FHA VS Conventional loan programs in Opelika, Lee County, Alabama
In 2025, Convetional loan limit in Opelika, county of Lee, AL is $726,200 while FHA limit is $472,030 for a single-family home.
Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in AL is best for your particular financial situation.
2025 loan limits and downpayment requirments in Opelika, county of Lee, AL
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The comparison table applies to zip codes: 36804, 36801, 36803
Conventional and FHA loan options in Opelika, AL
Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.
Capstone Financial is a subsidiary of Capstone Private Mortgage Holdings, a company founded by an experienced team of real estate and finance professionals. Capstone Financial was created to help real estate investors take advantage of opportunities as emerging real estate markets recover and stabilize post recession.
Yellowstone Bank is pleased to bring a full array of highly competitive products and services to the communities we serve. Drawing on more than 100 years of banking experience, Yellowstone Bank has achieved a strong and growing presence in the financial services marketplace. Yellowstone Bank was founded by B. M. Harris in 1907.
2401 E Rio Salado Pkwy, Suite 1019, Tempe, AZ, 85281
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At Aaron Lending, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
1215 W. Rio Salado Parkway, Suite 107, Tempe, AZ, 85281
Agora Lending now a division of ONE AMERICAN BANK, is a next-generation mortgage software company and direct lender that originates high quality mortgage loans. We are wildly passionate about providing the consumer with an industry-leading price and a highly-intuitive, transparent, and efficient loan process.
6424 E Greenway Pkwy #200-442, Scottsdale, AZ, 85254
Tri-Point Capital is a boutique lender offering Hard Money to experienced Investors for Residential Real Estate Acquisition, as well as Fix/Flip projects. Approval is based solely on the Real Estate and the experience of the Investor. First Deeds only. 6-12 Mos preferred - longer possible. Typical funding within 10 days. Draws disbursed within 24 h
14624 North Scottsdale Road, Suite 240, Scottsdale, AZ, 85254
Since its founding in 1867, First State Bank's priority has been - and continues to be - to meet the financial needs of local businesses and consumers, and to continue the distinctive personal relationships our customers have come to expect.
Through First State Bank Mortgage we offer an in-depth menu of mortgage programs allowing our customer
6929 E Greenway Pkwy, Suite 250, Scottsdale, AZ, 85254
"We are a veteran owned & operated mortgage company located in Scottsdale, Arizona.
Inline Lending specializes in helping customers know when to refinance and helping them get most savings in the process when the time comes.
Inline’s loan officers have extensive home refinancing knowledge"