Explore the differences! FHA VS Conventional loan programs in Clayton, Barbour County, Alabama
In 2025, the conventional loan limit for Clayton in Barbour county, AL, is set at $726,200, whereas the limit for FHA loans for single-family homes is $472,030.
Utilize the Lendersa® Conventional Loan Calculator to assess and compare the best rates available today for Conventional, FHA, and USDA loans. Determine the required income, credit rating, reserves, and documentation for qualification. This advanced mortgage calculator lets you compare Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the most suitable program for your financial circumstances in AL.
2025 Loan Limits and Down Payment Requirements in Clayton, Barbour County, AL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to zip codes: 36016
Options for Conventional and FHA Loans in Clayton, AL
The mission of Lendersa® is to facilitate the best Conventional, USDA, or FHA loan acquisition promptly and conveniently. Opt for one of three routes to connect with matching lenders and loan programs that meet your needs.
9680 Eagle Ranch Road Northwest, Unit 6, Albuquerque, NM, 87114
Financial Mortgage Solutions was started in the Fall of 2006, shortly before the struggles in the housing market began. We not only made it through those difficult times, we also helped hundreds of people lower their payments and buy their dream homes despite the challenging market.
Pinnacle Bank is a Dinsdale family-owned banking organization that began in 1938. Our Wyoming roots stretch way back to the early 1900s with banks throughout agricultural communities in the state. In 1972, we joined Pinnacle Bancorp. Now we serve families and businesses from the hot springs of Thermopolis to the edge of the Black Hills in Newcastle
First Education Federal Credit Union has been open since 1947. It's the 11th largest credit union in Wyoming with assets totaling $81.99 Million and providing banking services to more than 6, 000 members as of March 2022.
The credit union is a community-based financial institution. People living, working
WyHy Federal Credit Union was chartered in December 1953 for Wyoming Highway Department employees and their families. Seven members each contributed $5 and the credit union was born... with assets totaling $35. Those founding members believed in the Credit Union philosophy of "People Helping People".
Guild Mortgage has become one of the nation’s leading independent mortgage providers by following a simple rule—doing what’s right for our customers.
When you choose Guild, you get:
- A commitment closing your loan on time
- A wide array of specialized products and programs for every type of homebuyer
Maine Savings is a modern financial institution with state-of-the-art technology offering members a full range of financial services.
Maine Savings is federally insured by NCUA.
Maine Savings is an Equal Housing Lender.
Maine Savings is a modern financial institution with state-of-the-art technology offering members a full range.
CUSO Home Lending is a licensed mortgage company owned by Maine credit unions. We have been originating and servicing mortgages since 1993. Our mission is to provide consumers—credit union members as well as non-members—with a full menu of competitively priced residential mortgage products with extraordinary courtesy and exceptional service.
Our community first laid its foundation in Jamestown, North Dakota in 1939. As a credit union, FCCU is owned by its members. This is different than banks, which are owned by a select group of stockholders. The credit union’s profits are returned to the members in the form of better services, accounts, and favorable rates on savings and loans.
