FHA VS Conventional loan in Columbiana, Shelby County, Alabama

In 2026, the limit for a Conventional loan in Columbiana, within the county of Shelby, AL, is set at $726,200, while for an FHA loan, it's $472,030 for a single-family house.

Utilize the Lendersa® Conventional loan calculator to compare the top rates today for Conventional, FHA, and USDA loans. Determine the income, credit, and other requirements needed for qualification. See Conforming Conventional loans, USDA, FHA, and VA options side by side with our comprehensive mortgage calculator to decide which program in AL best fits your financial details.

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2026 Loan Limits and Downpayment Requirements in Columbiana, Shelby County, AL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 35051

Explore Conventional and FHA Loan Options in Columbiana, AL

The objective of Lendersa® is to provide you with the optimal Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting points that connect you with matching lenders and loan programs.

Outcomes of Lendersa USDA loan requests


  • Service 1st Federal Credit Union
  • 1985 Montour Boulevard, Danville, PA, 17821
  • 1st Federal Credit Union is a full-service financial institution who puts the financial goals of our members at the heart of everything we do. Whether in one of our twelve branches located in Bloomsburg, Danville, Elysburg, Lewisburg, Loyalsock, Mifflinburg, Montandon, Shamokin Dam, Sunbury and Wilkes-Barre, or out-and-about in the community.

  • Central Susquehanna Community Federal Credit Union
  • 530 E Market Street, Danville, PA, 17821
  • CSC FCU opened in the TRW building in Danville as the TRW Federal Credit Union. When TRW closed its manufacturing plant, we moved our office across the street and changed our membership charter from segment-based to community-based. Continuing to provide great service to our members has always been important to us.

  • Franklin Bank
  • 1179 Route 40, Pilesgrove, NJ, 08098
  • In 1861, a group of thoughtful citizens met quietly forming Salem's first permanent "Building Association." Plans progressed smoothly & the meeting took place the evening of the same day President Lincoln was inaugurated. A certificate of incorporation for "The Franklin Loan & Building Association of Salem, NJ" was drawn up on April 13, 1861.

  • First Priority Credit Union
  • 3165 S 27th Street, Abilene, TX, 79605
  • First Priority Credit Union was drafted on July 14, 1930, and approved by the Texas State Banking Board on September 2, 1930. First Priority Credit Union was chartered as Abilene Postal Employees’ Credit Union by the following US Postal Service employees who also served as the original board of Directors.

  • Benchmark Federal Credit Union
  • 1522 McDaniel Drive, West Chester, PA, 19380
  • Benchmark is the only Federal Credit Union serving Chester County exclusively! Since 1940, Benchmark Federal Credit Union has provided its members with complete financial services including free checking accounts, vacation and holiday club accounts, loans, certificates of deposit, money market accounts.

  • Howard Financial
  • 503 Bridle Path West, Chester, PA, 19380
  • Howard Financial has specialized in a wide variety of loan types and financing strategies including Conventional, FHA/VHA, Jumbo loans, Portfolio lending, and Reverse mortgages. We will guide you through the mortgage planning process and find the right fit for your needs.Whether a first-time homebuyer, purchasing an investment property.

  • U.S. Financial, Inc.
  • 107 East Chestnut Street, West Chester, PA, 19380
  • It can be a huge task to purchase a new house or refinance your current mortgage loan. You can count on us to guide you to the loan program that's the best fit for you. Our team of professionals is ready to help you with this important financial decision. U.S. Financial to be your guide in finding the right mortgage program for you!

  • Eagle One Federal Credit Union
  • 3301 Philadelphia Pike, Claymont, DE, 19703
  • Eagle One Federal Credit Union ( FCU) is a not-for-profit financial cooperative, democratically owned and run by its members. We are a full service Credit Union and are continually growing within the northern Delaware and Philadelphia markets. Although we have grown and evolved over the years.