For 2026, the loan ceiling for Conventional financing in Pike-Road, situated in Montgomery county, AL, is $647,200. The FHA limit for a single-family home is $420,680.
Leverage the Lendersa® Conventional loan calculator to evaluate the current top rates for Conventional, FHA, and USDA loans. Decide on the required income, credit, reserves, and documentation for eligibility. Our comprehensive mortgage calculator lets you examine Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in selecting the best plan for your financial context in AL.
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| Loan Type | Maximum Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
Relevant for zip codes: 36064
Lendersa®'s objective is to swiftly secure the ideal Conventional, USDA, or FHA loan without hassle. Begin with one of three pathways to connect with lenders and loan programs that match your needs.
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