Explore the differences! FHA VS Conventional loan programs in Grayson-Valley, Jefferson County, Alabama

In 2024, Convetional loan limit in Grayson-Valley, county of Jefferson, AL is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in AL is best for your particular financial situation.

Compare loan offers from 100 lenders

2024 loan limits and downpayment requirments in Grayson-Valley, county of Jefferson, AL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 35235

Conventional and FHA loan options in Grayson-Valley, AL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Serenity Home Loans
  • 3875 Bohannon Dr, Suite 2520, Menlo Park, CA, 94026
  • Serenity Home loans was founded with the sole mission of helping manufactured home buyers find the best available financing for purchasing a manufactured home. We focus on the MH segment of financing only, so we’ve become one of the nation’s premier experts in the field. With limited lender options.
  • Oportun
  • PO Box 4085, Menlo Park, CA, 94026
  • Since we opened our doors in 2005, we have worked hard every day to serve the approximately 100 million people in the USA who are typically shut out of the financial mainstream because they don’t have a credit score or have limited credit history.Our mission-based, technology-powered approach is designed to be inclusive, affordable & empowering.
  • Cushman Rexrode Capital Corporation
  • 1437 Leimert Blvd, Suite C, Oakland, CA, 94602
  • Cushman Rexrode Capital Corporation Originate first and second loans and service mortgage investments for our private and pension plan customers. Arrange permanent loans, construction loans, take-out loans on residential and commercial loans in California Buy existing notes secured by Trust Deeds.
  • Vale Capital
  • 770 Menlo Avenue, Suite 201, Menlo Park, CA, 94025
  • Vale Capital is an Affiliate of OneSource by PCS, an online lending and investor services platform backed by the financial strength of more than 300 private investors. The Principals, Affiliates and Advisory Board Members of Vale and OneSource consist of highly experienced real estate professionals with long and successful track records in lending.
  • Santa Cruz Community Credit Union
  • 324 Front Street, Santa Cruz, CA, 95060
  • The Santa Cruz Community Credit Union pursues a vision of vital local communities whose members contribute individually and collectively to a just society. In our vision, all people have full access to economic opportunity, and have the resources to make effective financial decisions for themselves, their families, and their communities.
  • Tedrowe Realty & Investments
  • 125 Jewell Street, Santa Cruz, CA, 95060
  • "Lea Tedrowe started working in real estate investments in 1983 before founding Tedrowe Realty & Investments in 1988. Lea was born and raised in Santa Cruz and has an extensive knowledge of the real estate market on the Central Coast. Contact us today for more information about private money loans, construction loans, bridge loans."
  • California Real Estate Services
  • 433 Hegenberger Road, Suite A, Oakland, CA, 94621
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Holmgren & Associates
  • 4200 Broadway, Oakland, CA, 94611
  • Holmgren & Associates has built a strong reputation as a trusted, independent mortgage provider in the Bay Area. Established in 1989.We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance to construction lending
  • LaSalle Mortgage Services
  • 6201 Antioch Street, Suite 200, Oakland, CA, 94611
  • LaSalle Mortgage Services has the loan you’re looking for. As longtime East Bay mortgage experts, we know our neighborhoods, property value trends and what it takes to close a loan on time. We are a mortgage banker, which gives us maximum control over the processing of your loan.
  • Greater Bay Mortgage Co
  • 1980 Mountain Blvd., Suite 209, Oakland, CA, 94611
  • Greater Bay Capital and Greater Bay Mortgage team up to provide full service mortgage banking products and services.Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.