FHA VS Conventional loan programs in 2024 for Ozark, Dale County, Alabama

In 2024, Convetional loan limit in Ozark, county of Dale, AL is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in AL is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Ozark, county of Dale, AL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 36360, 36361

Conventional and FHA loan options in Ozark, AL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • TSG Lending Inc
  • 4465 Granite Drive, Suite 1019, Rocklin, CA, 95677
  • TSG Lending providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.
  • Continental Mortgage Operations
  • 5875 Pacific Street, Suite E5, Rocklin, CA, 95677
  • Our experienced professionals are driven to attain premier financing options to best suit your financing needs. Providing over 30 years of quality service to California Residents, you can feel confident in trusting your financing needs to us.Our Operatives have a wealth of knowledge & are focused on helping you achieve the dream of home ownership.
  • MAE Capital Real Estate and Loan
  • 4940 Pacific Street, Rocklin, CA, 95677
  • Mae Capital Real Estate and Loan is a mortgage broker with operations in one state. Mae Capital Real Estate and Loan offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA and reverse mortgages. Mae Capital Real Estate and Loan is a FREEandCLEAR Certified Bronze Low Rate Lender.
  • Bank of Stockton
  • 301 East Miner Avenue, Stockton, CA, 95202
  • The Bank of Stockton is a unique and wonderful banking experience. Not only will you meet officers, lenders and staff that have worked with the bank for years, you will find people that live and work in your community, just like you, that care about the community. Bank of Stockton’s lending experience is quick due to local decision-makers
  • Central State Credit Union
  • 919 North Center Street, South Pasadena, CA, 95202
  • Central State Credit Union has served the financial needs of people like you living in the heartlands of California. As a not-for-profit financial cooperative, you might say we were an original social network, connecting people and resources, long before the onset of the technology age and today‘s social networks.
  • De'Lane Financial Solutions
  • 20 North Sutter Street, Suite 301, Stockton, CA, 95202
  • Belinda Butcher is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Heritage Oak Mortgage
  • 9900 Fair Oaks Blvd, Fair Oaks, CA, 95628
  • At Heritage Oak Mortgage Company, we take the surprises out of the borrowing process. Our commitment to outstanding customer service, unflinching integrity and maintaining the highest level of expertise in an ever-changing industry, brings back clients time and time again, when they re-finance,
  • Crestone Mortgage
  • 8510 Madison Avenue, Suite F, Fair Oaks, CA, 95628
  • A family-owned business with over 20 years of experience,we are here to help customers obtain their dream homes with affordable mortgage loans.As a mortgage brokerage,our fiduciary duty is to our customers–not to banks. It is our duty & our pleasure to help customers get the best loan product at the cheapest possible cost from a variety of lenders.
  • Attorneys Funding Group
  • 11140 Fair Oaks Blvd, Suite 500, Fair Oaks, CA, 95628
  • With decades of experience in in the mortgage industry, our Veteran-owned mortgage company assists homeowners navigate the complexities of the home loan process through a no-nonsense, forward thinking approach. Our mortgage professionals have decades of experience, and are able to handle any real estate transaction from start to finish.
  • Mid Valley Funding & Inv., Inc.
  • 9706 Fair Oaks Boulevard, Suite 195, Fair Oaks, CA, 95628
  • We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. MidValley Funding & Inv. Inc, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!