As of 2025, the conventional loan ceiling in Ozark, Dale county, AL stands at $726,200, while the FHA cap is $472,030 for single-family homes.
Utilize the Lendersa® Conventional loan calculator to evaluate today's Conventional versus FHA and USDA top rates. This tool helps determine the necessary income, credit, reserves, and documentation for qualification. With our sophisticated mortgage calculator, observe side-by-side comparisons of Conventional, USDA, FHA, and VA loans, assisting you in selecting the most suitable program for your financial needs in AL.
Explore offers from 100 lenders
| Loan Type | Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
Note: These limits apply to zip codes: 36360, 36361
Lendersa® is dedicated to securing optimal Conventional, USDA, or FHA loans swiftly and effortlessly. Select from three starting paths to connect with matching lenders and loan programs.
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Bridge Loan Guides
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