As of 2026, the loan limit for Conventional loans in Opp, located in Covington, AL, is $726,200, whereas the limit for FHA loans is $472,030 for a single-family home.
Use the Lendersa® Conventional loan calculator to compare today's best rates between Conventional, FHA, and USDA loans. Discover the income, credit, reserves, and documents needed to qualify. With our advanced calculator, you can see Conforming Conventional, USDA, FHA, and VA loans laid out side by side for deciding which program best fits your needs in AL.
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This comparison table applies to zip codes: 36467
The goal of Lendersa® is to quickly and conveniently connect you with the best Conventional, USDA, or FHA loan available, hassle-free. Begin your search using one of three starting points to match with lenders and loan programs.
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