FHA VS Conventional loan in Valley, Chambers County, Alabama
In 2025, the loan limit for Conventional loans in Valley, within Chambers county of AL, stands at $726,200, while the FHA limit for single-family homes is $472,030.
With the Lendersa® Conventional loan calculator, compare today's Conventional, FHA, and USDA rates. Identify the needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you compare Conforming Conventional loans, USDA, FHA, and VA options side-by-side to determine which program in AL suits your unique financial situation.
2025 Loan Limits and Down Payment Requirements in Valley, Chambers, AL
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
These details are valid for zip codes: 36854, 36872
Explore Conventional and FHA Loan Choices in Valley, AL
The mission of Lendersa® is to help you secure the most favorable Conventional, USDA, or FHA loan quickly and easily. Select one of three pathways to connect with suitable lenders and loan programs.
Mortgage 1 is dedicated to providing a world-class team with innovative tools to better serve our customers. Our mission is to deliver unique financing options tailored to each individual’s situation. Family is the foundation of Mortgage 1 and providing exceptional service to lifelong customers is our goal.
44028 Mound Rd, Suite 3, Sterling Heights, MI, 48314
R-B Financial/Mortgages, Inc was established in 1992. A lot about the mortgage industry has changed over that time. However, our core principles established 30 years ago still remain the same today. Honesty. Integrity. Accountability.Founded by Ralph Buccinno, R-B Financial/Mortgages, Inc.
2000 E Lamar Blvd, Suite 600, Arlington, TX, 76006
Acquest Lending is a privately held mortgage company headquartered in Arlington, TX. Acquest Lending specializes in providing residential mortgage loans for purchase and refinance, with the ultimate goal of offering its customers a host of innovative, competitive loan solutions, utilizing their national resources from a wealth of lending partners.
"At SVFCU, we are Empowering our Community for Life’s Journey by Building Lifelong Partnerships to find Dynamic Solutions while being Personal, Knowledgeable, and Dedicated to Service!
Our mission is to provide quality financial services for our membership at competitive prices while at the same time working to ensure the safety
Falcon Mortgage, Inc. was established with the mission of creating extraordinary mortgage solutions for the citizens of PA. That mission continues to be a driving force through today. Falcon Mortgage has always sought out the nation’s most creative & responsible lenders.This enables us to be one of the nation’s most respected mortgage brokers.
MoneyLine Lending has an excellent track record for providing expert service whether you're looking to purchase a new home or improve cash flow by refinancing.
Our team here at Moneyline Lending is small but strong. We are driven by our clients and we have a cohesive system which enables us to work within time constraints while still providing.
Tidewater, we treat our employees like family. We believe in positive thinking and we take pride in each member of our team and clients. We’re always looking for participating in bigger, better opportunities to achieve all professional and personal goals. We also believe strongly in giving back to the community.
Allied Federal Credit Union is proud to serve the cities of Arlington and Mansfield. Formerly Arlington FCU, we continue to offer the same great services. In 1965 a handful of City of Arlington employees had the foresight and determination to provide a benefit to their co-workers that would assist them in becoming financially secure.
