In 2026, the Conventional loan limit in Montgomery, within the county of Montgomery, AL is $726,200. In contrast, the FHA ceiling for a single-family home is $472,030.
Take advantage of the Lendersa® Conventional loan calculator to compare today's best rates across Conventional, FHA, and USDA. Determine necessary income levels, credit health, reserves, and required documents to qualify. Our advanced tool places Conforming Conventional loans, USDA, FHA, and VA options next to each other for optimal decision-making in AL.
Explore offers from 100 lenders
| Loan Type | Loan Limit | Down Payment | |
| Conventional Conforming | $726,200 | 3% | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% |
This comparison table is applicable to the following zip codes: 36064
The mission of Lendersa® is to provide you with the ideal Conventional, USDA, or FHA loan quickly and without difficulty. Select from three starting points that align with matching lenders and loan programs.
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