FHA VS Conventional loan programs in 2026 for Pike-Road, Montgomery County, Alabama

For 2026, the loan ceiling for Conventional financing in Pike-Road, situated in Montgomery county, AL, is $647,200. The FHA limit for a single-family home is $420,680.

Leverage the Lendersa® Conventional loan calculator to evaluate the current top rates for Conventional, FHA, and USDA loans. Decide on the required income, credit, reserves, and documentation for eligibility. Our comprehensive mortgage calculator lets you examine Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in selecting the best plan for your financial context in AL.

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2026 Loan Limits & Downpayment Needs in Pike-Road, Montgomery County, AL

Loan Type Maximum Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Relevant for zip codes: 36064

Learn About Conventional & FHA Loan Choices in Pike-Road, AL

Lendersa®'s objective is to swiftly secure the ideal Conventional, USDA, or FHA loan without hassle. Begin with one of three pathways to connect with lenders and loan programs that match your needs.

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Pike-Road Lenders

  • Real Estate Funding
  • 8421 Crossland Loop, Montgomery, AL, 36117
  • Lends in Alabama
  • The Real Estate Funding team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Alabama Home Mortgage Loans
  • 242 Peace Church Rd, Suite A, Wetumpka, AL, 36093
  • Lends in Alabama
  • "We are a Locally Owned Business offering Home Mortgage Services; We offer programs for New Home Purchase as well as Refinance for existing loans.
    Alabama Home Mortgage Loans is a local Mortgage Loan Origination service headquartered in Wetumpka, Alabama.Kim Williams, Senior Mortgage Loan Originator, founded Alabama Home Mortgage Loans in 2014."

  • Guardian Credit Union.
  • 418 Madison Ave, Montgomery, AL, 36104
  • Lends in Alabama
  • Guardian Credit Union is based in Montgomery, Alabama. With 64,000+ members and sixteen branches, we have all of the technology, financial products and personalized service you need to go bankless! Guardian is a member-owned, not-for-profit cooperative that provides financial services for our members including savings

  • First Community Bank of Central
  • 715 Wilson St Wetumpka, Wetumpka, AL, 36092
  • Lends in Alabama
  • First Community Bank of Central Alabama is a commercial Bank that has been open since August, 2001. We currently have offices in Wetumpka, Millbrook, Eclectic, Prattville, Tallassee, and Holtville. We also operate a Wealth Management Division and a full-service mortgage company, First Community Mortgage.
    It is our belief that a community is best

  • River Bank & Trust
  • 2611 Legends Drive, Prattville, AL, 36066
  • Lends in Alabama
  • Here at Diversified Mortgage, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!

    We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.

  • Troy Bank & Trust
  • 1000 Hwy 231 South, Troy, AL, 36081
  • Lends in Alabama
  • Troy Bank & Trust was organized September 5, 1906, with capital stock of $50, 000.00. Among the organizers and first directors were: Charles Henderson, W.C. Windham, and W.C. Black. The bank was first located on North Three Notch Street but moved in 1908 to 70 West Court Square. In 1926

  • Auburn University Credit Union
  • 1290 S. Donahue Drive, Auburn, AL, 36832
  • Lends in Alabama
  • Auburn University Credit Union is here to help you navigate life's milestones. From education expenses, auto loans, vacations, home purchases, AU Credit Unions is built around where you live, work, study & play. We're locally owned for our local neighbors. We’re always on your team because we understand the importance of being stronger together.

  • AuburnBank
  • 100 North Gay Street, Auburn, AL, 36830
  • Lends in Alabama
  • Auburn National Bancorporation, Inc. (Nasdaq: AUBN) is a bank holding company headquartered in Auburn, Alabama, with total assets of $790 million as of March 31, 2015. Through our wholly-owned subsidiary, AuburnBank, we offer a full range of banking services to commercial and retail customers

  • GULF STATES FINANCIAL
  • 305 E. Thach Avenue, Suite H, Auburn, AL, 36830
  • Lends in Alabama
  • Our firm is committed to developing solutions that are on target with your needs, & to implement them competently, responsibly and with confidence. It is our policy to provide independent & sound loan products whatever your financial situation. If you need expert advice that achieves optimal results. Gulf States Financial is your trusted lender.