FHA VS Conventional loan programs in 2024 for Rainsville, DeKalb County, Alabama

In 2024, Convetional loan limit in Rainsville, county of DeKalb, AL is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in AL is best for your particular financial situation.

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2024 loan limits and downpayment requirments in Rainsville, county of DeKalb, AL

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 35986

Conventional and FHA loan options in Rainsville, AL

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Saxe Mortgage Company
  • 950 John Daly Blvd, Suite 200, Daly City, CA, 94015
  • "Saxe Mortgage Company finances real estate transactions with private investor capital. Due to the problems in the U.S. credit markets, the demand for private money lending has increased exponentially. Consequently, the quality for transactions has increased tremendously, diminishing investor risk.
  • Saxe Mortgage Company
  • 950 John Daly Blvd. Suite 200, Daly City, CA, 94015
  • Saxe Mortgage Company is San Francisco Bay Area’s premier private money mortgage company.Saxe has been assisting mortgage borrowers with all their short-term real estate financing needs. Whether have been turned down by a conventional bank, need money fast without jumping through laborious paper hoops or just want a simple professional experience.
  • All Homes Financial Inc
  • 830 Taraval Street, Suite 200, San Francisco, CA, 94116
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Nationwide Mortgage
  • 3101 Taraval Street, San Francisco, CA, 94116
  • Nationwide Mortgage was established in 1998. We provide fast, flexible, equity based private mortgages for real estate throughout California and several other states. We assist real estate investors with equity cash out bridge loans, purchase loans, construction and other loan types.
  • White River Credit Union WA
  • 1499 Garrett Street, Enumclaw, WA, 98022
  • At White River Credit Union, we help one another. "People helping people"​ is our motto. We’ve been in your neck of the woods for 60 years, and have a stake in seeing this community and its people prosper. Our credit union began serving the folks on the plateau who harvested our timber. We knew their families, their trials and their dreams.
  • Lend Agents Mortgage Inc.
  • 372 Bel Marin Keys, Suite H, Novato, CA, 94949
  • As an independent mortgage company our goal is to provide the lowest rates and best service to our customers. Because we work with many lenders, including major banks, small lenders, insurance and trust companies, and private funds, we can offer you the most competitive rates in the industry.
  • Financial Concepts Inc
  • 4040 Civic Center Drive, Suite 200, San Rafael, CA, 94903
  • Financial Concepts, Inc. is a full service Real Estate, Mortgage Brokerage, Tax Preparation and Financial Services company. We focus on a wide variety of clients with the ability to meet virtually most anyone’s needs. Our real estate division specializes in residential, investment and relocation properties for both buyers.
  • emortgages.com
  • 1425 N McDowell Blvd, Suite 209, Petaluma, CA, 94954
  • Emortgages.com is a California based mortgage broker company providing high quality loan services with web-based technology solutions at rates and costs that are consistently below the industry average. Our vision is to be the definitive mortgage broker that provides our customers with the highest level of service.
  • Mayfair Mortgage
  • 4040 Civic Center Drive, Suite 200, San Rafael, CA, 94903
  • Mayfair Mortgage Industry Veteran and Market Leader with in-depth experience in the Real Estate and Mortgage Banking industry. Licensed Real Estate Lending in San Francisco Bay Area since 2006. Extensive background & Specialist in Corporate and Residential relocations, Project management, Property Development, and Contract negotiation.
  • Redwood Empire Home Loans, Inc.
  • 1930 Primrose Drive, Petaluma, CA, 94954
  • At Redwood Empire Home Loans, Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.