FHA VS Conventional loan programs in Evergreen, Conecuh County, Alabama

In 2026, the conventional loan limit in Evergreen, located in Conecuh county, AL, is $726,200, while for an FHA loan, the limit is $472,030 for single-family homes.

With the Lendersa® Conventional loan calculator, you can compare today’s best rates between Conventional, FHA, and USDA loans, determining the income, credit, reserves, and necessary documents for qualification. The advanced mortgage calculator allows you to view Conforming Conventional loans, USDA, FHA, and VA side by side, assisting in selecting the most appropriate program for your financial situation in AL.

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2026 Loan Limits and Down Payment Requirements in Evergreen, Conecuh County, AL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to zip codes: 36401

Explore Conventional and FHA Loan Options in Evergreen, AL

The aim of Lendersa® is to secure the best possible loan—be it Conventional, USDA, or FHA—efficiently and without hassle. Choose from three starting approaches that link you with suitable lenders and loan programs.

Results from USDA loan request matches by Lendersa


Evergreen Lenders

  • First Citizens Bank.
  • 100 West Third St, Luverne, AL, 36049
  • Lends in Alabama
  • In 1979, a group of local businessmen founded First Citizens Bank with one purpose in mind: to provide a healthy banking environment for local businesses and individuals. The doors first opened on July 8, 1980, operating under a local management and conservative governing philosophy.

  • Community Neighbor Bank
  • 3 Water St, Camden, AL, 36726
  • Lends in Alabama
  • Chartered in May 1906, Camden National Bank was founded to provide Wilcox County with a bank of its own. Largely ignored by bigger-city banks, families and business owners throughout the area came to rely on Camden National Bank for responsive solutions to their unique financial needs.

  • The First National Bank and Trust
  • 111 South Main Street, Atmore, AL, 36502
  • Lends in Alabama
  • First National Bank and Trust is located in Atmore, AL, United States and is part of the Depository Credit Intermediation Industry. First National Bank and Trust has 119 total employees across all of its locations and generates $10.46 million in sales (USD). There are 6 companies in the First National Bank and Trust corporate family.

  • United Bank
  • 200 E. Nashville, Atmore, AL, 36502
  • Lends in Alabama
  • Founded in 1904, United Bank serves the needs of consumers, small businesses, agriculture and commercial customers. As a community bank, United Bank makes a difference because . . .

    By shopping local and banking locally with United Bank, customers can make a real difference in the lives of their neighbors and the future of their community.

  • The Citizens Bank of Enterprise
  • 301 South Edwards St, Enterprise, AL, 36330
  • Lends in Alabama
  • From our executives to the front-line staff members you interact with every day, all of our team members possess the knowledge to get the job done and the passion for serving. From helping you open an account or answering a question to providing financial advice, we’re always ready to assist any way we can.