Explore the differences! FHA VS Conventional loan programs in Daleville, Dale County, Alabama

In 2026, the loan limit for a Conventional loan in Daleville, situated in the county of Dale, AL, is $726,200. In contrast, the FHA limit for a single-family home is $472,030.

Leverage Lendersa® Conventional loan calculator to compare today’s best rates among Conventional, FHA, and USDA loans. It helps determine the necessary income, credit, reserves, and documentation for eligibility. Our sophisticated mortgage calculator presents Conforming Conventional loans alongside USDA, FHA, and VA offerings to guide you in choosing the most fitting program in AL for your specific financial situation.

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Loan Limits and Downpayment Requirements in Daleville, Dale County, AL for 2026

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to the zip codes: 36322

Explore Conventional and FHA Loan Options in Daleville, AL

The objective of Lendersa® is to secure the best possible loan for you swiftly and without stress, be it Conventional, USDA, or FHA. Begin by choosing from one of three initial paths leading to matching lenders and loan programs.

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Daleville Lenders

  • The Citizens Bank of Enterprise
  • 301 South Edwards St, Enterprise, AL, 36330
  • Lends in Alabama
  • From our executives to the front-line staff members you interact with every day, all of our team members possess the knowledge to get the job done and the passion for serving. From helping you open an account or answering a question to providing financial advice, we’re always ready to assist any way we can.

  • Friend Bank
  • 220 East Lawrence Harris Highway, Slocomb, AL, 36375
  • Lends in Alabama
  • Just about any bank can offer you a mortgage, a business loan, or Online Banking. We offer those services and many more. But at Friend, we offer something you can't find at just any bank: the loyalty, caring, and reliability you expect from a true friend. We're locally owned and managed, and all of our important decisions.

  • The Commercial Bank Of Ozark
  • 208 South Merrick Avenue, Ozark, AL, 36360
  • Lends in Alabama
  • The Commercial Bank of Ozark was chartered in 1959 and has served the citizens of Ozark and Dale county to the present. Douglas Brown organized the bank because the financial needs for new construction were going unmet by the community's primary bank. Members of the initial board of directors included Douglas Brown, William C. Brown, etc

  • Five Star Credit Union
  • 411 N. Foster, Dothan, AL, 36303
  • Lends in Alabama
  • Five Star Credit Union wants you to succeed. We partner with you to help you fulfill your financial goals. Checking is always free along with our debit card, mobile app, bill pay, free fraud text alerts, and the free Five Star Digital Wallet. Credit Union wants you to succeed. We partner with you to help you fulfill your financial goals.

  • Troy Bank & Trust
  • 1000 Hwy 231 South, Troy, AL, 36081
  • Lends in Alabama
  • Troy Bank & Trust was organized September 5, 1906, with capital stock of $50, 000.00. Among the organizers and first directors were: Charles Henderson, W.C. Windham, and W.C. Black. The bank was first located on North Three Notch Street but moved in 1908 to 70 West Court Square. In 1926

  • First Citizens Bank.
  • 100 West Third St, Luverne, AL, 36049
  • Lends in Alabama
  • In 1979, a group of local businessmen founded First Citizens Bank with one purpose in mind: to provide a healthy banking environment for local businesses and individuals. The doors first opened on July 8, 1980, operating under a local management and conservative governing philosophy.