FHA VS Conventional loan programs in Heflin, Cleburne County, Alabama

As of 2026, the limit for a conventional loan in Heflin, within the county of Cleburne, AL, is set at $726,200. Conversely, the FHA limit for a single-family residence is $472,030.

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Utilize Lendersa® Conventional loan calculator to contrast today's top rates among Conventional, FHA, and USDA loans. It helps determine the needed income, credit, reserves, and documents for qualification. This advanced tool enables comparing Conforming Conventional loans, USDA, FHA, and VA side by side, guiding you to the best program for your financial needs in AL.

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Loan limits and down payment details for 2026 in Heflin, Cleburne county, AL

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable for zip codes: 36264

Options for Conventional and FHA Loans in Heflin, AL

Lendersa® strives to quickly secure the best suited Conventional, USDA, or FHA loan free from hassle. Choose from three starts to align with matching lenders and loan programs.

  1. Submit an optimized Conventional/USDA/FHA loan request
  2. Discover initial rates & terms for Conventional, USDA, and FHA loans
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Outcomes from Lendersa's USDA loan matching process



  • Ravalli County Federal Credit Union.
  • 501 N 1st Street, Hamilton, MT, 59840

  • Ravalli County FCU was known as Ravalli County Federal Employees Credit Union Association. It was a state chartered credit union with membership restricted to employees of the Rocky Mountain Lab and the Forest Service. Over the years additional groups were allowed to join the credit union

  • Hamilton Mortgage Services, Inc
  • 716 S 1ST ST, Hamilton, MT, 59840

  • At Hamilton Mortgage Services, Inc We understand that each customer has specific needs. To meet those specific needs, we strive to provide a wide array of products, investment tools, mortgages and best of all quality service and individual attention. The loan process may seem daunting

  • Sun Community Federal Credit Union
  • 1068 Broadway, El Centro, CA, 92243

  • Sun Community Federal Credit Union was organized on March 9, 1954, as the Imperial Valley U.S. Employees Federal Credit Union, with ten charter members. Over the years, the field of membership was enlarged. In January 1968, the name was changed to Government Agencies Federal Credit Union.

  • First Imperial Credit Union.
  • 1602 W Main St, El Centro, CA, 92243

  • First Imperial Credit Union is a credit union located in Imperial County, California who has a mission to deliver quality, affordable financial services with an exceptional member-focused experience. As a not-for-profit financial instituion, FICU gives back to its membership in the way of lower loan rates

  • IV Alliance Mortgage & Real Estate
  • 395 Broadway Avenue, Suite 5, El Centro, CA, 92243

  • IV Alliance Mortgage and real Estate our team of professionals will make it easy for you to apply for a loan. Give us a call and speak with one of our representatives. Within a day or two, we’ll be able to give you personalized rate information and a solution tailored to your specific needs.

  • Mr. Mortgage INC
  • 1596 S Imperial Ave, El Centro, CA, 92243

  • Mr. Mortgage INC is guided by our adherence to the important values and unique features we offer clients. They are essential, considered to be the DNA of our company. We are trained professionals who take responsibility for delivering excellence as individuals and as team. We focus solely on client’s satisfaction and first impression.

  • ELKO FEDERAL CREDIT UNION
  • 2397 Mountain City Highway, Elko, NV, 89801

  • The Elko Federal Credit Union will: be the premier provider of financial and credit services to all of the residents of Elko, Eureka and Lander Counties as authorized and chartered in 1960 and thereafter amended. This will be accomplished as the Elko Federal Credit Union achieves their strategic objectives.

  • First Montana Bank
  • 201 N. Higgins Ave, Missoula, MT, 59802

  • Our story began in 1913 when several gents in Libby Montana got together and decided it would be a fine idea to create a bank dedicated to helping the community prosper and grow. Since that day, that small local bank has grown to ten branches serving eight western Montana communities.

  • Bank of Montana
  • 125 Bank Street, Suite 100, Missoula, MT, 59802

  • We offer a full range of deposit and loan services, featuring some of the most competitive rates in the country. One of our specialties is government-enhanced loans such as those provided in conjunction with the Montana Board of Investments, the Small Business Administration, the U.S. Department of Agriculture, and other state and federal programs.

  • Montana Educators Credit Union
  • 2000 South Russell Street, Suite 1, Missoula, MT, 59801

  • MECU has been a reliable resource for Missoulians, who are looking for more than an ordinary banking experience. In 1996 we began as a financial cooperative for school employees in Missoula, Mineral, Granite and Sanders counties, but expanded to serve all Missoula County residents in 1998. We are an independent credit union

  • Missoula Mortgage Inc
  • 1721 South Ave W, Missoula, MT, 59801

  • Missoula Mortgage, Inc. is dedicated to helping you, and we will always keep your best interest in mind. To get started, just give us a call. You can also fill out the online mortgage application. One of our professional Mortgage Originators will contact you to go over your particular situation
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