Explore the differences! FHA VS Conventional loan programs in Smiths-Station, Lee County, Alabama

In 2025, Convetional loan limit in Smiths-Station, county of Lee, AL is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in AL is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Smiths-Station, county of Lee, AL

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 36877

Conventional and FHA loan options in Smiths-Station, AL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Lehigh Valley Educators Credit Union
  • 3720 Hamilton Boulevard, Allentown, PA, 18103
  • Lehigh Valley Educators Credit Union came into existence on January 19, 1934, chartered in the State of Pennsylvania as a State Credit Union. Its purpose was to promote thrift among its members and make a means of credit available for provident and productive purposes. The original field of membership consisted of teachers
  • Allentown Federal Credit Union
  • 1325 Oxford Drive, Allentown, PA, 18103
  • Allentown Federal Credit Union has been open since 1955. The credit union has assets totaling $88.95 Million and provides banking services to more than 6, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves federal, state
  • People First Mortgage
  • 2141 Downyflake Lane, Allentown, PA, 18103
  • People First Federal Credit Union is a not-for-profit and member-owned, caring provider of financial services. We are dedicated to helping the people of the Lehigh Valley and beyond improve their lives and secure a better future. Our mission is to provide the highest quality of financial services in a friendly, convenient, personalized atmosphere.
  • Bright Financial Group
  • 1255 S. Cedar Crest Blvd, Suite 1630, Allentown, PA, 18103
  • Bright Financial Group is a Mortgage Brokerage. We pride ourselves on exceeding our customer’s expectations in finding the competitive rates, service, and options for a home loan that’s right for you. Whether you want a better rate, a large amount of guidance, or a more complex financing package, we realize you are unique and we’ll work with you.
  • PARKWAY FINANCIAL LLC
  • 1255 S. Cedar Crest Blvd. STE 1620, Allentown, PA, 18103
  • We pride ourselves on exceeding our customer’s expectations in finding the competitive rates, service, and options for a home loan that’s right for you. Whether you want a better rate, a large amount of guidance, or a more complex financing package, we realize you are unique and we’ll work with you to form a loan that is for you.
  • Bank of Sun Prairie
  • 228 East Main Street, Sun Prairie, WI, 53590
  • Our Mission is to become the trusted advisor for families, businesses and the community offering a complete range of financial services. Our tailored customer centric approach enables flexibility and solutions that position our clients for success not only today, but every day in the future.
  • Educated Mortgage Services, LLC
  • 100 Wilburn Rd, Suite 102, Sun Prairie, WI, 53590
  • Educated Mortgage Services is a Mortgage Banker and Broker company licensed in Wisconsin & Illinois with an experienced staff offering expertise in every area of mortgage lending. We offer a full range of mortgage products to offer one stop shopping for all clients. We are dedicated to finding the right loan.
  • Perna & Associates
  • 135 S. Main Street, Coopersburg, PA, 18036
  • The Perna & Associates Mortgage Solutions Team have experience servicing home buyers and owners, both residential & commercial customers for the past 29 years.Licensed by the Department of Banking & Securities as a Mortgage Broker in the state of PA, Perna & Associates Team have a history of working with borrowers in over 40 counties in the state
  • Bank of Commerce and Trust Company
  • 201 West Harvey Avenue, Wellington, KS, 67152
  • The Bank of Commerce and Trust Company, formerly known as the National Bank of Commerce, can trace its roots to the oldest bank in Wellington, the Woods Bank. In October of 1873 Mr. John J. Woods opened the Woods Bank at the southwest corner of Washington and 7th Streets in a frame building. For several years,
  • QNB Bank
  • 15 North Third Street, Quakertown, PA, 18951
  • QNB will help you achieve your goals by providing a total financial relationship built upon exceptional personal service and a sincere interest in your success. Our Customers always come first and perceive the Bank as a trusted resource in achieving their financial goals. QNB takes pride in being one of the few surviving independent banks in Bucks.
  • Austin Mortgage Lending
  • 3305 W Slaughter Lane, Austin, TX, 78748
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.