan options side by side, helping you choose the best program for your financial situation in AL.

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2026 Loan Limits and Downpayment Requirements in Grayson-Valley, Jefferson, AL

Loan Type Loan Limit Minimum Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to the zip codes: 35235

Discover Conventional and FHA Loan Opportunities in Grayson-Valley, AL

The Lendersa® mission is to offer the best possible Conventional, USDA, or FHA loan efficiently and without hassle. Begin with any of the three available starting points to match with lenders and loan programs.

Results from Lendersa USDA loan requests and matching


  • Mansfield Mortgage Professionals
  • 57 River Rd, Suite 1009, Essex Junction, VT, 05452
  • Mansfield Mortgage is your local Vermont mortgage company. Helping Vermonters find the right home loan since 2006. Trying to find the right home loan can be difficult – finding the right mortgage company to help you get your loan can be even harder. With literally thousands of lenders to choose from borrowers can easily become overwhelmed.

  • Duxbury Mortgage Services, Inc.
  • 1 Bay Road, Duxbury, MA, 02331
  • Duxbury Mortgage Services we understand the entire process and make it simple for you to obtain the right financing for your home. We use our expertise to determine how the transaction should be structured for your benefit. This enables our customers to be linked to reliable lending sources. A win-win situation for all!

  • Patriot Mortgage Company Inc.
  • 4 Lowell Road, Suite 11, North Reading, MA, 1864
  • Patriot Mortgage Company is a family owned company that was established in 1992 to service the states of Massachusetts and New Hampshire. We believe potential home buyers and homeowners were in search of a broker who was willing to provide mortgage products and services suited for their specific individual needs.

  • CHM Mortgage Group
  • 475 School Street, Unit 2, Marshfield, MA, 02050
  • CHM Mortgage Group is a local Massachusetts company delivering large banking expertise via a boutique style firm. Here at CHM, we have gained an outstanding reputation built on honesty, trust, and a commitment to ethical mortgage practices. With many years in the industry we understand that customer service is vital

  • Members First Credit Union
  • 7 Salmon Street, Manchester, NH, 03104
  • At Members First, we're like pocket-sized financial superheroes - here to save the day! We're small enough to get to know you, which lets us make a big difference in your finances. So, share your goals with a member of our staff and we'll do everything we can to ensure we've made a difference for you.

  • Pinnacle Mortgage Corp
  • 835 Hanover St, Unit 301, Manchester, NH, 03104
  • The Pinnacle Mortgage Corp team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Methuen Federal Credit Union
  • 248 Broadway, Methuen, MA, 01844
  • At Methuen Federal Credit Union, we strive to deliver the best service possible to our most important asset – our members.Methuen Federal Credit Union is a member of the Credit Union Collaborative Network of the Merrimack Valley which is a community of Credit Unions sharing knowledge and working together to better serve its members.

  • The Omni Mortgage Co Inc
  • 224 Main Street, Suite 1A, Salem, NH, 03079
  • The Omni Mortgage Company is a locally owned and operated mortgage brokerage agency with the in-depth mortgage industry knowledge and expertise necessary to provide financing solutions that best meet your specific needs. We have a wide range of conventional and government FHA & VA mortgage products.

  • New England Regional Mortgage
  • 90 Stiles Rd, Suite 201, Salem, NH, 03079
  • At New England Regional Mortgage Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We make all loan decisions locally and find you the program with the lowest fixed rate..

  • New England Regional Mortgage Corporation
  • 90 Stiles Rd, Suite 201, Salem, NH, 03079
  • At New England Regional Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the lowest rate program. Call us at (800) 220 0959 x 150 for Dan Gennarelli NMLS 26970.