Explore the differences! FHA VS Conventional loan programs in Highland-Lakes, Shelby County, Alabama
For the year 2026, the loan limit for a single-family home under a Conventional loan in Highland-Lakes, in the county of Shelby, AL, is $647,200, while the FHA limit is $420,680.
The Lendersa® calculator for Conventional loans allows you to weigh today's best rates for Conventional, FHA, and USDA loans side by side. Evaluate necessary income, credit requirements, reserves, and documentation needed for qualification. Using our comprehensive mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans parallelly, assisting you in choosing the best program in AL for your unique financial situation.
2026 Loan Limits and Down Payment Requirements in Highland-Lakes, County of Shelby, AL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
The above comparison is applicable to the following zip codes: 35242
Explore Conventional and FHA Loan Options in Highland-Lakes, AL
Lendersa® is dedicated to securing the optimal Conventional, USDA, or FHA loan for you quickly and without any hassle. You have three initial options to connect with lenders and appropriate loan programs.
118 North Tejon Street, Suite 401, Colorado Springs, CO, 80903
Serving Colorado Springs, Denver, and the Front Range, we offer competitively priced purchase and refinance programs using conventional loans, government-backed (VA/FHA/USDA), and non QM loan programs. We place a strong emphasis on service to our local veteran community by being experts in the VA Loan programs
711 North Cascade Avenue, Suite 100, Colorado Springs, CO, 80903
Hans Fetterhoff prides himself on taking an honest and educated approach to each and every unique situation that he encounters with his clients. Hans has the knowledge, experience and professionalism that real estate buyers demand in this difficult market. If you're looking for an experienced, efficient and professional mortgage lender.
7 E Bijou St, Suite 217, Colorado Springs, CO, 80903
"ELEVATION MORTGAGE LLC WAS CREATED WITH THE BORROWER IN MIND. Our goal was to create a company culture that had the best interest of the client. Every client deserves exceptional service and commitment to ensure they are guided through the home loan process so they can choose the best mortgage product for their family’s needs."
104 S Cascade Ave, Suite 201, Colorado Springs, CO, 80903
719 Lending Inc., is a full-service Mortgage Broker offering seamless solutions for all of your mortgage needs. With our head office located in Colorado Springs, Colorado, we have plenty of experience in real estate, financial services and mortgage brokerage. We are committed to providing our customers with the knowledge
Chartered in 1955, Air Academy Federal Credit Union (AAFCU) was originally created to serve the cadets, officers, and civilians of the newly established United States Air Force Academy at Lowry Air Force Base. As the Air Force Academy grew and evolved, so did our membership. Today, we not only serve all active
2993 Broadmoor Valley Rd, Colorado Springs, CO, 80906
We focus on brokering other people’s properties, like houses and establishments. In addition to this, we also sell our own residential and commercial properties. Our specialty is in apartment homes and manufactured communities. Turn to The Broadmoor Mortgage CO for conventional and jumbo residential loans.
Curbow Home Loans has been locally and family owned and operating in Colorado Springs since 2003. We have been under the current ownership of Jacob Curbow since 2007.We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, mortgages and best of all quality service and individual
Harrison FCU is a Financial Cooperative owned and controlled by its members and was established to provide quality financial services and guarantee a safe, sound financial environment for the members who share our common bond. You are eligible for membership if you are an employee or a student of Harrison School District #2.
Colorado Mortgage Company is a small but mighty team that "gets stuff done". Our processor, Holly, and our production manager, Nancy, along with John's wife, Beth, work alongside John to make our interactions with clients and strategic partners as seamless as possible. We specialize in purchases as well as refinancing, conventional and more
Wells River Savings Bank (WRSB) has been providing personal and business banking products and services to the Upper Connecticut River Valley of Vermont and New Hampshire for more than 119 years. We take great pride in our tradition of friendly, personal service and our strong commitment to the community.
