FHA VS Conventional loan in Dothan, Houston County, Alabama
In 2026, the Conventional loan limit in Dothan, which is in Houston county of AL, is $726,200. For a single-family home, the FHA limit is set at $472,030.
Use the Lendersa® calculator to compare today's most competitive rates among Conventional, FHA, and USDA loans. Establish the required income, credit score, reserves, and documentation needed to qualify. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in choosing the best option for your financial situation in AL.
2026 Loan Limits and Down Payment Requirements in Dothan, County of Houston, AL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to the following zip codes: 36303
Available Conventional and FHA Loan Options in Dothan, AL
Lendersa® strives to secure the best possible loan solution, whether it's Conventional, USDA, or FHA, quickly and with ease. You can start with one of three approaches that yield the best fit from collaborating lenders and loan programs.
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220 East Lawrence Harris Highway, Slocomb, AL, 36375
Lends in Alabama
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The Commercial Bank of Ozark was chartered in 1959 and has served the citizens of Ozark and Dale county to the present. Douglas Brown organized the bank because the financial needs for new construction were going unmet by the community's primary bank. Members of the initial board of directors included Douglas Brown, William C. Brown, etc
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Troy Bank & Trust was organized September 5, 1906, with capital stock of $50, 000.00. Among the organizers and first directors were: Charles Henderson, W.C. Windham, and W.C. Black. The bank was first located on North Three Notch Street but moved in 1908 to 70 West Court Square. In 1926
In 1979, a group of local businessmen founded First Citizens Bank with one purpose in mind: to provide a healthy banking environment for local businesses and individuals. The doors first opened on July 8, 1980, operating under a local management and conservative governing philosophy.
