FHA VS Conventional loan programs in 2025 for Valley, Chambers County, Alabama
In 2025, the loan limit for Conventional loans in Valley, within Chambers county of AL, stands at $726,200, while the FHA limit for single-family homes is $472,030.
With the Lendersa® Conventional loan calculator, compare today's Conventional, FHA, and USDA rates. Identify the needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you compare Conforming Conventional loans, USDA, FHA, and VA options side-by-side to determine which program in AL suits your unique financial situation.
2025 Loan Limits and Down Payment Requirements in Valley, Chambers, AL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
These details are valid for zip codes: 36854, 36872
Explore Conventional and FHA Loan Choices in Valley, AL
The mission of Lendersa® is to help you secure the most favorable Conventional, USDA, or FHA loan quickly and easily. Select one of three pathways to connect with suitable lenders and loan programs.
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