Explore the differences! FHA VS Conventional loan programs in Dothan, Houston County, Alabama

In 2025, the Conventional loan limit in Dothan, which is in Houston county of AL, is $726,200. For a single-family home, the FHA limit is set at $472,030.

Use the Lendersa® calculator to compare today's most competitive rates among Conventional, FHA, and USDA loans. Establish the required income, credit score, reserves, and documentation needed to qualify. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in choosing the best option for your financial situation in AL.

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2025 Loan Limits and Down Payment Requirements in Dothan, County of Houston, AL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 36303, 36301, 36305, 36321, 36302, 36304

Available Conventional and FHA Loan Options in Dothan, AL

Lendersa® strives to secure the best possible loan solution, whether it's Conventional, USDA, or FHA, quickly and with ease. You can start with one of three approaches that yield the best fit from collaborating lenders and loan programs.

Lendersa USDA loan request and matching results


  • A2Z Tax & Financials Inc.
  • 14200 Culver Drive, Suite 285, Irvine, CA, 92604
  • A2Z Tax & Financials is a Real Estate Brokerage (BRE #01987437) and a Mortgage Broker (NMLS #1393235) offering wide variety of services in the area of real estate purchase and sale, rental, investment, residential and/or commercial, as well as offering different types of mortgages for first time home buyers, investors, conventional,
  • American Freedom Funding
  • 22632 Golden Springs Dr, Suite 180, Diamond Bar, CA, 91765
  • We are home loan experts dedicated to making sure your home purchase or refinance experience is easy, honest, and quick. We’re a direct mortgage lender. That means that you will work directly with the person who lends you the money to buy your dream home (or condo!) No ridiculous bank “loan profiles.” Just common sense and fair play.
  • NuBridge Commercial Lender
  • 21680 Gateway Center Drive, Suite 230, Diamond Bar, CA, 91765
  • NuBridge Commercial Lending is a nationwide direct lender focused on making first-lien, short-term bridge loans to owners of small-balance commercial properties in 48 states and the DC. We can help you fund loans for multifamily, mixed-use, office, retail, light industrial, mobile home parks, self-storage, warehouse, and retail properties.
  • Investment & Financial
  • 556 N. Grand Blvd, Diamond Bar, CA, 91765
  • GRAND INVESTMENT&FINANCIAL was founded with the intent to provide a loan for every borrower and every home. With a wide choice of loan products, you'll find a loan program that suits your financial goals, and our skilled loan specialists can walk you through the steps to funding your dreams. With unparalleled customer service
  • NetCORE Realty & Lending
  • 21671 Gateway Center Drive, Suite 207, Diamond Bar, CA, 91765
  • Our mission is to ensure that your real estate dreams are fulfilled in a way that is seamless, efficient, and in your best interest. Serving the entire State of California with a focus on Southern California, our team has over a decade of experience helping both buyers and sellers navigate the complexities involved in exploring real estate.
  • American Empire Lending
  • 20955 Pathfinder Rd, Suite 100, Diamond Bar, CA, 91765
  • American Empire Lending helping customers afford the home of their dreams for many years and we love what we do.All loans are subject to credit approval. Interest rates are subject to change daily and without notice. Current interest rates shown our indicative of market conditions and individual qualifications.
  • Resban
  • 22632 Golden Springs Dr, Suite 200, Diamond Bar, CA, 91765
  • Founded in 1989, Residential Bancorp is committed to making the home-buying experience simple and enjoyable for customers from start to finish. Our mission is to become the first choice and a household name throughout the United States for home loans. With a vibrant, team-oriented corporate culture and a proven track record of success,
  • Exceed Lending
  • 21660 Copley Dr. #175, Diamond Bar, CA, 91765
  • We at Exceed Lending understand that your real estate is an important investment, and it is our mission to help you achieve your dreams. Our goal at Exceed Lending is to provide access to loan programs that best fit your needs, while providing exceptional customer service, to achieve a rewarding loan experience.
  • KEY HOME GROUP
  • 28 Silver Crescent, Irvine, CA, 92603
  • KEY HOME GROUP have been in the real estate services business in Southern California for over 40 successful years and will be here for many more. Their devotion to making your move as quick and painless as possible, while still ensuring that you get the best results makes them the best candidates to be your real estate agents.
  • The Proton Group Inc.
  • 119 Jadestone, Irvine, CA, 92603
  • The Proton Group Inc will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved.