FHA VS Conventional loan programs in 2026 for Daleville, Dale County, Alabama

In 2026, the loan limit for a Conventional loan in Daleville, situated in the county of Dale, AL, is $726,200. In contrast, the FHA limit for a single-family home is $472,030.

Leverage Lendersa® Conventional loan calculator to compare today’s best rates among Conventional, FHA, and USDA loans. It helps determine the necessary income, credit, reserves, and documentation for eligibility. Our sophisticated mortgage calculator presents Conforming Conventional loans alongside USDA, FHA, and VA offerings to guide you in choosing the most fitting program in AL for your specific financial situation.

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Loan Limits and Downpayment Requirements in Daleville, Dale County, AL for 2026

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to the zip codes: 36322

Explore Conventional and FHA Loan Options in Daleville, AL

The objective of Lendersa® is to secure the best possible loan for you swiftly and without stress, be it Conventional, USDA, or FHA. Begin by choosing from one of three initial paths leading to matching lenders and loan programs.

Lendersa USDA loan matching results


  • B HOME MORTGAGE
  • 11811 North Tatum Boulevard, Suite 3031-11, Phoenix, AZ, 85028
  • "B Home Mortgage is a local, family owned and operated Mortgage Company serving Phoenix and other parts of Arizona since 2005.

    Founded by Brian Carpenter and his father-in-law Kevin Burk, we have always provided exceptional service at a lower rate and price than everyone else on every type of residential mortgage loan.

  • Orion Mortgage Corporation
  • 11120 NTatum Boulevard, Suite 100, Phoenix, AZ, 85028
  • At Orion Mortgage, we’ve been helping residents all over the Valley reach their dreams of homeownership. Our dedicated team of mortgage and loan professionals are committed to providing the personal attention and excellent customer service you deserve. We are a small company that believes in honesty, hard work, and exemplary customer service.

  • Happy Valley Mortgage Company, LLC
  • 2550 West Union, Suite 356, Phoenix, AZ, 85028
  • Happy Valley Mortgage Company, LLC founder of the Donna Avram have been in the mortgage business for over 23 years now, I have been a top producer for many years and now opened my own mortgage brokerage. My business is primarily generated by word of mouth. It brings me great pleasure to see clients leaving my office happy.

  • TH Mortgage Advisors
  • 3420 E. Shea Blvd, Suite 200, Phoenix, AZ, 85028
  • "I'm here to solve that for you. Go ahead and download my cheat sheet and I'll give you the inside scoop to make qualifying for a great low rate mortgage EASY. Yes, I really did say easy.

    When you're ready, the next step in getting a low rate mortgage made easy is to contact me so we can review your unique situation"

  • Affinity Home Mortgage, LLC
  • 3420 East Shea Boulevard, Suite 200, Phoenix, AZ, 85028
  • We provide excellent service with rates and fees that are hard to beat. With our vast resources, experience, and knowledge, we make the lending process easy peasy. We've got you covered from boring conventional to exotic niche loans! We'll take the time to explain all the different loan options available

  • Summit Lending Solutions LLC
  • 2980 E Northern Ave, Building C, Phoenix, AZ, 85028
  • summit Lending Solution is to become a nationwide lender serving all 50 states within the next ten years. We hope that you will put our experience and expertise to the test! Please visit our website, check our reviews, visit us on social media or give us a call when you are ready to buy a home or refinance

  • AZ MORTGAGE BROKER, LLC
  • 11021 N 38th Place, Phoenix, AZ, 85028
  • The AZ Mortgage Broker, LLC Team is your Arizona experienced mortgage team located in Phoenix, Arizona. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Phoenix area.

  • ProLending Home Finance
  • 11201 N Tatum Blvd, Suite 300, Phoenix, AZ, 85028
  • ProLending, we don’t see customers as numbers and paperwork. For us, doing business is about making human connections. We listen to the people we serve. We find the right mortgage solution for their specific needs. And we help them achieve their dreams of homeownership. You’ll see it in everything we do.

  • ROAD TO HOME MORTGAGE, LLC
  • 11811 N. Tatum Blvd, Suite 3031-4B, Phoenix, AZ, 85028
  • There had to be a better way. The mortgage industry can be complicated for the average homeowner or first time home buyer, and we wanted to change that. Road to Home Mortgage is a local mortgage brokerage where the client comes first. We help guide our clients successfully through the mortgage process.

  • Desert Financial Credit Union
  • 148 North 48th Street, Phoenix, AZ, 85034
  • "At Desert Financial Credit Union, where we chat about what’s happening around Arizona, give away awesome prizes and keep you up to date on our news and events! Credit Union, where we chat about what’s happening around Arizona, give away awesome prizes and keep
    Federally insured by the NCUA. Equal Housing Opportunity."

  • Grand Funding
  • 3104 e camelback rd PMB 1032, Phoenix, AZ, 85016
  • We are Grand Funding, a collection of straightforward and honest financial partners. A direct lender, focusing on investments, assets, and the overall client experience. We offer Construction, Fix and Flip, Commercial and Hard Money. We use our funds to streamline and quickly close your loan.