FHA VS Conventional loan programs in 2025 for Union-Springs, Bullock County, Alabama

In 2025, the limit for a Conventional loan in Union-Springs, within the county of Bullock, AL, is set at $647,200, while for an FHA loan, it's $420,680 for a single-family house.

Utilize the Lendersa® Conventional loan calculator to compare the top rates today for Conventional, FHA, and USDA loans. Determine the income, credit, and other requirements needed for qualification. See Conforming Conventional loans, USDA, FHA, and VA options side by side with our comprehensive mortgage calculator to decide which program in AL best fits your financial details.

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2025 Loan Limits and Downpayment Requirements in Union-Springs, Bullock County, AL

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to zip codes: 36089

Explore Conventional and FHA Loan Options in Union-Springs, AL

The objective of Lendersa® is to provide you with the optimal Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting points that connect you with matching lenders and loan programs.

Outcomes of Lendersa USDA loan requests


  • Affiliated Home Loans, Inc.
  • 655 S. 4th East, Suite 101, Preston, ID, 83263
  • At Affiliated Home Loans, Inc., we are dedicated to you and all your different mortgage lending needs. Serving the residents in the State of Utah and Idaho. Call us now, if you live in Cache Valley, Salt Lake and surrounding areas, Idaho Falls, Pocatello, and many other cities in between.
  • Alta Mortgage Group
  • 4824 South 6150 West, Hooper, UT, 84315
  • At Alta Mortgage Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • Garrett Mortgage
  • 2202 N Main St, Suite 104, Cedar City, UT, 84721
  • Garrett Mortgage offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time property buyer or interested in refinancing your mortgage, I’m here to guide you through the process. Contact me today and learn what I can do for you.
  • North Star Mortgage, Inc
  • 695 South Main, Suite 6, Brigham City, UT, 84302
  • North Star Mortgage understands that purchasing a home is one of the biggest purchases of a lifetime. Our competitor’s approach to the mortgage process is notorious for being drawn out, stressful, and risky. We’ve streamlined our process to ensure that the experience of obtaining your mortgage.
  • Elevate Credit Union
  • 1023 Medical Dr., Brigham City, UT, 84302
  • Elevate Credit Union is your lifelong financial advocate and we will be there to walk with you through all the journeys and experiences of your financial life. Join us. Let’s create something great together!vate Credit Union is your lifelong financial advocate and we will be there to walk with you through all the journeys.
  • Cedar Woods Financial
  • 1115 S Main Street, Cedar City, UT, 84720
  • Cedar Woods Financial, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family
  • Westgate Mortgage LLC
  • 94 West Main Street, Grantsville, UT, 84029
  • Westgate Mortgage are proud to have served the residents of Utah and Nevada since 1997. As a member of the Tooele County community, we have worked to establish a reputation of honesty and reliability. We would never ask our clients or prospective clients to do anything we would also not do and that includes sending social security numbers
  • Merchants Commercial Bank
  • 4608 Tutu Park Mall, Suite 100, St Thomas, VI, 00802
  • Merchants Commercial Bank was created to provide state-of-the-art financial resources and solutions to the Virgin Islands business and professional community. MCB is a Virgin Islands chartered, FDIC insured, boutique commercial bank bringing state-of-the-art internet and traditional banking services to the Virgin Islands community.
  • The First State Bank of Malta
  • 1 South 1st Street East, Malta, MT, 59538
  • With over a "Century of Service" to Phillips County, The First State Bank of Malta was organized on Jan. 8, 1903. The new bank was chartered with an authorized capital of $50,000.00. The First State Bank has grown and changed in many ways over the past 112 years, however, it still maintains the same qualities